Ungasifaka kanjani isicelo se-OSAGO - lapho kungcono ukwenza inqubomgomo yomshuwalense oyimpoqo
Ukusebenza kwemishini

Ungasifaka kanjani isicelo se-OSAGO - lapho kungcono ukwenza inqubomgomo yomshuwalense oyimpoqo

27.06.2022 /

Umshwalense we-OSAGO ukhishwa yinoma yimuphi umuntu onelungelo lokushayela imoto. I-OSAGO iwumshwalense oyimpoqo wesibopho somphakathi, ngosizo lwayo kungenzeka ukunxephezela umonakalo odalwe empahleni nempilo yabanye abantu.

Ungasifaka kanjani isicelo se-OSAGO - lapho kungcono ukwenza inqubomgomo yomshuwalense oyimpoqo

Amadokhumenti alandelayo anikezwe ukubhaliswa kwe-OSAGO:

  • isicelo enkampanini yomshuwalense;
  • ipasipoti;
  • ipasipoti yemoto kanye nesitifiketi sokubhaliswa kwemoto emaphoyiseni omgwaqo;
  • ilayisense yokushayela kanye namakhophi e-VU abo bonke labo bantu abahlelelwe ukufakwa ku-OSAGO;
  • isitifiketi sobunikazi bemoto;
  • Ithikithi LOKUYA.

Izinkampani eziningi zomshuwalense zihlinzeka ngezinsizakalo zokubhalisa ze-OSAGO. Awudingi nokuletha yonke imibhalo engenhla ehhovisi lenkampani, udinga nje ukuthumela izikena noma izithombe zedijithali ezisezingeni eliphezulu nge-imeyili, futhi zonke izicelo namafomu azogcwaliselwa wena. Kulokhu, uzodinga kuphela ukufaka isiginesha yakho kumafomu amadokhumenti. Amadokhumenti okusayinwa, ipholisi ngokwayo, kanye nerisidi yokukhokha kungalethwa yi-courier ngqo ekhaya lakho.

I-OSAGO iphothulwe isikhathi esiyizinyanga eziyi-12, kungenzeka ukuthi uyikhiphe izinyanga eziyisithupha uma ungahlelile ukusebenzisa imoto ebusika. Izindleko zepholisi yonyaka owodwa zizoba ngamaphesenti angama-60-70 ezindleko zonyaka owodwa.

Ungasifaka kanjani isicelo se-OSAGO - lapho kungcono ukwenza inqubomgomo yomshuwalense oyimpoqo

Izindleko ze-OSAGO ziyefana kunoma yisiphi isifunda sezwe futhi kunoma iyiphi inkampani yomshuwalense, iqukethe isilinganiso esiyisisekelo - cishe ama-ruble ayizinkulungwane ezi-2 nama-coefficients ahlukahlukene:

  • amandla enjini;
  • inhloso yokusebenzisa imoto;
  • izifunda;
  • ngenani labantu abafakwe kunqubomgomo, iminyaka yabo kanye nolwazi lwabo lokushayela;
  • enanini lezehlakalo ezifakwe kumshuwalense esikhathini esedlule;
  • kusukela eminyakeni yemoto.

Ungakwazi ukubala izindleko zenqubomgomo usebenzisa umshini wokubala we-inthanethi. Ngakho-ke, uma ungumnikazi wemoto enamandla enjini angekho ngaphezu kwe-150 hp, isipiliyoni sakho sokushayela okungenani iminyaka emi-3, uhlala eMoscow futhi usebenzisa imoto kuphela ngezidingo zakho, uzodinga ukukhokha. ngepholisi (uma umkhipha okokuqala) izinkulungwane ezingama-5500 kuphela. Ukubhaliswa okuphindaphindiwe kuzobiza ngisho nangaphansi, kodwa kuphela uma ungazange ube namacala omshwalense kanye nokwephulwa okukhulu kwemithetho yomgwaqo.

Isamba esiphezulu sesinxephezelo se-OSAGO singama-ruble ayizinkulungwane ezingama-400. Ukuze uthole imbuyiselo, kufanele uhlinzeke:

  • isitifiketi sengozi kanye nekhophi yephrothokholi;
  • umbiko wezokwelapha ngomonakalo empilweni;
  • amarisidi enkokhelo yokwelashwa kwezisulu;
  • umbono wochwepheshe ngenani lomonakalo odalekile.

Inkampani yomshwalense inezinsuku ezingama-30 zokwenza isinqumo. Uma inani linganele, ungakhipha inqubomgomo eyengeziwe yomshuwalense wokuzithandela we-DSAGO.




Iyalayisha...

Engeza amazwana