Ukuthenga imoto ngesikweletu endaweni edayisa izimoto

Izimoto eziningi esizibona namuhla emigwaqweni yasemadolobheni ethu zathengwa ngesikweletu.

Abantu baseRussia bakwazile ukuthanda izinsiza zokuboleka - awudingi ukonga imali yesiqandisi, ifulethi noma imoto iminyaka eminingana - thola izimpahla namuhla bese ukhokha imali kamuva. Ngisho nesidingo cishe izinkokhelo eziphindwe kabili ayixoshi abantu emalini ebolekiwe.

Cishe noma yisiphi isakhamuzi esinemali engenayo okungenani ebonakalayo singathenga imoto ngesikweletu namuhla. Awudingi njalo ukuqinisekisa iholo lakho - ngokungananazi, amabhange awanandaba ukuthi ungakwazi ukukhokha noma cha.

Isibambiso siyimoto, okuthi uma kwenzeka ingakhokhi, ithathwe, futhi yonke into akwazile ukuyikhokha ibuyiselwa kumuntu, kukhishwe imali yokukhokhela imali ebolekiwe, izindleko zezinqubomgomo ze-CASCO ne-OSAGO, futhi, kunjalo, ukuncishiswa kwezindleko zemoto kucatshangelwa.

I-salon, ngakolunye uhlangothi, ayinawo umthwalo wemfanelo nhlobo, ngaphandle kwewaranti, kumthengi - ibhange lidlulisela inani elidingekayo ku-salon esikhundleni somthengi. Futhi inhlalakahle yezezimali yeklayenti iyathakazelisa kubameleli be-salon kuphela kuze kube yilapho ibhange livuma ukubolekwa imali.

Yiba noma kunjalo, kunezimoto eziningi zezikweletu namuhla, okusho ukuthi ukukhokhelwa ngokweqile ngamaphesenti angama-50-100 akwethusi kakhulu iningi labantu.

Ake sibheke inqubo yokuthola imalimboleko yemoto endaweni edayisa izimoto.

Inqubo yokufaka isicelo semalimboleko yemoto esalon

Isinqumo sokuthenga imoto ngesikweletu, ngokombono, asikwazi ukuzenzekela. Njengomthetho, umuntu unesithakazelo ekunikezeni okuhlukahlukene, okukhona okuningi manje, futhi ngokuvamile angasidukisa. Lokhu kusebenza, okokuqala, kulezo ziphakamiso lapho kuhlongozwa khona ukuthenga imoto ngesikweletu ngaphandle kwenkokhelo ephansi kanye nokuthengwa kwenqubomgomo ye-CASCO.

Ukuze ubhekane nalolu daba, udinga ukwazi ukuthi sibhekene kuphi ngqo nohlelo lokubolekwa kwemoto, futhi kuphi ngesikweletu somthengi. Sesike sabhala ngalokhu ngaphambilini, kodwa sizokukhumbuza futhi:

• alikho ibhange okwamanje elinikeza izinhlelo zokubolekwa kwemoto ngaphandle kwenkokhelo ephansi futhi ngaphandle kwe-CASCO eRussia;
• Imali mboleko yomthengi ukukhishwa okungahlosiwe kwezimali ngamanani enzalo aphezulu.

Ngakho-ke, uma uthenga imoto ngesikweletu ngaphandle kwe-CASCO kanye nomnikelo okungenani u-10% wezindleko, uthola imali mboleko yomthengi ngamaphesenti angama-30-60 ngonyaka. Inzalo yemalimboleko yemoto iphansi kakhulu - isilinganiso se-10 kuya ku-20 ngonyaka.

Isibonelo, vakashela iwebhusayithi yanoma iyiphi indawo yokuthengisa izimoto futhi ngokuqinisekile uzobona izinhlobonhlobo zokunikezwayo. Kufanele uhloniphe abeluleki bezikweletu - ungafaka isicelo semalimboleko yemoto khona kanye esizeni futhi uchwepheshe uzoxhumana nawe maduze nje, ozolungisa yonke into:

• yiziphi izinhlelo ezikhona;
• imigomo yokuboleka;
• kungakanani ongakulindela ezingeni lakho leholo;
• iyini inani lenkokhelo ephansi;
• imiphi imibhalo ozoyiletha.

Uma unquma ukufaka isicelo sokubolekwa imali endaweni ethengisa izimoto, khona-ke, ngokomthetho, konke kuzokwenzelwa wena lapha. Uzodinga kuphela ukuqoqa amadokhumenti adingekayo, futhi-ke, inkokhelo yokuqala - lapho ukhokha kakhulu ngesikhathi esisodwa, inzalo encane kuzodingeka uyikhokhe.

Futhi, kuma-salon amaningi kukhona uhlelo lokuhweba, ngokusho ukuthi ungathenga imoto entsha esesimweni esihle, futhi izobiza kancane kakhulu kunomlingani wayo omusha.

Bese ufika esaluni, uthole isikhulu sakho semalimboleko, sizokutshela ukuthi ungagcwalisa kanjani uhlu lwemibuzo ngendlela efanele. Isinqumo sebhange sincike ekutheni uhlu lwemibuzo lugcwaliswa kanjani ngokugcwele nangendlela efanele.

Udinga ukunikeza ulwazi oluningi ngangokunokwenzeka ngawe, iholo lakho, iholo lamalungu omndeni, impahla ephathekayo nengenakunyakaziswa. Awudingi ukuqamba noma yini - konke kuhlolwa ngendlela ecokeme kakhulu. Iphakheji yonke yemibhalo ithunyelwa ebhange, futhi kuvame ukujwayela ukuthumela izicelo kumabhange amaningana ukuze uthole isinqumo esihle ngokuqinisekile.

Amabhange cishe ngeke anqabe umuntu ofake imali okungenani Amaphesenti angu-20 yenani lemoto. Futhi uma futhi unomlando omuhle wesikweletu, noma uyiklayenti laleli bhange, khona-ke izikhiye zemoto zicishe ziqinisekiswe ephaketheni lakho.

Kulokhu, isinqumo singase sidinge akukho ngaphezu kwemizuzu engama-30. Uma kukhona ukungabaza, impendulo kuyodingeka ilinde izinsuku ezi-3.

Uma wenze inkokhelo kusengaphambili ngaphambi kokuba uthole imvume evela ebhange, qiniseka ukuthi ulondoloza wonke amaphepha okukhokha, ngoba kungenzeka ukuthi imalimboleko ngeke ikhishwe futhi kuzodingeka uyibuyisele le mali.

Uma kwenziwa isinqumo esihle, khona-ke khona lapha e-salon ungasayina isivumelwano nebhange futhi ushiye i-salon emotweni entsha.

Ngemva kwalokho, uzodinga kuphela ukufaka imali njalo ku-akhawunti yasebhange.

Iyalayisha...