Ungayithenga kanjani imoto esetshenzisiwe? Umhlahlandlela Womthengi

Ngizothenga imoto, i.e. izikhangiso futhi ubuke okunikezwayo

Izinhlobonhlobo eziningi nezinhlinzeko ezingenakubalwa zokuthengiswa kwezimoto ezisetshenzisiwe zikunikeza inkululeko yokuzikhethela. Ngakolunye uhlangothi, indawo ngayinye lapho itholakala khona inezici zayo, izinzuzo kanye nokubi.

Akuyona into entsha ukuthi ukufinyelela okulula nokujwayelekile kwendawo yonke ku-inthanethi enesivinini esikhulu kuphendule umhlaba waba idolobhana lomhlaba lapho okuqukethwe manje sekufinyeleleka kakhulu kunangaphambili. Lokhu kuyasebenza futhi, futhi mhlawumbe ikakhulukazi, kuzo zonke izinhlobo zokunikezwayo ezithengiswayo, lapho okunikezwayo kwezimoto kwakha iqembu elikhulu.

Ngakho ungawatholaphi amadili ezimoto ezisetshenzisiwe?

Okokuqala, kumasayithi akhethekile wokukhangisa ngezimoto, lapho singathola khona okunikezwayo okuningi ngezithombe nezincazelo.

Futhi singasesha izimoto ezisetshenzisiwe kumaphothali endali aziwayo noma kumasayithi okuhlukaniswa okujwayelekile. Izinzuzo zabo kanye nokubi kuyafana: kulula ukucinga nokunikezwa okuningi.

Ukukhangisa ezinkundleni zokuxhumana kuya ngokuya kuduma, okuyinto elula ngoba cishe wonke umuntu uyayisebenzisa namuhla. Nokho, ukusesha (ukuskrola) kunzima impela, futhi izikhangiso ngokwazo zivame ukuntula idatha eyisisekelo njengentengo noma ukuxhumana nomthengisi.

Uma sazi ukuthi hlobo luni lwemoto esifuna ukuyithenga, singavakashela iwebhusayithi yeklabhu yezimoto yalolu hlobo oluthile. Izimoto ezinikezwa abalandeli bomkhiqizo ngokuvamile ziba sesimweni esihle kakhulu. Ngakolunye uhlangothi, ukubhaliswa okuyisibopho ekilabhini enjalo kanye nokukhangisa okuncane kungaba yisithiyo.

Ukushiya umhlaba wedijithali, kufanelekile ukuvakashela imakethe yezimoto noma indawo yokuthengisa izimoto esetshenzisiwe, lapho singabona khona izimoto bukhoma, sithathe uhambo lokuhlola futhi sigcwalise yonke imicikilisho ngaso leso sikhathi.

Enye indawo ongabheka kuyo izimoto esezike zasetshenziswa ikuma-deal networks, esiwahlanganisa nokuthengiswa kwezimoto ezintsha. Ngokukhulayo, nokho, baphinde banikeze izimoto ezisetshenzisiwe, ezivame ukuthengwa njengezintsha kulo mdayisi. Lena imishini yeminyaka eminingi edlule, ihlolwe ngobuchwepheshe, ngezinye izikhathi inesiqinisekiso.

Ezindaweni eziningi zalezi zindawo, ikakhulukazi ku-inthanethi, ungakwazi nokusho isifiso sakho sokuzithengela imoto: mane ubhale isikhangiso "BUY CAR XXX BRAND" bese uchaza kabanzi ukuthi hlobo luni lwemoto olufunayo nokuthi iyiphi. okubalulekile kuwe nalokho okungamukelekile. Lokhu kuqinisekisa ukuthi yilabo kuphela abanomkhiqizo esiwufunayo abasithintayo.

Kakade esiteji sokubuka izikhangiso, singakwazi ukwenqaba eziningi zazo: uma incazelo yesikhangiso i-laconic kakhulu noma igcwele iziqubulo ezinhle ngokwedlulele, uma umdayisi engafuni ukukhombisa inombolo ye-VIN, akanikezi izimpendulo ezicacile. , kunesithombe esisodwa kuphela esikhangisweni uma "sinhle" ngokweqile noma singcole ngendlela engavamile. Kufanele futhi sikhathazeke ngamaphutha amancane esingakwazi ukuwalungisa (lapho umthengisi ezozilungisa ngokwakhe), amapulaki anemibala ehlukene, noma izingxenye zomzimba nezitho zomzimba ezingalingani kahle. Khumbula ukuthi ibanga eliphansi ngokungavamile lingabonisa umzamo wokukhwabanisa. Ngokwezibalo ze-Eurotax, isilinganiso saminyaka yonke sezimoto ezweni lethu sisuka ku-10,5 siye ku-25,8 ayizinkulungwane. km.

Ukuthenga imoto esetshenzisiwe - yini okufanele uyikhumbule?

Uma sinquma ukuthenga imoto esetshenzisiwe, masingakhohliswa "uthando ekuqaleni kokubona" ​​- sizoyihlola ngokucophelela futhi sibuze umthengisi imibuzo eminingi mayelana nesimo nokusebenza kwemoto. Phela umuntu useyishayele imoto ngakho akumele iphelele. Ake sihlole:

• ingaphakathi lemoto,
• umzimba,
• Igumbi lenjini,
• Amadokhumenti adingekayo.

Ake sibuze ukuthi isevisi yenziwa nini (ukuqinisekisa, okungenani i-invoyisi izoba mnandi), lapho amafutha, izihlungi kanye nebhande lesikhathi lishintshwa (kungaba ngcono ngemva kokuthenga imoto, kodwa lolu lwazi luzosivumela ukuthi sihlole ukuthi umthengisi wayenakekela imoto). Ake sihlole ibanga lemoto ukuze sibone ukuthi liyahambisana yini nolwazi olusesikhangisweni nezithombe ezikuso. Kuyafaneleka futhi ukusebenzisa iwebhusayithi ethi https://historiapojazdu.gov.pl/, lapho ungathola khona ukuqhubeka nomlando wokuhlolwa eziteshini zesevisi zesifunda.

Kakade kulesi sigaba, kufanelekile ukuhlola amanani okulungisa izinkinga ezivame kakhulu zale moto (uma kukhona ukushintshwa, lokhu akuzona izindaba ezimbi). Qiniseka ukuthi uhlola inombolo ye-VIN: kufanele ifane ekhadini lokuhlonza, epuletini elikuwindshield nasezicini zomzimba (ngokuvamile ensikeni eseceleni, i-arch yesondo lesokudla, i-bulkhead yangaphambili, ifremu yokusekela esondweni elingakwesokudla). Ungakhohlwa ukuhlola amadokhumenti: ingabe imoto inayo i-MOT evumelekile, inalo ikhadi lemoto kanye ne-MOT esebenzayo, futhi ingabe umuntu osithengisela imoto eyakhe.

Hlola ingaphakathi lemoto ekhethiwe

Kubonakala sengathi ingaphakathi liyizindaba ezibukwayo nezinenduduzo kuphela. Kodwa-ke, ukuguga okudlulele kwezinye izingxenye kungase kubonise ibanga elide kuneliboniswa yi-odometer.

Hlola: izihlalo, isiteringi, amaphedali, amaknobhu egiya, izibambo zezicabha, izinkinobho zedeshibhodi.

• I-Horn - ingabe iyasebenza? Uma kungenjalo ngeke uthole impendulo.
• Isondo lokuqondisa - khumbula ukuthi lingase libe ne-airbag, ngakho-ke uma kukhona okungalungile ngalo (umbala, izinga lokugqoka, izakhi ezingalingani) - lokhu kufanele kusibangele ukukhathazeka.
• IWindows - yehlisa ngayinye uye phansi futhi uhlole ukuthi izindlela ziyasebenza yini. Uma uzwa ukushova, maningi amathuba okuthi amabhulashi emoto aguge. Lapho sezigugile ngokuphelele, ngeke ukwazi ukuvala iwindi.
• Iwindi elishisayo elingemuva - ukukhuluma ngamafasitela, hlola ukuthi iwindi elingemuva elishisayo liyasebenza - lokhu kungabangela izinkinga ebusika.
• I-air conditioning kanye nokunikezwa komoya - iphunga elibi libangelwa izihlungi zomoya ezigugile noma isikhunta. Uma umoya ungapholi ngo-1°C emizuzwini embalwa, ukonakala.

Buka imoto ngaphandle

Uma kufika isikhathi sokubuka imoto ngaphandle, akugcini nje ngokuklwebheka nokuklwebheka kupende. Muningi umsebenzi okufanele wenziwe lapha. Sizoyichaza isinyathelo ngesinyathelo ngezansi:

• Umbono wokuqala ama-dents, imihuzuko, umehluko we-varnish shades. Khumbula, lena imoto esetshenzisiwe, ngakho-ke kungenzeka ibe nezimpawu zokusebenzisa - kodwa buza njalo ukuthi kungani. Umehluko emthunzini kapende ungaba umphumela wokupendwa kabusha kwebhampa ngenxa yokuthi yaklwejwa, noma, isibonelo, ukushintshwa komnyango ophelele ngemva kwe-fender bender ebucayi.
• Izikhala - hlola ngokucophelela izikhala phakathi kwezitho zomzimba, izicabha, izibani zangaphambili nezinye izingxenye - lokhu kungase kube uphawu lokuthi imoto ilimele engozini.
• I-Varnish - usebenzisa i-gauge elula kufanelekile ukuhlola ubukhulu bayo. Kungani? Imiphumela yokulinganisa izosibonisa ukuthi ukulungiswa kwe-tin kwenziwa nini futhi ngezinga elingakanani. Ubukhulu obujwayelekile be-varnish yefekthri cishe bungama-microns angu-70 - ama-microns angu-100 (izimoto zaseJapane), ama-microns angu-100 - ama-microns angu-160 (izimoto zabakhiqizi baseYurophu) uma kukhona ukuphambuka okukhulu kulawa manani, lokhu kungase kusho ukuthi isici sifakwe i-varnish. Lokhu akusho ngempela ukuthi imoto ingathengwa, kodwa sidinga ukubona ukuthi kungani kwenziwa lezi zinguquko.
• Ukugqwala - Hlola ama-sills, chassis, phansi kweminyango, i-trunk floor namakhothamo wamasondo.
• Ingilazi - imihuzuko nama-chips, kanye nokumaka (izinombolo) engilazini, okuzokutshela ukuthi yonke ingilazi iwunyaka ofanayo. Uma kungenjalo, khona-ke eyodwa ishintshiwe.
• Izibani - sesivele sabhala mayelana nokungahambi kahle kanye nezikhala nazo. Kuyafaneleka ukubheka ukuthi azibuthuntu noma azishile yini.
• Amathayi / Amathayi - kufanelekile ukuhlola isimo sawo, izinga lokuguga kanye nosuku lokukhiqiza. Yiqiniso, lokhu kungenye yezinto ezixhashazwa kakhulu zemoto, kodwa ikhithi entsha isho izindleko ezengeziwe okufanele sizicabangele. Amasondo angalingani awuphawu lokuthi kungase kube nenkinga yokuqondisa isondo.
• Amarimu - njengoba sikhuluma ngamasondo, ake sibheke amarimu: aqhekekile? Ukushintshana kwabo kakade kuyisamba esikhulu.
• Okhiye/Okhiye Beminyango - Ingabe ukukhiya okumaphakathi kusebenza kuyo yonke iminyango?

Kufanelekile ukuma isikhashana ku-hood bese ubheka ekamelweni lenjini bese uhlola:

• Inhlanzeko - Uma ihlanzeke ngokweqile, singaqiniseka ukuthi ilungiselelwe ngokukhethekile ukuze ihlolwe. Akekho kithi ohlanza indawo yenjini. Mhlawumbe umdayisi ufuna ukufihla okuthile.
• Uwoyela ungenye into esebenza kahle kakhulu futhi ehlolwa njalo, noma okungenani kufanele. Ukuphansi kakhulu noma ukuphakama kakhulu kuwuphawu lokuthi kungase kube nezinkinga ngokuvuza kukawoyela noma ukushiswa. Futhi hlola phansi kwekepisi yokugcwalisa uwoyela - izinsalela ezimhlophe kufanele kube uphawu olukhulu oluyisixwayiso.
• I-Coolant - umbala wokugqwala namafutha kawoyela kufanele udonse ukunaka kwethu ngokushesha, ngoba ingabonisa ukwehluleka kwe-cylinder head gasket, futhi bonke abashayeli besaba lawa mazwi.
• Amabhande (ikakhulukazi amabhande esikhathi) - lezi zinhle ukushintshwa ngemuva kokuthenga imoto esetshenzisiwe, ngakho-ke ukuhlolwa kuhlanganisa kuphela izimbangela ezingenzeka zokugqoka okungalungile - ukuguga, ukubola, ukuqhekeka?

Imoto evela kumuntu ozimele noma ethunyelwayo - ungayithenga kuphi imoto esetshenzisiwe?

Njengoba sishilo ekuqaleni, ziningi izindawo lapho ungabheka khona izimoto ezike zasetshenziswa. Ukufakwa kuhlu okuningi kuvela kubanikazi abazimele, kuyilapho abanye bevela kumanethiwekhi okuthumela impahla noma abathengisi.

Lapho uthenga imoto kumuntu ozimele, singathembela ngentengo ephansi kunasesitolo samasekeni - okokuqala, singaxoxisana ngesibindi, futhi okwesibili, awekho amakhomishini abaxhumanisi nezitolo zamasekeni. Nokho, asinakho ukwesekwa ezindabeni ezisemthethweni (umshwalense, izinhlobo ezihlukahlukene zezimali).

Uma uthenga imoto eke yasetshenziswa esitolo samasekeni, uvamise ukuhlangana namakhophi angenisiwe. Lokhu akuyona into embi ngempela, kodwa kufanelekile ukwazi ngakho. Ngokuya ngentengo, inketho yokuthenga inqwaba ingase ibe nenzuzo encane, njengoba ikhomishini yomthengisi yengezwe ngentengo. Nokho, isitolo esisetshenzisiwe sikunikeza ithuba lokubona izimoto ezimbalwa noma cishe eziyishumi nambili endaweni eyodwa, futhi akudingekile ukuba wenze i-aphoyintimenti. Izimoto ezingamasekeni ngokuvamile zibhekwa ngokucophelela, imibhalo ihlelekile, futhi ngaphandle kwalokho, akudingekile ukuba sikhathazeke ngokusemthethweni - lapha singathatha umshwalense ngaso leso sikhathi noma sikhethe izindlela ezifanele zezimali (isikweletu, ukuqashisa). Ukwesekwa komdayisi wezimoto esetshenzisiwe kungasivumela futhi ukuba sinake imoto ebesingakaze siyicabange ngaphambili.

Ukuthenga Imoto Esetshenzisiwe - Ezezimali

Kunzima kakhulu ukunquma amanani aphakathi kwezimoto ezisetshenzisiwe. Kukhona izingxenye eziningi ezithinta izindleko zokugcina zemoto kangangokuthi azikwazi ngisho nokufakwa kunoma iyiphi imfoloko. Intengo inqunywa ikakhulukazi ukwakhiwa kanye nonyaka yokwakhiwa kwemoto. I-mileage yemoto nayo ibalulekile - i-mileage ephansi, ibiza kakhulu, ngoba imoto isetshenziswa kancane. Imoto yasekhaya, ngisho nakumnikazi wokuqala, izobiza kakhulu kuneyangaphandle (umlando ongaziwa) ovela kubanikazi bendawo ngokulandelana. Kodwa imoto yohlobo olufanayo, ngonyaka ofanayo kusukela kumnikazi wokuqala wasePoland ingase ibe nenani elihlukile. Kungani? Isimo esijwayelekile sokubukwa kwemoto, imishini yayo eyengeziwe, ukulungiswa kwakamuva noma isethi eyengeziwe yamathayi nakho kubalulekile. Uma ezinye izimoto zisemfashinini ngokwedlulele futhi zithandwa ngesikhathi esithile, zizobiza kakhulu. Ngokuvamile, lapho sifuna ukuthenga imoto esetshenzisiwe, sibheka imoto eneminyaka engu-3-4 ubudala, esevele yathola ukwehla okukhulu kwenani, futhi iseyimoto encane futhi engasetshenziswanga. I-mileage yayo kufanele ibe cishe izinkulungwane ezingama-50-70. km. Lapho ukhetha imoto yomndeni enjalo, kufanele silungele ukuchitha ama-ruble ayizinkulungwane ezingu-60 kuya kwangu-90. i-zloty Uma ukhetha imoto eshibhile, encane, inani layo lingahluka kusuka ku-PLN 30 kuya ku-PLN 40. i-zloty Kumelwe sithole isifanekiso esithakazelisayo.

*umthombo: www.otomoto.pl (June 2022)

Imoto ebolekiwe umthengi enenani lenzalo elingaguquki

Yize lena kuyimoto esetshenziswayo, amanani ayo awakuvumeli njalo ukuthi uyithenge ngokheshi. Imali mboleko yemoto ingatholakala ekuhlinzekweni kwamabhange amaningi. Imali ebolekiwe ingase isetshenziselwe izinkokhelo eziyisibopho (umshwalense, ukubhaliswa kwemoto) noma ukuvakashela umakhenikha okokuqala ngqa (ukukukhumbuza ukuthi yini okufanele uyishintshe ngemva kokuthenga imoto: uwoyela, izihlungi kanye nesikhathi).

I-Raiffeisen Digital Bank (uhlobo lwe-Raiffeisen Centrobank AG) enenzalo yonyaka engu-11,99% inikeza imali mboleko enekhomishini engu-0% efika ku-PLN 150. I-PLN ngoxhaso olufika eminyakeni eyi-10 kanye nezinga lenzalo elingaguquki. Lesi sikweletu singasetshenziselwa noma yiziphi izinjongo, okuhlanganisa ukuthenga imoto esetshenzisiwe. Yebo, ukunikezwa kwemali mboleko kuncike ekuhlolweni okuhle kokufaneleka kwekhasimende kanye nobungozi besikweletu.

imithombo:

https://www.auto-swiat.pl/uzywane/za-duzy-za-maly/kd708hh

Ubukhulu bepende yemoto - izendlalelo, amanani kanye nesilinganiso

Isibonelo esimelelayo semalimboleko yomthengi: Izinga lenzalo lonyaka elisebenzayo (APR) lingu-11,99%, inani lemali ebolekiwe: EUR 44, inani eliphelele elikhokhelwayo: PLN 60 63, izinga lenzalo eligxilile elingu-566% ngonyaka, inani lemalimboleko isiyonke: PLN 11,38 18 ( okuhlanganisa: ikhomishini engu-966% (0 EUR, inzalo engu-0,0 PLN 18), izinkokhelo zanyanga zonke ezingu-966 ze-78 PLN kanye nenkokhelo yokugcina engu-805 PLN. ukuhlolwa kokufaneleka kweKlayenti kanye nobungozi besikweletu.

Isihloko esixhasiwe