Uthenge imoto evinjelwe ezenzweni zokubhalisa

Njengoba umkhuba ubonisa, imoto evinjelwe ezenzweni zokubhalisa ayikwazi ukuthengwa ngesandla kuphela, kodwa nasezindaweni ze-Trade-in salon. Lokhu kuphakamisa ukuthi bobabili abathengi abazimele kanye nezinhlangano ezibucayi bavame ukunganaki imithetho elula yokuhlola ukuhlanzeka okusemthethweni kwemoto.

Yiziphi izinyathelo okufanele zithathwe uma uthenge imoto, futhi kukhona ukuvinjelwa kwezenzo zokubhalisa kuyo? Akunakwenzeka ukubhalisa imoto enjalo, okusho ukuthi awukwazi ukuyishayela, okungenani ngokusemthethweni.

Kungani kuvinjelwa izenzo zokubhalisa?

Isinyathelo sokuqala siwukuthola ukuthi kungani ukuvinjelwa kwabekwa. Lo mqondo usho lokhu okulandelayo: izinsiza ezihlukahlukene eziphezulu zikhuthaza abashayeli ukuba bafeze izibopho zabo. Izibopho zingasho ukwephulwa kwemithetho ehlukahlukene noma izikweletu:

• izikweletu zenhlawulo yamaphoyisa omgwaqo;
• isikweletu semalimboleko - i-mortgage noma izikweletu zemoto;
• ukugwema intela;
• kwezinye izimo, imingcele ibekwe yisinqumo senkantolo ekuhlaziyeni izingxabano ezihlukahlukene zempahla.

Ngaphezu kwalokho, izimoto ezebiwe ezifunwayo zizovalwa. Ngakho, umthengi, ozithola esesimweni esinzima kangaka, kufanele aqale athole ukuthi kungani kuvinjelwa.

Indlela ukususa ukuvinjelwa?

Sesixoxile kakade ngezihloko ezifanayo kuwebhusayithi yethu Vodi.su, isibonelo, ukuthi yini okufanele uyenze uma bengafuni ukubhalisa imoto. Ngemva kokuqonda izizathu zokubekwa kwengcindezi, uzokwazi okufanele ukwenze ngokulandelayo.

Izimo zingahlukaniswa ngamaqembu amaningana:

• ixazululwe kalula;
• okungaxazululeka;
• kanye nalezo okucishe kungenzeki ngazo ukuthola indlela yokuphuma.

Uma uthenge imoto ngokuvinjelwa kwezenzo zokubhalisa, ungaqashelwa njengesisulu sokukhwabanisa, ngoba ukuvinjelwa kubekwe nje ukuze umnikazi wangaphambili angabi nelungelo lokuyithengisa ngokusemthethweni.

Ngakho-ke, uma isimo silula, isibonelo, kukhona isikweletu esincane semalimboleko noma izinhlawulo ezingakhokhiwe, abanye abashayeli banquma ukuzikhokhela ngokwabo, njengoba bekhetha ukusebenzisa ngokushesha imali encane ukuze bagweme amacala angapheli kanye nezikhalazo emaphoyiseni. . Abantu abanjalo bangaqondwa, ngoba bangase badinge imoto khona lapha futhi manje, futhi ukuqulwa kwecala okude kwenkantolo kusho ukuthi kwenqatshelwe ukusebenzisa le moto ngenjongo yayo ehlosiwe isikhathi eside kuze kube yilapho kuthathwa isinqumo esihle.

Izimo okungenzeka zixazululeke zihlanganisa lezo lapho umnikazi omusha kufanele afakazele enkantolo ukuthi ube yisisulu sabakhwabanisi, nakuba enze yonke imizamo yokuqinisekisa ukuhlanzeka okungokomthetho kwemoto: ngokubheka imoto kuwebhusayithi esemthethweni yamaphoyisa omgwaqo noma irejista yezimoto ezibolekwayo.

Njengoba sikhumbula ezihlokweni ezedlule kuVodi.su, kukhona u-Art. I-Civil Code ye-Russian Federation 352, ngokusho ukuthi idiphozi ingahoxiswa uma umthengi omusha ethembekile futhi engazi ngezinkinga zomthetho ngemoto. Lokhu kusebenza ikakhulukazi ezimotweni ezivinjelwe ngenxa yokungakhokhi imali ebolekiwe. Nokho, ukufakazela ubuqotho bakho kungase kube nzima kunalokho okubonakala.

Ngakho-ke, ngeke ufakazele lutho kulezi zimo ezilandelayo:

• ayikho i-PTS emotweni noma uyithenge nge-PTS eyimpinda;
• imoto yafakwa ku-database yamaphoyisa omgwaqo ngesizathu esisodwa noma esinye: intshontshiwe, kunezinhlawulo ezingakhokhiwe;
• izinombolo zeyunithi noma ikhodi ye-VIN ziphukile.

Okusho ukuthi, umthengi kufanele aqaphe futhi anake zonke lezi zici. Futhi, akunakwenzeka ukuthi ukuvinjelwa kuzosuswa uma inkontileka yokuthengisa igcwele ukwephulwa noma iqukethe ulwazi olungamanga.

Amacala okungenzeka axazululwe ahlanganisa lawo macala lapho umangalela umdayisi futhi inkantolo ithatha isinqumo esivuna wena, futhi ubophekile ukuba akhokhe izikweletu zamabhange, abakweletwayo, omama abangabodwa (uma enemali yesondlo), noma kuyodingeka akhokhe isiminyaminya esidlulelwe yisikhathi. izinhlawulo zamaphoyisa kanye negwebu eligijimayo.

Nokho, izimo ezingaxazululeki zihlanganisa lezo lapho imoto isohlwini lwedatha yezimoto ezebiwe futhi umnikazi wayo wangaphambili etholakele. Eqinisweni, le nkinga nayo ingaxazululwa, kodwa kuzodingeka kusetshenziswe imali eningi, ngakho-ke abashayeli abaningi bakuthola kungenanzuzo. Osekusele wukuthi bathinte amaphoyisa balinde baze bathole amaqola adayisa imoto eyebiwe.

Imiyalelo yesinyathelo ngesinyathelo yokususa ukuvinjelwa

Ngenhla sichaze izimo ezijwayelekile ezingaphezulu noma ezingaphansi, kodwa udinga ukuqonda ukuthi icala ngalinye likhethekile futhi kufanele licatshangelwe ngokusekelwe ezimweni. Noma kunjalo, kuyenzeka udwebe uhlelo olujwayelekile lwezenzo lapho kutholakala ukuthi imoto osanda kuyithenga ivinjelwe ukubhaliswa.

Ngakho-ke, uma ufika emaphoyiseni omgwaqo we-MREO, unayo yonke iphakheji yamadokhumenti - i-DKP, i-OSAGO, i-VU yakho, i-PTS (noma i-duplicate yayo) - kodwa utshelwe ukuthi ayikho indlela yokubhalisa imoto, kufanele :

• thintana nomnyango wamaphoyisa omgwaqo ukuze uthole ikhophi yesinqumo sokuvinjelwa kokubhaliswa;
• itadishe ngokucophelela, futhi kungase kube nezinqumo ezinjalo eziningana;
• khetha enye indlela yokwenza, ngokusekelwe esimweni;
• lapho isimo sinqunywa esivuna wena, udinga ukuthola isinqumo sokususa ukuvinjelwa.

Kuyacaca ukuthi isikhathi esiningi singadlula phakathi kwamaphuzu amabili okugcina, kodwa yilokhu kanye okudingayo ukulwela. Kwezinye izimo, umthengi ngokwakhe ubuyisela zonke izikweletu, kanti kwabanye kufanele amangalele hhayi umdayisi kuphela, kodwa futhi negunya elabeka ukuvinjelwa. Nokho, kaningi kwenzeka ukuthi akukho lutho oluncike kumthengi okhohlisiwe, futhi kufanele ulinde ngobumnene isinqumo sikaThemis.

Sesibhale kakade ezihlokweni ezedlule futhi manje sincoma ngokuqinile ukuthi uhlole ngokucophelela yonke imibhalo. Kufanele kuqashelwe ngokukhethekile izinombolo ezigxivizwe emzimbeni nasemayunithi. Sebenzisa zonke izinsiza zokuqinisekisa ezitholakala ku-inthanethi. Kufanele waziswe ngokuthengiswa kwemoto enesihloko esiyimpinda. Uma kunokungabaza okukhulu, kungcono ukwenqaba ukuthengiselana.

Iyalayisha...