Kuyini ukuqashiswa kwezimoto: ubuhle nobubi bokusebenzisa imoto enelungelo lokuthenga

Amakhasimende amaningi ayazi ngokuqashisa izimoto, kodwa iningi aliqondi kahle ukuthi kuyini nokuthi kusebenza kanjani. Indlela elula yokuchaza ukuqashisa ukusho ukuthi kufana nokuqasha imoto, kodwa lokho kuyadukisa.

Kusho ukuthini ukuqashisa, umehluko ekuqashweni nasesikweletu

Izincazelo zokuqashisa nokuqasha zisho into efanayo. Omunye umehluko ubude besikhathi sokuqashiswa kwendawo.

Ukuqashisa kusho isikhathi eside, isibonelo, unyaka. Usayina isivumelwano, uzibophezele ukuthi uhlala endaweni eyodwa isikhathi esithile futhi ukhokhe inani elidingekayo njalo ngenyanga ngalesi sikhathi.

Uma ithinta imoto, uhlelo lucishe lufane. Ngokusayina inkontileka, uyavuma ukukhokha inani elithile isikhathi esithile sokusebenzisa imoto.

Ukuqashisa nokuqasha kuyefana. Ekuqashiseni, kudingeka ukuthi udwebe inkontileka futhi unamathele kuyo, kodwa ekuqashiseni, inkontileka ayidingeki.

Umehluko wesibili usenani labahlanganyeli abashiwo kunkontileka.

Izinzuzo kanye nokubi kokuthenga imoto ngokuqashisa

Ukuqashisa: Isivumelwano sokuqashisa sichazwa njengesivumelwano phakathi komnikazi wendawo (umnikazi wendawo) kanye nomqashisi (umsebenzisi wendawo) lapho lowo oqashiwe ezuza khona indawo yokugcina futhi emvumela ukuthi asisebenzise ukuze akhokhe izinkokhelo zezikhathi ezithile ezibizwa ngokuthi yirenti noma izinkokhelo zokuqashisa eziphansi.

Izinzuzo

• Ukuphuma kwemali okunokulinganisela (inzuzo enkulu yokuqashisa ukuthi ukuphuma kwemali noma izinkokhelo ezihlobene nokuqashwa zisakazwa phakathi neminyaka embalwa, konga umthwalo wenkokhelo enkulu yesikhathi esisodwa; lokhu kusiza ibhizinisi ukuthi ligcine iphrofayela ezinzile yokugeleza kwemali).
• Izimpahla Zekhwalithi (lapho kuqashiswa impahla, ubunikazi bempahla busahlala kumqashisi kuyilapho oqashiwe emane ekhokha izindleko; uma kubhekwa lesi sivumelwano, kuba nokwenzeka ngebhizinisi ukuthi litshale esakhiweni sekhwalithi esihle esingase sibukeke singathengeki noma sibiza) .
• Ukusetshenziswa kahle kwezimali (uma inkampani ikhetha ukuqasha esikhundleni sokutshala impahla ngokuthenga, ikhulula imali ukuze ibhizinisi likwazi ukuxhasa ezinye izidingo zalo noma limane longe imali).
• Ukuhlela okuthuthukisiwe (izindleko zokuqashisa ngokuvamile zihlala zingashintshi phakathi nesikhathi sokuphila kwempahla noma sokuqashisa, noma zikhuphuka ngokuvumelana nokwehla kwamandla emali; lokhu kusiza ukuhlela izindleko noma ukuphuma kwemali lapho kwenziwa isabelomali).
• Izindleko zekhephithali ephansi (ukuqasha kulungele ibhizinisi eliqalayo uma kubhekwa ukuthi kusho izindleko eziphansi zokuqala kanye nezidingo eziphansi zokutshala izimali).
• Amalungelo okunqanyulwa (ekupheleni kwesikhathi sokuqashisa, umqashi unelungelo lokuthenga futhi indawo futhi anqamule isivumelwano sokuqashisa, ngaleyo ndlela eqinisekisa ukuguquguquka kwebhizinisi).

amaphutha

• Izindleko zokuqashisa (ukuthenga kuthathwa njengezindleko hhayi njengenkokhelo ye-equity kumpahla).
• Inzuzo yezimali enomkhawulo (lapho ukhokhela imali yemoto, ibhizinisi alikwazi ukuzuza kunoma yikuphi ukwenyuka kwenani lemoto; ukuqashiswa kwesikhathi eside nakho kuhlala kuwumthwalo ebhizinisini, njengoba inkontileka ivinjiwe futhi izindleko zeminyaka embalwa zishintshile. fixed. Esimeni lapho ukusetshenziswa kwempahla kungazanelisi izidingo ngemva kweminyaka embalwa, izinkokhelo zerenti ziba umthwalo).
• Isikweletu (Nakuba ukuqasha kungabonisi eshidini lebhalansi lenkampani, abatshalizimali basabheka ukuqashisa kwesikhathi eside njengesikweletu futhi balungise ukulinganisa kwabo kwebhizinisi ukuze kubandakanye ukuqashisa.)
• Ukufinyelela okulinganiselwe kwezinye izikweletu (uma abatshali bezimali babheka ukuqashiswa kwesikhathi eside njengesikweletu, kungaba nzima ngebhizinisi ukuthi lingene ezimakethe ezinkulu futhi likhulise imali ebolekiwe eyengeziwe noma ezinye izinhlobo zezikweletu emakethe).
• Ukucutshungulwa kanye nokubhala imibhalo (ngokujwayelekile, isiphetho sesivumelwano sokuqashisa inqubo eyinkimbinkimbi futhi idinga imibhalo ngokucophelela kanye nocwaningo olufanele lwesihloko sokuqashisa).
• Ukunakekelwa kwesakhiwo (umqashisi uhlala enesibopho sokunakekela kanye nokusebenza ngendlela efanele kwendawo eqashisayo).

Indlela yokuqasha imoto kumuntu ngamunye

Ngaphezu kwenkokhelo ephansi, thola ungakhokha malini ngenyanga ngesivumelwano sokuqashisa.

Uma imoto obuyishayela ephusheni lakho ibiza imali elinganiselwa ku-$20 ngaphezu kwesilinganiso sakho sanyanga zonke, cishe akwenzi mqondo ukungena esikweletini ukuze uxhase imoto. Ngakho yenza isabelomali, namathela kuso, futhi uthole ukuthi yiziphi izinketho onazo ngokusekelwe emalini onayo.

Ekuqaleni xoxa ngentengo yokugcina ukuthenga.

Inketho yokuqashisa oyitholayo yemoto yakho izoncika enanini lokuthenga okuvunyelwene ngalo. Ukuncipha kwenani lentengo yemoto, inkokhelo iyancipha, ngisho nalapho uqasha. Kungcono ukuthi uqale ngokubhala lokhu ukuze umdayisi angakwazi ukuhlehla futhi azame ukukuqola uma usufikile ku-nitty-gritty.

Uma inani lokugcina lokuthenga selivunyelwene futhi libhalwe phansi, xoxani ngemibandela yokuqashisa. Uma ukhokha phansi phezulu, izinkokhelo zakho zenyanga zizoncipha.

Bheka isivumelwano sokuqashisa. Xoxa ngezibopho zakho zezezimali zokunakekela nokulungisa ngezikhathi ezithile. Uma kukhona ongakuqondi, cela incazelo egcwele. Phela wena usayina idokhumenti yomthetho futhi unesibopho salokho ekushoyo. Sayina idokhumenti yokuqashisa uma wonke umuntu evuma.

Jabulela imoto yakho enhle, entsha. Khokha njalo ngesikhathi futhi unake kakhulu izigaba zemayela, ngaphandle kwalokho kuzoshintsha okwenzekayo lapho ubuyisela imoto ekupheleni kokuqashisa.