Imoto yonakaliswe egcekeni - yini okufanele uyenze?
Ukuze ubhekane nalolu daba, kufanele uqale unqume imbangela yomonakalo, futhi, ngokusekelwe kulokhu, uthathe izinyathelo ezifanele. Indlela elula yokuthola izinkokhelo ingeyabanikazi benqubomgomo ye-CASCO. Yiqiniso, inqubomgomo enjalo ibiza kakhulu, futhi izindleko zayo ziyaqhubeka zikhuphuka, ngakho akubona bonke abashayeli abafaka isicelo ku-CASCO. Ukwengeza, umcimbi ngamunye onomshwalense uyi-minus eyengeziwe ku-coefficient yebhonasi-malus, ngakho-ke kungcono ukuthi ungaxhumani nenkampani yomshuwalense ngomonakalo omncane.
Ngakho-ke, ake sibhekane nezimo ezivame kakhulu.
Ukulimala kwenye imoto
Omunye womakhelwane uye emsebenzini ekuseni ngephutha wathinta i-fender. Lokhu, ngokweSDA, sekuvele kuhloswe njengengozi yomgwaqo. Futhi kwenqatshelwe ukushiya indawo yengozi, nakuba kungeyena wonke umuntu okhumbula lokhu, ephuthuma ezindabeni zomuntu siqu.
Uma une-OSAGO kuphela, futhi isigebengu sibalekile, kufanele uthembele kuphela emaphoyiseni namaphoyisa omgwaqo. Bashayele ucingo ubacele ukuthi benze umbiko wokuhlolwa. Ngaphansi kwe-OSAGO, isinxephezelo asinikezwa, kodwa kukhona ithemba elincane lokuthola umenzi wecala. Ukuze wenze lokhu, sebenzisa wonke amathuba:
- hlola ngokucophelela imbobo, mhlawumbe kukhona iminonjana kapende kuyo, futhi ngombala wayo ungakwazi ukubona kalula enye yezimoto zomakhelwane bakho;
- hlola isimo sokupenda kwezinye izimoto egcekeni - imihuzuko yakamuva kufanele idonsele intshisekelo yakho;
- buza omakhelwane, mhlawumbe kukhona abakubonile noma ividiyo igcinwe kumarekhodi abo.
Ngemva kokuthola umenzi wecala, ungazama ukubhekana naye ngokuthula. Uma ephika icala lakhe, mkhumbuze ukuthi yisiphi isijeziso esilindele ukushiya indawo yengozi: ukuboshwa izinsuku ezingafika kweziyi-15 noma ukuncishwa amalungelo unyaka nesigamu (Ikhodi Yezigebengu Zokuphatha 12.27 ingxenye 2).
Ngeshwa akwenzeki njalo ukuthi uthole abalimaze izimoto bemi egcekeni. Ikakhulukazi uma bekungeyena umqashi wendawo. Uma unenhlanhla futhi umonakalo wenziwe phambi kwamehlo akho, unezinketho ezimbili: shayela umhloli wamaphoyisa omgwaqo ukuze enze isenzo noma adwebe ingozi ngokwe-Europrotocol.
Umonakalo odalwa yizingane
Lesi sigameko asivumelekile - izingane zidlala ibhola, ibhola lindiza phezu kocingo lwenkundla yezemidlalo lishaye iwindi lomoya noma isibuko esingemuva. Indlela yokwenza esimweni esinjalo?
Ngokomthetho we-Russian Federation, izingane ezingaphansi kweminyaka engu-14 azithwali umthwalo wemfanelo wokuphatha. Ngokwemvelo, akukho neyodwa ingane evumayo ngesenzo sayo. Uma unobufakazi bokuthi ubani owenze lokhu, udinga ukushayela iphoyisa lesifunda noma umhloli wamaphoyisa omgwaqo ukuze abhale umonakalo emotweni. Okulandelayo, udinga ukufuna enkantolo ukuthi abazali bengane bakhokhele izindleko zokulungisa.
Uma sithatha ngokuthi imoto ilinyazwe yizixhwanguxhwangu ebusuku, udinga kuphela ukuxhumana namaphoyisa. Iphoyisa lesifunda, njengomthetho, lisazi kahle isimo sobugebengu endaweni futhi lizokwazi ukuthola umenzi wobugebengu.
Isihlahla esiwayo, amaqhwa, insika
Kubuye kube umkhuba ovamile lapho izihlahla ezindala zikhula egcekeni futhi ziwe nomoya omncane, noma, isibonelo, ungqimba lweqhwa lwehle lusuka ophahleni luqonde ku-hood yemoto esanda kuthengwa ngesikweletu. Okufanele ngikwenze?
Asikho isidingo sokutatazela. Ungathinti lutho futhi ubize umhloli wamaphoyisa omgwaqo ukuze enze umbiko wokuhlola. Okulandelayo, udinga ukuthola ukuthi ubani onesibopho sokuthuthukiswa kwegceke. Njengomthetho, lezi yizinhlangano zomphakathi: iminyango yezindlu noma izinhlangano zezindlu. Badinga ukufaka isicelo.
Yiqiniso, ukumangalelana nezinhlangano ezinjalo kungadonsa. Ukuze iqiniso liphumelele, kuyinto efiselekayo ukuthola umbono ovela kuchwepheshe ozimele ukuthi, bathi, umuthi wawumdala, isigxobo asizange sifakwe ngendlela efanele, iqhwa alizange likhishwe ophahleni ngesikhathi esifanele, futhi njalonjalo.
Ummangalelwa, uma kwenzeka ukuqulwa kwecala kuqediwe ngokuvuna kwakho, uzophoqeleka ukuthi angakhokhi izindleko zokulungisa kuphela, kodwa nazo zonke izindleko ezihlobene: inkantolo, umbono wochwepheshe.
Iyalayisha...
