Amathiphu wokuthi ungayikhokha kanjani imali encane yomshuwalense wezithuthuthu
Okuqukethwe
Ukuthenga isithuthuthu kungaba nomvuzo omkhulu, ikakhulukazi uma uhlala edolobheni elineziminyaminya ezivamile. Ngokufanayo, ingasetshenziswa emigwaqeni emikhulu nasekuhambeni okude lapho ibhayisikili linamandla amakhulu.
Ngenxa yokuhlonipha ikhodi yomshuwalense, bonke abagibeli bezithuthuthu kumele baqinisekise isithuthuthu sabo. Kodwa-ke, izinkampani zomshuwalense zinikeza ezinye izinsizakalo ezingeziwe ezisempahleni yabanomshwalense, kepha lezi zokugcina zingahlala zenqaba.
Yiziphi izinhlobo zomshuwalense wezithuthuthu okhona? Yiziphi iziqinisekiso eziyimpoqo neziqinisekiso ezengeziwe? Ungazinciphisa kanjani-ke izindleko zakho zomshuwalense wezithuthuthu? Nawa amanye amathiphu nezeluleko zokuthi ungakhokha kanjani kancane umshwalense wezithuthuthu.
Izinhlobo ezahlukene zomshuwalense wesithuthuthu?
Ngemuva kokubhalisa isithuthuthu, umnikazi kufanele athathe umshwalense ukuvikela abanye kanye nabo. Izinketho eziningana zeziphakamiso ziyatholakala kuye.
Umshuwalense Wezikweletu
Lo mshuwalense uyimpoqo kubo bonke abanikazi bezithuthuthu. Kuvikela izisulu zengozi yesithuthuthu, okungukuthi umnikazi wesithuthuthu. Kubhekwa abantu, izinto ezibonakalayo, njll. Umgibeli wesithuthuthu, uma ekhona, naye unomshuwalense, inqobo nje uma efake isigqoko sokuzivikela esivunyiwe.
Iwaranti vol
Lokhu kusebenza uma kwenzeka kwebiwa isithuthuthu. Ngalolu hlobo lwewaranti, umshwalense wakho uzokubuyisela inani lesithuthuthu ngokuya ngesimo saso ngesikhathi sokweba. Lokhu kuyasiza kakhulu uma unesithuthuthu esisha. Uma kuyibhayisikili elidala, kungcono ukuthi ungasibhaliseli le waranti, ngoba ngeke uthole lutho ngayo.
Ukuqinisekisa kokulimala
Kulolu hlobo lwenkontileka, umshwalense uthatha isibopho sokulimaza isithuthuthu sakho, kungakhathalekile ukuthi ngubani onecala. Inkampani yomshwalense ibheka nesimo sesithuthuthu futhi ikhokha izindleko ngokufanele. Kodwa-ke, kunezinhlobo ezimbili zezivumelwano zokubuyiselwa imali:
Isivumelwano sokushayisana noma ukulimala komuntu wesithathu. Kusebenza ngokusemthethweni uma umhlanganyeli wesibili engozini ekhonjwa. Ukuthuthwa kwesithuthuthu endaweni yokulungisa esiseduze kuyabhekwa.
Inqubomgomo ephelele: Njengoba igama liphakamisa, umshwalense uthola ukumbozwa okugcwele ngaphandle kokulimala kwesithuthuthu futhi ngaphandle kwesono.
Umzimba oqhubayo
Ifaka ukulimala okungokomzimba komshuwalense uma kwenzeka ingozi yesithuthuthu. Lesi yisiqinisekiso esingakusiza kakhulu njengoba kuqinisekisa nokuthi izinsiza zikhokhelwa abazuzi bakho.
Yiziphi iziqinisekiso eziyimpoqo neziqinisekiso ezengeziwe?
Zonke iziqinisekiso ezinikezwa izinkampani zomshuwalense ziyakhethwa. Ezinye zazo futhi ziyakhethwa.
Iziqinisekiso eziyimpoqo
Ngokuqondene nemoto, umshuwalense wesikweletu, okuwumshwalense wesithathu, nawo uphoqelekile kwizithuthuthu. Lokhu kuhlinzekelwa yi-athikili L. 211-1 yekhodi yomshwalense. Lo mbhalo wenziwa wabiza kakhulu yi-Article L. 124-4, efundeka kanje: "Umshuwalense womnikazi wemoto ubophezelekile ukuqinisekisa, ngokohlaka lwenkontileka, isinxephezelo ngomonakalo odalelwe umuntu wesithathu." Ngakho-ke, umthetho uhlinzekela ukujeziswa kwanoma ngubani ohamba ngebhayisikili ohluleka ukuhambisana nalesi sibopho.
Iziqinisekiso ezengeziwe
Umshuwalense wokweba, ukuvikelwa komonakalo nokuvikelwa komshayeli akuphoqelekile kwinkontileka yomshuwalense. Ngakho-ke, umgibeli akabophezelekile ukuthi abhalisele kuyo. Kumele ahlole ubuhle nobubi ngaphambi kokunquma kwesinye salezi ziqinisekiso. Uzokwenza ukukhetha kwakhe ngokuya ngenani lesithuthuthu sakhe nokuthi ugibela kanjani.
Ungazinciphisa kanjani izindleko zomshuwalense wezithuthuthu?
Uma kufanele ukhiphe yonke imishwalense enikezwa izinkampani zomshuwalense, ungahle ungakwazi ukuhlangabezana nayo. Nawa amanye amathiphu wokukusiza ukugcina izindleko zakho zomshuwalense wezithuthuthu ziphansi.
Khetha isithuthuthu sakho kahle
Kuya ngokuthi ufuna ukusisebenzisa kanjani, kufanele ucwaninge izici zesithuthuthu ngaphambi kokukhetha. Khetha isithuthuthu noma isithuthuthu esivumelana nezidingo zakho. Udinga futhi ukunaka iminyaka yakho nobunikazi besithuthuthu, ngamanye amagama, isipiliyoni sakho. Uma usanda kuqala ukugibela isithuthuthu, ungathathi isithuthuthu esinamandla kakhulu.
Abanye abomshwalense banqikaza ukufaka umshwalense kumshayeli omusha onemoto enamandla ngoba bembona njengomuntu osengozini. Lapho isithuthuthu sibiza kakhulu, izindleko ziyenyuka.
Khetha inkampani efanele yomshuwalense
Ayikho intengo ejwayelekile yalokhu noma leyo nhlobo yesiqinisekiso. Akuzona zonke izinkampani zomshuwalense ezinikeza okufanayo. Thatha isikhathi ucwaninge izinkampani eziseduze kwakho ukubona ukuthi iyiphi enamadili amahle kakhulu. Sebenzisa umncintiswano ophakathi kwezinkampani ukuze uphume phambili.
Khetha izinkampani eziku-inthanethi
Imishwalense eku-inthanethi ibonakala ishibhile. Lezi zinkampani zibonakala, ngakho-ke azinazo izakhiwo okufanele zikhokhele izindleko zokuqasha nezokuphatha. Ngamafuphi, izindleko zabo ziyehla, okusho ukuthi amanani aphansi. Ngale ndlela ungonga imali. Ngaphezu kwalokho, ngokuchofoza okukodwa, ngaphandle kokushiya ikhaya lakho, uzothola lonke ulwazi oludingayo.
Khulisa i-franchise yakho
Uma kwenzeka kulimala isithuthuthu kancane, zithwalele izindleko ngokwakho. Ungabiki izimangalo ezincane. Lokhu kukhulisa imali yakho ekhishwayo bese kunciphisa izindleko zakho zomshuwalense ngesikhathi esifanele. Abanye abomshwalense bavuza abagibeli bezithuthuthu abakhombisa isimilo esihle sokushayela ngohlelo lwe-bonus malus olunganciphisa amaphrimiyamu omshwalense.
Khetha insizakalo ekhethekile ebizwa ngokuthi Khokha njengoba Ushayela.
Uma ushayela imoto ngezikhathi ezithile, kufanele uthande lolu hlobo lomshuwalense. Le yisevisi eshiwo kwinkontileka yomshuwalense, ekhokhiselwa yona imali kuye ngebanga ohamba ngalo. Inzwa yakhelwe emotweni yakho ukuze ungeqi umkhawulo obekwe yisivumelwano sobabili.
Thola yonke imishwalense yakho enkampanini eyodwa
Kumayelana nokuqoqa yonke imishwalense yakho (ikhaya, imoto, ezempilo, njll.) Bese ubhalisela umshwalense ofanayo. Njengoba bethi intengo ye-wholesale izuzisa kakhulu kunentengo yokuthengisa, ukuthembeka kwakho kumhlinzeki wakho womshwalense kubenza baphendule izicelo zakho. Ngakho-ke, kuzoba lula kuwe ukuxoxisana nokwehliswa lapho.
