I-algorithm yokubhaliswa kwengozi ngaphansi kwe-OSAGO

Ngeshwa, kunezingozi ezimbalwa emhlabeni ngehora. Akuzona zonke izingozi zomgwaqo ezingenamiphumela. Into elula engenzeka wukulimala kwemoto. Ngezikhathi lapho kwenzeka ingozi, cishe wonke umuntu uqala ukukhathazeka futhi ngezikhathi ezinjalo kunzima ukuqondisa ngokushesha lokho okudingeka kwenziwe. Ngemuva kokuthi kwenzeke ingozi, kuyadingeka ukucabanga ngokujulile futhi ungesabi, kodwa khumbula nje ukuhleleka okuthile ukubhaliswa kwengozi. Manje kunenani elikhulu lezinhlobo ezahlukene zezinkampani zomshuwalense, kodwa okusakazeke kakhulu yi-OSAGO, elinye igama lingatholakala - umshwalense wemoto. I-OSAGO iwuhlobo olukhethekile lomshwalense odingeka ngokuqinile kubo bonke abashayeli, kungakhathaliseki ukuthi uyisakhamuzi. Lolu hlobo lwesibopho umshwalense wezimoto yethulwa emthethweni we-UDP ngowezi-2003.

Imithetho kanye nama-nuances okubhaliswa kwengozi

Imithetho ejwayelekile yokuziphatha uma kwenzeka ingozi:

1. Ungathuki, hlanganani futhi nihlole ngokuthula "isilinganiso" salokho okwenzekile.
2. Cisha umlilo, uvule ama-Arabiya;
3. Uma kwenzeka abalimele, shayela i-ambulensi;
4. Shayela amaphoyisa omgwaqo umeme abasebenzi beDP (udinga ukwazi ikheli eliqondile);
5. Shayela i-OSAGO bese ubika ngengozi (zonke izinombolo zokuxhumana ekhoneni eliphezulu kwesokunxele);
6. Ungathinti lutho kuze kufike amaphoyisa omgwaqo; Qopha ubufakazi bofakazi (kuhle ukudubula ngekhamera, bhala izinombolo zazo zonke izinombolo zocingo zekheli, idatha yomuntu siqu);
7. Zama ukuvikela ngokuphelele indawo yengozi yomgwaqo, usebenzisa noma yiziphi izinto ezitholakalayo;
8. Rekhoda wonke umonakalo kwikhamera yefoni (uhlelo olujwayelekile, iminonjana yokubhuleka, zonke izimoto kufanele zibe seduze, wonke umonakalo);
9. Gcwalisa bese ubhala phansi isaziso ngengozi;
10. Yenza ikhophi yesifinyezo sokugcina serekhoda yevidiyo.

I-algorithm yokubhaliswa kwengozi ngaphansi kwe-OSAGO

Ukubhaliswa kwengozi ngaphansi kwe-OSAGO

Ukubhaliswa kwengozi ngaphansi kwe-OSAGO cishe awehlukile kubo bonke abanye, kodwa ungakukhohlwa. Kunezinketho eziningi zokubhaliswa kwengozi, konke kuzoxhomeka ekutheni imoto yonakaliswe kangakanani.
Inqubo yokubhaliswa kwengozi ngokohlelo olujwayelekile, i-duty brigade ibizelwa endaweni yengozi, ngokohlelo olwenziwe lula, abahlanganyeli engozini ngokwabo benza uhlelo lwengozi futhi baye emaphoyiseni omgwaqo (inqubo ejwayelekile iphephile, abangewona ochwepheshe bangaphuthelwa amaphuzu abalulekile). Umshwalense oyimpoqo wesibopho semoto wenkampani yangaphandle ungagcwaliswa Iphrothokholi yaseYurophu, lawa amafomu ayimpoqo afakwe kumshwalense wemoto, agcwaliswa yizinhlangothi zombili.