Izidingo zomshwalense zokubhalisa imoto e-Mississippi

Imithetho yaseMississippi ithi awudingi umshwalense wemoto ukuze ubhalise imoto, kodwa kufanele ube nomshwalense wokushayela imoto ngokusemthethweni.

Izidingo ezincane zesikweletu sezezimali zabashayeli baseMississippi zimi kanje:

• Ubuncane be-$25,000 ngomuntu ngamunye ngokulimala komuntu noma ukufa. Lokhu kusho ukuthi udinga okungenani ube no-$50,000 nawe ukuze ubhekane nenani elincane kakhulu labantu ababandakanyeka engozini (abashayeli ababili).

• Ubuncane be-$25,000 ngesikweletu somonakalo wesakhiwo

Lokhu kusho ukuthi isamba sesikweletu sezimali esincane ozosidinga singu-$75,000 ngokulimala komzimba nokulimala kwempahla.

Ezinye izinhlobo zesibopho sezezimali

Ngenkathi abashayeli abaningi baseMississippi bekhokhela izinhlelo zomshwalense zokumboza izimangalo zezikweletu zokushayela, kunezinye izindlela ezimbili zokuthola isikweletu sezezimali ezamukelekayo kuhulumeni:

• Ungabeka ibhondi ebiza okungenani u-$75,000 noma

• Ungenza idiphozithi engukheshi noma yezokuphepha noMnyango Wezezimali waseMississippi okungenani ngama-$75,000.

Umshwalense womshayeli onobungozi obukhulu

Izinkampani zomshwalense waseMississippi zingase zenqabe ukufaka umshwalense kubashayeli abathathwa njengabasengozini enkulu. Ukuqinisekisa ukuthi bonke abashayeli banomthwalo wemfanelo odingekayo, iSifundazwe SaseMississippi sigcina I-Mississippi Motor Insurance Program, noma i-MSAIP. Ukuze ufanelekele uhlelo lwe-MSAIP, kufanele ube:

• Ilayisensi yokushayela yaseMississippi esebenzayo kanye

• Imoto okwamanje ibhaliswe e-Mississippi.

Noma yimuphi umhlinzeki womshwalense ogunyaziwe e-Mississippi angathengisa umshwalense kubashayeli abasengozini enkulu ngohlelo lwe-MSAIP.

ubufakazi bomshwalense

Endaweni yengozi noma esitobhini sebhasi, isikhulu somthetho singacela umshwalense. Ukwehluleka ukunikeza le dokhumenti kungase kubangele izinhlawulo. Ubufakazi obamukelekayo bekhava yomshwalense buhlanganisa:

• I-ID yomshuwalense evela enkampanini yomshwalense egunyaziwe

• Isitifiketi somshwalense esivela enkampanini yomshwalense egunyaziwe

• Ubufakazi bokubekwa kwesibambiso enanini elincane elidingekayo lesikweletu

• Isitifiketi sediphozi esenziwe kuMgcinimafa Wombuso ngenani lemali noma ibhondi elilingana nenani lesibopho esidingekayo.

Izijeziso zokwephula

Isifunda saseMississippi sinezijeziso ezinzima kulabo abephula imithetho yomshwalense. Uma ushayela ngaphandle kwenani elincane elidingekayo lomshwalense wesikweletu, ungase ubhekane nezinhlawulo ezilandelayo:

• $1,000 inhlawulo

• Ukulahlekelwa yizincwadi zokushayela unyaka owodwa

Uma ungethuli isitifiketi sakho somshwalense ngesicelo sesikhulu somthetho esitobhini noma endaweni yengozi, ungashushiswa futhi uhlawuliswe.

Ukubuyiselwa kwelayisensi yokushayela

Uma ilayisense yakho imisiwe ngenxa yokwephulwa komshwalense, ungayibuyisela ngenye yalezi zindlela ezilandelayo:

• Yethula isitifiketi sakho somshwalense ngesikhathi noma ngemva kokulalelwa kwecala ngemuva kokuba ucashuniwe.

• Thumela Ubufakazi be-SR-22 Bokuzibophezela Kwezezimali, obuqinisekisa ukuthi unomshwalense omncane odingekayo.

Ukuze uthole ulwazi olwengeziwe, thintana noMnyango Wezezimali waseMississippi ngewebhusayithi yabo.