Izidingo zomshwalense zokubhalisa imoto eNew Mexico

Zonke izimoto ezibhalisiwe eNew Mexico kufanele zifakwe umshwalense ngokumelene nesikweletu noma "isikweletu sezezimali". Izidingo eziyisisekelo zesikweletu sezezimali zabashayeli baseNew Mexico zimi kanje:

• Ubuncane be-$ 25,000 yokulimala noma ukufa komuntu ngamunye; lokhu kusho ukuthi udinga ukuthwala okungenani u-$50,000 ngenani elincane kakhulu labantu abahilelekile engozini (abashayeli ababili).

• Ubuncane be-$10,000 ngesikweletu somonakalo wesakhiwo

Lokhu kusho ukuthi isamba sesikweletu sezimali esincane ozosidinga singu-$60,000 ukukhokhela ukulimala noma ukufa komuntu siqu, kanye nesibopho sokulimala kwempahla.

• Umthetho waseNew Mexico udinga futhi ukuthi umshwalense wakho uhlanganise umshayeli ongagunyaziwe noma ongenawo umshwalense ozokuvikela uma uhileleke engozini nomshayeli ongenawo umshwalense wesibopho esingokomthetho. Unenketho yokukhansela lokhu kufakwa ngokubhala uma uthanda.

Uhlelo Olusha Lomshwalense Wezimoto waseMexico

INew Mexico inohlelo lukahulumeni olubizwa ngeNew Mexico Motor Vehicle Insurance Plan olusiza ukuqinisekisa ukuthi abashayeli abasengozini enkulu bathola umshwalense wezimoto abawudingayo ngokomthetho. Uma abahlinzeki bomshuwalense benqabe umshayeli, umshayeli angafaka isicelo ngaphansi kwalolu hlelo lomshwalense wezimoto.

ubufakazi bomshwalense

Uma ubhalisa imoto yakho noMnyango Wezimoto WaseNew Mexico, kufanele ubonise ubufakazi bomshwalense. Ubufakazi obamukelekayo bekhava yomshwalense buhlanganisa:

• Ikhadi lomshwalense elisebenzayo elikhishwe inkampani yomshwalense egunyaziwe

• Ikhophi yomshwalense wamanje

• Incwadi evela enkampanini yomshwalense ekuletterhead yenkampani eqinisekisa umshwalense wakho

Uhlelo lokuqinisekisa nge-elekthronikhi

I-New Mexico isebenzisa isizindalwazi sokuqinisekisa nge-elekthronikhi ukuze ilandelele isimo somshwalense wazo zonke izimoto ezibhaliswe kuhulumeni. Inkampani yakho yomshwalense iyadingeka ukuthi ibike izinguquko kumshwalense wakho.

Uma isizindalwazi singenabo ubufakazi bokuthi unomshwalense osemthethweni odingekayo, uzonikezwa umnqamulajuqu othize wokuvuselela ulwazi lwakho ohlelweni. Uma wehluleka ukubuyekeza ulwazi lwakho ohlelweni, ukubhalisa kwakho kuzomiswa.

Izijeziso zokwephula

Uma ukubhaliswa kwemoto yakho kumisiwe ngenxa yokwephulwa komshuwalense, kufanele uthole umshwalense osebenzayo futhi ucele umshwalense ukuthi abuyekeze ulwazi kusizindalwazi se-electronic. Kuzodingeka futhi ukhokhe imali yokutakula engu-$30.

Ukukhanselwa komshwalense

Uma udinga ukukhansela umshwalense wakho ngenkathi imoto yakho igcinwe noma ilungiswa, ungafayela isitatimende esisayiniwe sokungasebenzisi ne-New Mexico State Insurance Identification Database. Lokhu kusho ukuthi ngeke ukhokhiswe inhlawulo noma uhoxiswe uma ungayishayeli le moto emigwaqweni yaseNew Mexico. Kufanele ugcwalise i-afidavithi minyaka yonke ukuze ugcine ukubhaliswa kwakho okungaqinisekisiwe.

Uma ukhansela umshwalense wakho ngoba udayise imoto, kufanele uqale ngokuthumela incwadi eqinisekisa umshwalense wakho wemoto oyimpoqo eSigabeni Sesibopho Sezezimali soMnyango Wezimoto.

Ukuze uthole ulwazi olwengeziwe, noma ukubhalisa imoto noma ukuvuselela ukubhaliswa kwemoto yakho, xhumana Nomnyango Wezimoto WaseNew Mexico ngewebhusayithi yabo.