Imoto eyebiwe - okufanele ukwenze nokuthi ungaya kuphi uma kwenzeka ukwebiwa kwemoto?

Iphupho elibi kunawo wonke lanoma yimuphi umshayeli ukweba izimoto. Umzamo omkhulu nemali etshaliwe emotweni, uhambe ohambweni olude uzungeza iYurophu neRussia kuyo. Futhi ngolunye usuku kuvela ukuthi awukwazi ukuthola imoto yakho endaweni yokupaka. Yebo, lokhu kuwukushaqeka okunamandla, kodwa akufanele uthukuthele. Kulesi sihloko ku-portal yethu ye-Vodi.su, sizocubungula umbuzo ofanele kunoma yimuphi umnikazi wemoto yomuntu siqu - ukuthi yini okufanele uyenze uma imoto yebiwa.

Ukweba nokweba - izimbangela zokweba

Umthetho waseRussia wethula umehluko ocacile phakathi kokweba nokweba (ukukhwabanisa). Ngakho, ku-Criminal Code of the Russian Federation, Art. 166 ihlinzeka ngesibopho sokweba kanye nencazelo yomqondo ngokwawo. Ukweba kuwukuthatha impahla egudlukayo, kodwa ngaphandle kwenhloso yokuyithatha.

Okusho ukuthi, ukweba kungabhekwa:

• uhambo olungagunyaziwe ngabantu abangagunyaziwe emotweni yakho, ngokuvamile izimoto ezinjalo zitholwa kamuva nomsakazo ontshontshiwe noma zisesimweni esilimele;
• ukuvula isaluni kanye nokwebiwa kwempahla yomuntu;
• idlulisele kwabanye abantu abazobe sebeyiqaqa noma bayidayise kabusha.

Ukweba kuchazwe ku-athikili 158, futhi icala laleli cala linzima kakhulu. Ukweba wukuthola imoto ukuze umuntu azisebenzise unomphela noma ayidayisele inzuzo.

Kuyaphawuleka ukuthi naphezu kokwakhiwa okunjalo, umshayeli ngeke azizwe engcono uma imoto yakhe yebiwe noma yebiwe, ngoba kaningi akunakwenzeka ukuyibona. Ngaphezu kwalokho, imigomo yesivumelwano se-CASCO ingase ibonise ukuthi isinxephezelo sizokhokhwa kuphela uma kwenzeka ukweba, hhayi ukweba.

Ngokuvamile, ukweba nokweba kwenziwa ngenxa yezizathu ezihlukahlukene:

• ukudunwa kwenkontileka - othile ubeke iso emotweni epholile futhi ukhokhela abaduni abanolwazi ukuze bagcine yonke into ihlanzekile futhi ingathuli. Kulokhu, akukho alamu ye-GPS, noma igaraji lomuntu siqu noma indawo yokupaka ezosindisa imoto yakho;
• abadlali bezivakashi - amaqembu obugebengu obuhleliwe avame ukuhamba ezungeze izifunda ze-Russian Federation futhi adune, aphazamise amapuleti elayisensi futhi lezi zimoto bese zivela kwezinye izifunda noma amazwe;
• ukudilizwa izingxenye ezisele;
• ukudunwa kwemoto ngenhloso yokugibela.

Akekho ovikelekile ekuntshontshweni kwemoto yakhe. Ngakho-ke, into kuphela esingayeluleka ngayo indlela ephelele yokuphepha: isistimu ye-alamu enhle, isondo lokuqondisa noma izingidi ze-gearbox, umshuwalense we-CASCO, shiya imoto kuphela ezindaweni zokupaka ezikhokhelwayo ezikhokhelwayo, ezindaweni zokupaka ezingaphansi komhlaba noma egalaji lakho.

Izinyathelo zokuqala

Okokuqala, udinga ukuqiniseka ukuthi imoto yebiwe ngempela, futhi ayizange ihanjiswe emotweni yemoto, noma umkakho uhambe ngaphandle kokukuxwayisa ngebhizinisi. Kunoma yiliphi idolobha kukhona imigqa yamaphoyisa omgwaqo emsebenzini, lapho kukhona ulwazi mayelana nezimoto ezisusiwe. EMoscow, le nombolo ithi [phone]. Yigcine kumakhalekhukhwini wakho.

Kodwa-ke, akufanele uchithe isikhathi, udinga ukwenza ngokuphishekela okushisayo:

• sibiza amaphoyisa, isitatimende sakho somlomo siyaqoshwa;
• khombisa idatha yemoto neyakho;
• ithimba elisebenzayo lizofika lizokwenza izinyathelo zophenyo;
• kuzonikezwa uhlelo lokucabela, okungukuthi, idatha yemoto ifakwa kusizindalwazi sezimoto ezebiwe.

Ngisho noma imoto yebiwe nawo wonke amadokhumenti, asikho isidingo sokukhathazeka, ngoba ngokusho kwedatha eshiwo nguwe futhi ngokolwazi oluvela esivumelwaneni sokudayiswa nokuthenga, amaphoyisa angakwazi ukuthola kalula ukuthi imoto ingeyakho.

Ngenkathi ithimba lamaphoyisa lifika ocingweni lwakho, ungachithi isikhathi: qalaza, mhlawumbe othile wabona ukuthi abantu abangabazi bantshontshe imoto. Uma ukwebiwa kwenzeke enkabeni yedolobha, kungenzeka ukuthi kuqoshwe amakhamera okuvikela afakiwe noma ama-DVR kwezinye izimoto.

Hamba uye esiteshini samaphoyisa esiseduze uyofaka isikhalo esibhaliwe mayelana nokwebiwa. Kufanele yamukelwe ngokuhambisana nayo yonke imithetho futhi kufanele unikezwe ifomu elikhethekile lokukhombisa izici ezihlukile zemoto: uhlobo, umbala, izinombolo, izimpawu zomehluko (umonakalo, amazinyo, amadivaysi engeziwe), cishe uphethiloli osele ngaphakathi. ithangi - mhlawumbe abaduni bazodlula beyofuna igalaji likaphethiloli.

Ikhophi yesicelo kanye nesenzo sokweba kuyadingeka ukuthi kuhanjiswe enkampanini yomshwalense ukuze unxeshezelwe. Isinxephezelo sikhokhwa kuphela uma ngemuva kwesikhathi esithile imoto ingatholakali. Ngemva kokukhokha isinxephezelo esidingekayo, imoto iba impahla yase-UK futhi izodlulela kubo ngemva kokutholwa.

Izinyathelo ezilandelayo

Ngaphansi komthetho wamanje, amaphoyisa anikezwa izinsuku ezi-3 zokusesha, ngokwelulwa kwezinsuku ezifika kweziyi-10. Uma imoto ingatholakali ngalesi sikhathi, icala lakho lokweba lizophinde lifakwe esigabeni sokweba. Empeleni, abanikazi be-CASCO akufanele bakhathazeke, njengoba baqinisekisiwe ukuthi bathola izinkokhelo ezifanele.

Uma une-OSAGO, ungathembela kuwe kuphela namaphoyisa anesibindi. Ngokwezibalo, amaphesenti amancane kuphela ezimoto ezebiwe atholakala, ngakho-ke udinga ukwenza imizamo yakho: hamba uzungeze amabhokisi ahlukahlukene lapho izimoto zilungiswa khona, khuluma "neziphathimandla" zendawo, shayela amaphoyisa kaningi futhi ubuze ukuthi ukusesha kwenziwa kanjani. ithuthuka.

Maningi amathuba okuthi imoto yebiwe ukuze ihlengwe. Uzothola ucingo olunombuzo ocacile: Ingabe ulahlekelwe okuthile okumba eqolo kamuva nje.

Kunezinketho ezimbili:

• vumelana nemibandela yabakhwabanisi futhi ukhokhe inani elidingekayo (ungakhohlwa ukuxoxisana noma ukusho ukuthi kunenzuzo enkulu ukuthi uthole inkokhelo ye-CASCO - ngisho noma ingekho - kunokuba ubakhokhele okuthile - bazokwehlisa nakanjani intengo, njengoba eqinisweni beba imoto ngalokhu);
• bika emaphoyiseni futhi kuzokwenziwa isu lokubamba izigebengu (nakuba lolu hlelo lungabhuntshiwa kalula).

Njengomthetho, abakhwabanisi bafuna ukushiya imali esikhwameni endlini ethile engasasebenzi noma endaweni engenalutho, futhi imoto izobe ikulindile ngakusasa ekhelini elishiwo.

Ngamafuphi, akuvamile kakhulu ukuthola imoto eyebiwe, ngakho-ke udinga ukubona kusengaphambili lokhu okungenzeka futhi uthathe zonke izinyathelo ezidingekayo. Lokhu kusebenza ikakhulukazi kubanikazi bezimoto ezibizayo. Izimoto zebhajethi zebiwa kancane futhi ikakhulukazi ukuze zisikwe zibe izingxenye.

Yini okufanele uyenze uma imoto yebiwa?

Iyalayisha...