Izithuthuthu zikagesi kanye nama-scooters: ama-microloans ukuze kube lula ukuthenga

Esinye seziphakamiso eziyinhloko ze-Citizens' Convention, "imoto ehlanzekile" microcredit, isanda kusungulwa nguhulumeni. Igcinelwe imindeni ehola kancane, ihloselwe izimoto kanye nezithuthuthu nezithuthuthu zikagesi. Izincazelo!

Phakathi kwebhonasi yokuguqulwa, ibhonasi yezemvelo kanye nezibonelelo zendawo, sekuvele kunezinzuzo eziningi e-France zokuthenga isikuta sikagesi noma isithuthuthu. Ngemva kokunquma ukuya ezingeni eliphezulu, uhulumeni wengeza ungqimba nge microcredit izimoto ezihlanzekile, umshini oklanyelwe imindeni ephansi kakhulu.

Ubani i-microcredit "izimoto ezihlanzekile" ezihloselwe?

I-microcredit entsha yenzelwe imindeni enesizotha kakhulu.

« I-solvency yabo ibhekwa njengeyanele, kodwa abakwazi ukufinyelela emalimboleko enikezwa amanethiwekhi amabhange endabuko.s” ifinyeza umbiko kahulumeni, ongacacisi imibandela yemali engenayo.

Yiziphi izimoto ezifanele?

Imibandela yokufaneleka yekhredithi encane ifana ncamashi neyebhonasi yokuguqulwa. Ngakho-ke, sikhuluma ngezimoto ezintsha noma ezisetshenzisiwe. Ngakho-ke, ngaphezu kwezimoto zikagesi noma ezihlanganisiwe, amasondo kagesi anamasondo amabili nantathu athengwe amasha noma asetshenzisiwe ayafaneleka ukuthola lolu sizo olusha lombuso.  

Isamba esiqinisekisiwe sikahulumeni esingafika ku-50% wemali yekhredithi encane ingafinyelela kuma-euro angu-5.. Kwanele ukuvula ukuthengwa kwezithuthuthu eziningi nezithuthuthu zikagesi emakethe. Ikakhulukazi njengoba lokhu kunikezwa kwezimali okusha kunganezelwa osizweni oluvele lukhona.

Isibonelo: isikuta sikagesi se-Super Soco CP-X esithengiswa nge-€4 sifanelekele ibhonasi yama-€290. Itholakala kuwo wonke umuntu, le bhonasi ingalekelelwa ngebhonasi yokuguqulwa engu-€900 uma kwenzeka kulahlwa imoto endala kaphethiloli noma udizili futhi kuncike ebufakazini bemali engenayo yentela yereferensi engaphansi kuka-€1. Uma uhlala e-Paris, ungathola ngisho nosizo lwasendaweni lwama-euro angu-100. Inani elisele lama-euro angu-13 lingakhava ngekhredithi encane.

Ungasifaka kanjani isicelo se-microcredit ukuze uthenge isithuthuthu noma isikuta sikagesi?

Ukufaka isicelo sekhredithi encane ukuze uthenge isikuta sikagesi noma isithuthuthu, udinga ukuxhumana nesevisi yokwesekwa komphakathi mathupha. Uzoba nesibopho sokubuyekeza ifayela lakho futhi alithumele ebhange eligunyaziwe.

Amamishini wendawo, i-French Red Cross, i-Restos du cœur, i-Secours Catholique, Isikhwama Sesinyathelo Sokulwa Nokukhishwa... Kunezinhlangano eziningi e-France ezingakusekela kuphrojekthi yakho.