Ungashayela isikhathi esingakanani ngaphandle komshwalense uma uthenga imoto noma isiphelile?
Uma uthenge imoto entsha, khona-ke ngokomthetho womshwalense wemfanelo wenkampani yangaphandle oyimpoqo, unezinsuku ezi-5 zokuthenga inqubomgomo ye-OSAGO. Uma ngemuva kwezinsuku ezinhlanu ungakafinyeleli kumshwalense noma unganqumanga lapho kungcono ukufaka umshwalense wemoto, khona-ke ubhekene nenhlawulo yokuphatha:
- i-athikili 12.37 ingxenye yesi-2 ye-Code of Administrative Offences - ukwehluleka komshayeli ukufeza isibopho sakhe sokuqinisekisa isikweletu noma ukushayela imoto ngenqubomgomo ye-OSAGO elahlekile ngamabomu - inhlawulo yama-ruble angu-800 noma ukususwa kwamapuleti okubhaliswa kombuso.
Kunezinketho ongashayela kuzo ngaphandle kwe-OSAGO isikhathi eside:
- uma uthenga imoto esetshenzisiwe, khona-ke kukhishwa amandla ommeli aqinisekisiwe, okusho ukuthi ungakwazi ukushayela izinsuku ezingu-5 futhi uhlale uyivuselela.
Kodwa kulokhu, kunezithiyo: okokuqala, kuzodingeka uvuselele njalo amandla ommeli futhi ukhokhele i-notary ngezinsizakalo; okwesibili, uma kwenzeka ingozi, wonke umonakalo odalwe nguwe kuyodingeka ukhokhelwe uwena.
Bonke abameli bezimoto bayeluleka ngazwi linye ukuthi bakhiphe i-OSAGO ngokushesha ngangokunokwenzeka, ngenhlanhla, manje lokhu akuyona inkinga, inqubomgomo yomshwalense idwetshwa ngqo ku-cabin. Uma ungafuni nhlobo izinkinga, ungashiya imoto endaweni yokupaka eduze ne-salon bese ubiza i-ejenti yenkampani yomshuwalense ozokunikeza izimo ezifanele kakhulu. Ama-ejenti azohlela kahle yonke into ngokwemithetho, ngoba imali engenayo eqondile incike kuyo.
Kukhona futhi ama-nuances athile:
- kuphela lezo zimoto eziphumelele ukuhlolwa kwezobuchwepheshe ezifakwe umshwalense;
- ngaphandle kwe-OSAGO, imoto yakho ngeke ibhaliswe namaphoyisa omgwaqo.
Abantu abazisa isikhathi sabo futhi abanaso isikhathi sokuma emgqeni we-MREO bakhetha ukuphathisa yonke le mithetho kubameleli besikhungo senkonzo noma i-salon lapho imoto yathengwa khona.
Ngakho, sondela umshwalense wemoto ngokuzibophezela, ngoba inhlawulo yama-ruble angu-800 akuyona into embi kakhulu engenzeka kuwe. Uma ungakwazi ukubhalisa imoto emaphoyiseni omgwaqo ngesikhathi esimisiwe, uzomiswa endaweni yokuqala, imoto izothunyelwa endaweni yokupaka, futhi ungavalelwa kuze kube yilapho izimo zicaciswa.
Iyalayisha...