Izidingo zomshwalense zokubhalisa imoto eNew Hampshire

I-New Hampshire ingesinye sezifundazwe ezimbalwa ezingenayo imithetho yomshuwalense oyimpoqo. Abashayeli bangabhalisa ngokusemthethweni futhi bashayele izimoto ngaphandle komshwalense, inqobo nje uma bengaweli ngaphansi kwezimo ezithile.

Nokho, umthetho waseNew Hampshire uthi noma yimuphi umshayeli ohileleke engozini eholela ekulimaleni komzimba noma ekulimaleni kwempahla kufanele akhokhe lezi zindleko. Indlela engcono kakhulu yabashayeli abaningi baseNew Hampshire ukuhlangabezana nale mfuneko ukuba nomshwalense. Uma unephutha engozini futhi ungenawo umshwalense, ilayisense yakho yokushayela izomiswa kuze kube ubonisa ukuthi uyakwazi ukukhokhela izindleko zomonakalo nokulimala okubangelwe ingozi.

Nakuba i-New Hampshire ingadingi ukumbozwa okuncane kwabashayeli, ibeka izidingo ezincane zezinhlelo zomshwalense wesikweletu ezinikezwa izinkampani zomshwalense. Noma iyiphi inkampani yomshwalense kufanele inikeze ubuncane obulandelayo bomshwalense wesikweletu:

• Ubuncane be-$25,000 ngomuntu ngamunye ngokulimala komuntu noma ukufa. Lokhu kusho ukuthi uzoba okungenani no-$50,000 wokuvala inani elincane kakhulu labantu ababandakanyeka engozini (abashayeli ababili).

• Ubuncane be-$25,000 ngesikweletu somonakalo wesakhiwo

• Umshwalense wezempilo okungenani ongu-$1,000 ukuze uzikhokhele izindleko zakho zokwelashwa.

• Umshwalense womshayeli ongenamshwalense ohlangabezana nobuncane obuncane bokumbozwa kwesibopho sakho kokubili ukulimala komzimba nokulimala kwempahla ($75,000)

Lokhu kusho ukuthi inani eliphansi eliphelele lesikweletu sezimali inkampani yomshwalense enganikela ngayo ngu-$151,000 ngokulimala komuntu siqu, ukulimala kwempahla, umshwalense wezokwelapha, kanye nomshwalense womshayeli ongenamshwalense.

Izidingo ze-SR-22

Abanye abashayeli eNew Hampshire kungase kudingeke ngokomthetho ukuthi bagcwalise i-SR-22, ewubufakazi besikweletu sezezimali noma umshwalense wezimoto. Lo mbhalo uqinisekisa ukuthi umshayeli unomshwalense wesibopho somphakathi okungenani iminyaka emithathu. Abashayeli bazodinga le dokhumenti ezimweni ezilandelayo:

• Abashayeli babekwe amacala okushayela bephuzile

• Abashayeli batholakale beyizigebengu zethrafikhi

• Abashayeli abathola amaphuzu amaningi angafanele kumalayisensi abo okushayela

• Abashayeli abangenawo umshwalense batholwe benecala engozini

• Abashayeli batholwe benecala lokuphuma endaweni yengozi

New Hampshire Auto Insurance Plan

Uma ufuna ukukhava noma kudingeka wenze kanjalo ngenxa yemfuneko yokufaka ifomu le-SR-22, kufanele ufake isicelo somshuwalense ngomshwalense ogunyaziwe. Uma uthathwa njengomshayeli osengozini enkulu, izinkampani zomshwalense zinelungelo lokwenqaba ukukhava.

Kulezi zimo, iSifundazwe saseNew Hampshire sisekela Uhlelo Lomshuwalense Wezimoto I-New Hampshire, oluvumela izinkampani zomshwalense ukuthi zabelane ngobungozi obuhlobene nomshwalense wabashayeli abasengozini enkulu nabanye abahlinzeki. Noma yimuphi umshayeli angafaka isicelo sohlelo nge-New Hampshire Automobile Insurance Plan nenkampani yomshwalense ebambe iqhaza.

Ukuze uthole ulwazi olwengeziwe, xhumana Nomnyango Wezokuphepha Wezimoto WaseNew Hampshire ngewebhusayithi yabo.