Ukubalwa kokwehla kwentengo yemoto ngamamayela, imayela, isibonelo

Ukwehla kwenani lemoto, ngaphandle kokuvezwa ngokwesayensi, ukubalwa kokwehla kwayo okushiwo ngokwemibandela yemali. Noma iyiphi imoto idinga izindleko: ukulungiswa, ukushintshwa koketshezi lobuchwepheshe, esikhundleni senjoloba, futhi, yiqiniso, izindleko zokuyigcwalisa ngophethiloli.

Lapho kubalwa ukwehla kwentengo yemoto, izindleko zikaphethiloli azinakwa.

Kungani udinga ukubala ukwehla kwentengo yemoto?

• Okokuqala, kuyadingeka ukuthi osomabhizinisi nezinhlangano ezisemthethweni balethe imibhalo kuziphathimandla zentela. Ngakho-ke, izindleko zenkampani zichazwe ngokuningiliziwe ukuze iziphathimandla zentela zingabi nemibuzo mayelana nokusetshenziswa kwezimali.
• Okwesibili, ukwehla kwenani kuyacatshangelwa ezinkampanini zomshuwalense ukuze kuhlolwe okunembe kakhudlwana kwenani langempela lemoto lapho umnikazi wayo efuna ukuqeda inkontileka yomshuwalense. Ukwehla kwenani nakho kuyacatshangelwa emabhange noma kuma-pawnshops lapho kuthengwa futhi kudayiswa izimoto esezike zasetshenziswa.
• Okwesithathu, isimo esivamile lapho umsebenzi wenkampani esebenzisa izinto zokuhamba zakhe ukuze enze umsebenzi wakhe. Kulokhu, umqashi unesibopho sokucabangela hhayi kuphela izindleko ze-refueling, kodwa futhi nokwehla kwenani, okungukuthi, ukuguga kwemoto. Ngokuvamile, izinkampani zikhokha ama-ruble angu-1,5-3 ngekhilomitha ngalinye lokugijima.

Wonke umnikazi wemoto yangasese kufanele acabange nokuguga ukuze izindleko zokushintsha izihlungi noma uwoyela zingamangali.

Ukwehla kwenani kubalwa kanjani?

Ukubala ukwehla kwenani lemoto akunzima njengoba kungase kubonakale. Ngokwesibonelo, komagazini abaningi bezimoto, singabona ulwazi olunjalo ukuthi ikhilomitha ngalinye esilishayelayo kumodeli yemoto enjalo kubiza ama-ruble angu-3 noma angu-7, futhi lokhu kungaphezu kwezindleko zokugcwalisa amafutha.

Zivelaphi lezi zinombolo?

Uma ungenalo ulwazi olukhethekile lwe-accounting, udinga nje ukuthi ulandele njalo zonke izindleko zemoto yakho phakathi nonyaka: izinto ezisetshenziswayo, uketshezi lwamabhuleki, uwoyela, izingxenye ezishintshwayo. Ngenxa yalokho, uzothola inani elithile, isibonelo, izinkulungwane ezingama-20. Hlukanisa lesi samba ngenani lamakhilomitha ahanjwayo ngonyaka futhi uthole ukuthi libiza malini ikhilomitha elilodwa.

Ungaphinda uhambe ngenye indlela:

• cabangela zonke izindleko zokudlula ukuhlolwa okuhleliwe kanye nokuhlolwa kobuchwepheshe;
• landela imiyalelo, ngemuva kokuthi mangaki amakhilomitha uzodinga ukufaka esikhundleni sazo zonke izihlungi, uketshezi lokucubungula, ama-brake pads, ukushintsha uwoyela enjinini, ukudluliswa okuzenzakalelayo, ukuqondisa kwamandla, njll., cabangela izindleko zayo yonke le misebenzi;
• yenza izibalo eziyinkimbinkimbi zezibalo - hlukanisa inani elitholwe ngebanga elihanjwe yimoto yakho ngaleso sikhathi, bese uthola cishe izindleko zekhilomitha elilodwa.

Kuyaphawuleka ukuthi le ndlela ngeke inembile kakhulu, uma kuphela ngoba njalo ngonyaka izindleko zakho zemali zemoto zizoba kuphela ukwanda. Kodwa ukubala okunjalo kuzokutshela ukuthi yimalini okufanele ube nayo ukuze ukwahlukaniswa okulandelayo kungashayi isabelomali kakhulu.

Ukuze uthole idatha enembe kakhudlwana, awudingi nje kuphela ukunaka izindleko zakho zezingxenye ezithile eziyisipele nezinto ezisetshenziswayo, kodwa futhi:

• iminyaka yemoto;
• I-mileage yakhe ephelele;
• izimo okusebenza ngaphansi kwazo;
• umkhiqizi (akuyona imfihlo ukuthi izimoto zaseJalimane azidingi ukulungiswa njalo njengamaShayina);
• izimo zemvelo endaweni ohlala kuyo;
• umswakama wesimo sezulu;
• uhlobo lwesifunda - idolobha, idolobha, idolobhana, idolobhana.

Ezincwadini zokubala, ungathola ama-coefficients ahlukahlukene azokusiza ukubala ngokunembe kakhudlwana ukwehla kwenani lemoto. Isibonelo, zonke izimoto zihlukaniswe ngezigaba ngokuya ngeminyaka:

• kuze kube iminyaka emihlanu;
• amahlanu kuya kwayisikhombisa;
• iminyaka eyisikhombisa kuya kweyishumi.

Ngakho-ke, uma imoto indala, udinga ukuchitha imali eningi kuyo.

Ifomula yokubala ukwehla kwamandla emoto

Ukugqokwa kwezimoto kubalwa njengephesenti. Kulokhu udinga ukwazi:

• inkomba yokugqoka;
• imayela langempela;
• inani ngokweminyaka;
• impilo yesevisi yangempela;
• izici zokulungisa - izimo zezulu nezemvelo endaweni lapho imoto isetshenziswa khona;
• uhlobo lwesifunda.

Zonke lezi zinkomba kanye nezilinganiso zingatholakala ezincwadini zokubala. Uma ungafuni ukujula kuyo yonke le mithetho nezinqumo zoMnyango Wezezimali, khona-ke ungathola isibali esiku-inthanethi sokubala ukwehla kwenani ku-inthanethi, bese umane ufake idatha yangempela ezinkambini ezikhonjiwe.

Nasi isibonelo:

• imoto ekhiqizwa kuleli esiyithenge eminyakeni emibili edlule;
• mileage iminyaka engu-2 yaba yizinkulungwane 40;
• esebenza edolobheni elinabantu abangafika esigidini.

Sithola idatha:

• ukugqoka okulinganiselwe - 18,4%;
• ukugqokwa kwemvelo - izikhathi eziyizinkulungwane ezingu-400 18,4% = 73600 ruble;
• inani elisele - ruble 326400;
• inani lemakethe, kucatshangelwa ukuphelelwa yisikhathi (20%) - ruble 261120.

Singathola futhi ukuthi sibiza malini ikhilomitha elilodwa lokugijima - sihlukanisa izinkulungwane ezingama-73,6 ngezinkulungwane ezingama-40 futhi sithole ama-ruble angu-1,84. Kodwa lokhu ngaphandle kokucabangela ukuphelelwa yisikhathi. Uma futhi sicabangela ukuphelelwa yisikhathi, sithola ama-ruble angu-3 ama-kopecks angu-47.

Kumele kuqashelwe ukuthi ukuphelelwa yisikhathi kuba nomthelela omkhulu ekuncipheni kwezindleko zezimoto. Kodwa-ke, akuvamile ukusetshenziswa, noma i-obsolescence coefficient isethwe ezingeni elilodwa, okungukuthi, ayithinti izindleko zemoto nganoma iyiphi indlela.

Lapha ungakwazi ukuphikisana nama-theorists isikhathi eside futhi ufakazele ukuthi enye i-Audi A3 ka-2008, uma iqhathaniswa neLada Kalina entsha ka-2013, ayigcini nje ngokuphelelwa yisikhathi ngokuziphatha, kodwa, ngokuphambene nalokho, isiyifinyelele amashumi eminyaka ambalwa.

Elinye iphuzu elibalulekile ukuthi wonke ama-coefficients angenhla alinganisiwe futhi awabheki ezinye izici eziningi ezihlosiwe, okuyinhloko okuyikhono lomshayeli. Vumelana ukuthi ezinkampanini ezinkulu zokuthutha abantu bazijwayeza indlela ehluke ngokuphelele kunasenkampanini encane ediliva amabhanzi edolobheni. Kodwa-ke, ngenxa yezibalo ezinjalo, uzokwazi ukuthi kuzokubiza malini ukusebenzisa imoto. Futhi, le datha ingasetshenziswa uma uthenga izimoto ezisetshenzisiwe.

Iyalayisha...