Imoto eyonakele endaweni yokupaka - yini okufanele uyenze uma imoto yonakele?
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Imoto eyonakele endaweni yokupaka - yini okufanele uyenze uma imoto yonakele?


Izimo lapho izimoto zilimala khona lapho zisendaweni yokupaka zenzeka kaningi. Yini okufanele yenziwe umshayeli ukuze athole isinxephezelo ngomonakalo? Ake sicabangele lolu daba ngokuningiliziwe.

Indawo yokupaka: incazelo

Ngokuvamile ungezwa ukuthi ukupaka nokupaka kuyafana. Eqinisweni, indawo yokupaka iyindawo lapho ungashiya khona imoto isikhathi esifushane, kuyilapho kungase kungabibikho. Okusho ukuthi, uma uya ngemoto esitolo esikhulu noma e-cinema, bese uyishiya endaweni yokupaka.

Ezindaweni ezinjalo, ungabona izimpawu ezisho ukuthi abaphathi besikhungo noma inethiwekhi yokusabalalisa akubona ababhekene nezimoto ezishiywe ngabanikazi. Ngokomthetho, insimu kuphela evikelekile, hhayi izimoto ezimi kuyo. Akekho obhekele ukuphepha kwezokuthutha kanye nokuqukethwe kwekhabhinethi.

Uma sikhuluma ngezindawo zokupaka ezikhokhelwayo, ezivele ngamanani amakhulu eMoscow nakwamanye amadolobha, khona-ke umthwalo wemfanelo ungowabalindi ngokuphelele, futhi irisidi noma isigqebhezana sokukhokha indawo yokupaka kuwubufakazi bendawo esemthethweni yemoto kulokhu. indawo.

Imoto eyonakele endaweni yokupaka - yini okufanele uyenze uma imoto yonakele?

Umonakalo owenziwe: yini okufanele uyenze?

Kunezinhlobo ezimbalwa zokulimala kwezinto kumnikazi wemoto:

  • force majeure: isiphepho, isikhukhula;
  • izenzo ze-hooligan;
  • ingozi yethrafikhi - imoto edlulayo yaklwebha i-fender noma yaphuka isibani;
  • ukuphathwa kabi kwezinsiza: isihlahla siwile, uphawu lomgwaqo, ukuqhuma kwepayipi.

Uma imoto ilimele ngenxa yesenzo sezici zemvelo ezingaxhomeki ekunganakeni kwanoma ubani, khona-ke abanikazi benqubomgomo ye-CASCO kuphela abazokwazi ukuthola isinxephezelo, inqobo nje uma isigatshana se-Force Majeure sicacisiwe kwinkontileka. I-OSAGO ayicabangi izenzakalo ezinjalo zomshuwalense. Uma une-CASCO, yenza ngokuvumelana nemiyalelo: lungisa umonakalo, ungasusi lutho, shayela i-ejenti yomshuwalense. Uma kunokungabaza ukuthi ukuhlolwa komonakalo kuzokwenziwa ngendlela efanele, sicela uxhumane nochwepheshe ozimele, esisanda kubhala ngaye.

Uma ungqimba lweqhwa lushibilikele phansi emotweni lusuka ophahleni lukamakhelwane noma isihlahla esidala siwile, qhubeka kanje:

  • shayela amaphoyisa, njengoba lena kuyindawo yawo yomthwalo wemfanelo, hhayi amaphoyisa omgwaqo;
  • ungathinti lutho, shiya yonke into njengoba injalo kuze kufike ingubo;
  • amaphoyisa enza umbiko onemininingwane echaza umonakalo kanye nohlobo lwesicelo sawo;
  • Uzothola nesitifiketi somonakalo.

Imoto eyonakele endaweni yokupaka - yini okufanele uyenze uma imoto yonakele?

Ingosi yezimoto i-vodi.su incoma ngokuqinile ukuthi lapho usayina umthetho olandelwayo, ungavumelani nemibandela ebonisa ukuthi awunazo izimangalo kunoma ubani noma ukuthi umonakalo awubalulekile kuwe. Ukubuyisela kungenzeka kuphela uma kukhona i-CASCO. Uma une-OSAGO kuphela, udinga ukuthola ukuthi yiziphi izinsizakalo ezibhekene nale ndawo futhi zidinga ukuthi zikhokhele ukulungiswa.

Izinsiza zomphakathi, njengomthetho, azilivumi icala lazo. Kulokhu, udinga ukuxhumana nochwepheshe ozimele ukuze uthole isenzo ngezindleko zokubuyisela imoto. Bese ufaka icala enkantolo ngokwesekwa ummeli oqeqeshiwe. Esimeni sokunqoba ekuqulweni kwecala, ihhovisi elinesibopho lizobophezeleka ukukhokha izindleko zokulungisa, uchwepheshe, nezindleko zomthetho.

I-algorithm efanayo isetshenziswa uma umonakalo ubangelwa ama-hooligans: amaphoyisa abhala iqiniso futhi athathe ukusesha. Ezindaweni zokupaka ezikhokhelwayo ezigadwayo, kunethuba lokuthola isinxephezelo kubaphathi benxanxathela yezitolo ngokusebenzisa izinkantolo.

ingozi yemoto

Uma imoto ilinyazwa enye imoto engena noma iphuma, isigameko sithathwa njengengozi yomgwaqo. Ukwenza kwakho kuzoncika ekutheni umenzi wecala usibambe khona lapho noma ubalekile.

Esimweni sokuqala, izinketho ezilandelayo zingenzeka:

  • ngomonakalo omncane, ungahlakaza ngokuthula ngaphandle kokudweba umthetho olandelwayo waseYurophu - uvumelana nje ngendlela yokukhokhela umonakalo;
  • i-europrotocol - igcwaliswe ngomonakalo ofika kuma-ruble ayizinkulungwane ezingama-50 futhi uma bobabili abashayeli benenqubomgomo ye-OSAGO;
  • shayela umhloli wamaphoyisa omgwaqo kanye nokubhaliswa kwengozi ngokuhambisana nayo yonke imithetho.

Okulandelayo, udinga ukulinda kuze kube yilapho inkampani yomshwalense yesigebengu isikhokha inani lemali okufanele uyikhokhe.

Imoto eyonakele endaweni yokupaka - yini okufanele uyenze uma imoto yonakele?

Uma umenzi wobubi ebalekile, lokhu kufana nokushiya indawo yengozi - Art. 12.27 ingxenye 2 yeKhodi Yamacala Okuphatha (ukuncishwa amalungelo izinyanga eziyi-12-18 noma ukuboshwa izinsuku eziyi-15). Olimele ubiza amaphoyisa omgwaqo, umhloli udweba ingozi, icala lidluliselwe emaphoyiseni. Kuyadingeka futhi ukwenza olwakho uphenyo: xoxa nabantu, buka okurekhodiwe kumakhamera agadayo noma amarekhodi evidiyo, uma ekhona.

Uma, ngenxa yazo zonke izenzo zamaphoyisa kanye nawe uqobo, isigebengu asitholakalanga, kungenzeka kakhulu ukuthi akekho ozokhokha umonakalo. Yingakho kudingekile ukuthenga inqubomgomo ye-CASCO, njengoba ihlanganisa amacala anjalo futhi ukhululiwe kwinani elikhulu lezinkinga.




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