Ukuthenga isiza sokwakhiwa kwamagaraji - kunenzuzo?
Okuqukethwe
Abantu abaningi ngokwengeziwe bakhetha ukuqasha indawo lapho bengapaka khona izimoto zabo kalula nangokuphepha. Igalaji livikela imoto esimweni sezulu esibi futhi linciphisa ingozi yokwebiwa kwempahla. Ngakho-ke, ukuqasha indawo yegaraji kuyoba umqondo webhizinisi othakazelisayo.
Imali yokuqasha igaraji
Ukuba nemali yamahhala, kufanele ucabange ukuthi yini ongatshala kuyo ukuze ukwazi ukukhulisa imali. Kunezinketho eziningi, abaningi banquma ukuthenga indlu noma isiza. Awukwazi ukuqasha amafulethi kuphela, kodwa namagaraji. Lena indlela ethokozisayo yokukhiqiza imali engenayo.
Ungenza imali enhle ngokuqasha indawo yegalaji, ikakhulukazi uma ukhetha enhle. Kuye ngokuhlelwa kweziqephu, izinto eziningi noma ezincane zingafakwa kuwo. Endabeni ewumngcingo futhi omude, ngeshwa, kufanele sizikhawulele ekubekeni amagaraji emgqeni owodwa. Kubalulekile futhi ukujwayela amakhodi wokwakha ngaphambi kokuqala ukwakha ukuze uzivikele ezinkingeni esikhathini esizayo esiseduze.
Izinto Okufanele Uzikhumbule
Kuyadingeka ukuhlinzeka ngokungena okulula nokuphuma emagaraji. Esiqintini esingamahektha ayishumi, sekungenzeka ukuthi kwakhiwe amagaraji ayishumi nambili. Ukutshalwa kwezimali emagaraji ensimbi kunenzuzo kakhulu, ngokushesha futhi kalula ukuqasha ngaphandle, okufanayo kuya ekuhlakazweni nokuthuthela kwenye indawo. Uma udala abadlali abaningi, uzodinga ukuthola imvume kuqala.
Isidingo esikhulu sendawo yegaraji siphathelene nezakhiwo zokuhlala. Uma othile ekhetha isamba semali, awudingi ngisho nokuqhuba ibhizinisi lakho ukuze ukhokhe intela emalini yokuqasha. Kuyafaneleka ukuthenga isiza eduze nendawo yedolobha, eduze kwesakhiwo esikhulu sefulethi, i.е. endaweni enesidingo esikhula njalo sezindawo zokupaka.
Okufanele ukubheke lapho uthenga isiza
Ukuthenga isiqephu somhlaba kuyisinqumo esinomthwalo wemfanelo kakhulu futhi kuhilela izindleko ezinkulu. Lapho ukhetha, amaphuzu amaningi abalulekile kufanele acatshangelwe. Ukuhlolwa kwesakhiwo kuwumsebenzi oyisicefe futhi odla isikhathi uma umuntu efuna ukunemba. Iziphambeko eziningi zinganakwa ngokwakho, kulula ukungazinaki okuthile, okuthi, ngeshwa, kuvame ukuholela ekumangaleni okungemnandi esikhathini esizayo esiseduze. Udinga ukuhlola isimo somthetho sesayithi, uqinisekise ukuthi zonke izinto ezidingekayo zenziwa ngesikhathi esifanele. Kunesidingo sokufunda ngokucophelela okubhalwe encwadini ye-land-mortgage. Futhi iqukethe ulwazi mayelana nomnikazi osemthethweni wesayithi.
Kwenzeka ukuthi akunakwenzeka ukubuka incwadi yomhlaba kanye ne-mortgage, ngoba ayikadalwa. Kulokhu, kuyadingeka ukwethula isitifiketi sobunikazi, noma ukuhlenga umhlaba. Wonke umuntu ongase abe ngumtshalizimali kufanele ahlole uhlelo lwendawo lokuthuthukiswa kwendawo. Kungase kuvele ukuthi ngeke kusebenze ukwakha into ethile endaweni ethile. Okubalulekile ukuma kwayo, ukuxhumana nomgwaqo wokungena, imidiya exhunyiwe.
Ukuhlolwa okuphelele kwesiza kufanele kunikezwe uchwepheshe
Kuyafaneleka ukunikeza ukuhlola okujulile kwendawo kunjiniyela ozokwenza ucwaningo olunzulu. Ngakho, ungakwazi ukugwema izimali ezilahlekile kanye nezinkinga eziningi. Umbiko olungiselelwe uchwepheshe uzoqukatha lonke ulwazi oludingekayo, okuhlanganisa i-topography kanye nejometri yendawo, izinsongo ezingenzeka, izinkinga, ukukhubazeka kwesayithi, izimvume, imithwalo, imingcele.
Ukucwaningwa kwamabhuku kuzobonisa ngokucacile ukuthi indawo ethile iwufanelekela umsebenzi othile wokwakha. Unjiniyela uzohlola ukuhambisana kwedatha yesakhiwo somhlaba phakathi kwerejista yomhlaba ne-mortgage kanye nerejista yomhlaba. Ngeke iphuthelwe noma yimiphi imikhawulo ebekwe uhlelo lokuklama. Uzobheka ngisho nezimvume ezishaqisayo zokwakha ezikhishwe endaweni eseduze nendawo.
