Izinzuzo zokuthenga umshwalense wemoto yakho

Kuhle ukubheka umshwalense wemoto… ezinye izinkampani zizokukhokhisa imali ethe xaxa uma imoto yakho yebiwa noma yebiwa.

Umshwalense omkhulu wezimoto wase-Australia ukhokhisa abashayeli abaphuzile imali encane kunamakhasimende abo izimoto zabo ezebiwe noma ezebiwe abanye abashayeli.

Uphenyo olwenziwa yi-News Corp Australia mayelana nendlela ukufakwa kwezimoto ezitholakala ngayo kutholwe ukuthi i-Insurance Australia Group, elawula amabhrendi afana ne-NRMA, RACV, SGIC ne-SGIO, ayibambisi imali abashayeli abasanda kubuya ekumisweni kwezimoto. Nokho, ikhasimende elisebenzisa isembozo salo esenzakalweni elingaphezu kwamandla lalo lingalindela amaphesenti angu-13 engeziwe.

“Uma umshwalense wakho ukukhokhisa ngaphezu komshayeli ophuzile ngenxa yokuthi ube sengozini ngaphandle kwephutha lakho, sekuyisikhathi sokuthi uqhubeke,” kusho u-Erin Turner, okhulumela i-consumer group Choice. "Bheka amanani futhi uthole idili elingcono kakhulu."

Inqolobane ye-IAG ye-Suncorp ithatha indlela ehluke kakhulu, ngophawu lwayo lwe-AAMI lwengeza cishe umthwalo omisiwe ongamaphesenti angu-50 kodwa izinkokhelo zikhuphule ngaphansi kwamaphesenti amathathu ngokweba ngakunye.

I-IAG ithola cishe u-$2.6 billion ngonyaka kumaphrimiyamu omshwalense wezimoto, okuyenza ibe umholi wemboni. Ngokusho kwebhange lokutshalwa kwezimali i-UBS, le nkampani ikleliswe kuqala ngo-1% wemakethe, ilandelwa yiSuncorp ngesabelo esingu-33%. Okwesithathu, ngo-31%, i-Allianz, engakhavi ngisho abashayeli abasanda kubuya ekumisweni noma ekukhanselweni.

Okhulumela i-IAG u-Amanda Wallace uthe amakhasimende amalayisense awo amisiwe noma ahoxisiwe azobhekana nenhlawulo eyengeziwe efinyelela ku-$1200 uma ecela.

Ngokwesilinganiso, abashayeli abanamalayisense amisiwe babeka "ingozi enkulu kakhulu kunalabo abangakwenzi lokho."

“Lokhu kusho ukuthi abanye abashayeli abangase bafakwe kulo mgomo, okuhlanganisa nabanikazi bawo, abajeziswa ngabanye abashayeli abanecala noma umlando wokushayela,” usho kanje.

Kodwa-ke, i-IAG ijezisa abambisene nabo ngengozi enephutha ngoba inyusa iprimiyamu iyonke ngenxa yezenzo zomshayeli oyedwa nje.

Okhulumela iSuncorp u-Angela Wilkinson uthe, ngokwesilinganiso, abashayeli abanamalayisense amisiwe "basengozini enkulu kakhulu kunalabo abangenawo."

“Uma singakhokhisi la makhasimende imali ephezulu, bekuzofanele sidlulisele izindleko kwamanye amakhasimende angawamisanga amalayisensi awo,” kusho yena.

Okhulumela i-Allianz u-Nicholas Scofield uthe abashayeli abamisiwe ngenxa yokushayela bephuzile noma begijima ngesivinini esiphezulu "abayona ingxenye yengozi ka-Allianz."

I-Australian Automobile Association ayizange iphendule izicelo zokuphawula.

Ingabe ucabanga ukubhekisisa umshwalense wakho uma sekuyisikhathi sokuvuselela? Sitshele kumazwana angezansi.

I-CarsGuide ayisebenzi ngaphansi kwelayisensi yezinsizakalo zezezimali zase-Australia futhi incike ekukhululweni okutholakala ngaphansi kwesigaba 911A(2)(eb) se-Corporations Act 2001 (Cth) nganoma yisiphi salezi zincomo. Noma isiphi iseluleko kule sayithi sivamile ngokwemvelo futhi asicabangi izinhloso zakho, isimo sezezimali noma izidingo zakho. Sicela uzifunde kanye Nesitatimende Sokudalulwa Komkhiqizo esisebenzayo ngaphambi kokwenza isinqumo.