Imoto yathengiswa, futhi intela iyafika

Nokho, izigameko ezinjalo zivame ukwenzeka lapho abanikazi bangaphambili bethola isaziso sentela mayelana nokukhokhwa kwentela. Ngaphezu kwalokho, ngokuvamile kunezimo lapho izaziso mayelana nokukhokhwa kwezinhlawulo zamaphoyisa omgwaqo zizothunyelwa egameni lakho. Kungaba yini isizathu salokhu nokuthi ukugwema kanjani izigameko ezinjalo?

Kungani kuza izaziso?

Ngokomthethonqubo omusha, uhlelo lokuthenga nokudayiswa kwezimoto eselisetshenzisiwe lwenzeka ngaphandle kokukhipha imoto ebhukwini. Okusho ukuthi, kwanele ukudweba i-DKP (isivumelwano sokuthenga nokudayiswa) ngokuvumelana nayo yonke imithetho, vumelana endabeni yokukhokha inani eliphelele (khokha ngokushesha noma ngezitolimende), thola okhiye, i-TCP kanye nekhadi lokuxilonga umnikazi wangaphambili. Ngemuva kwalokho udinga ukuthatha umshwalense we-OSAGO. Ngayo yonke le mibhalo, udinga ukuya ku-MREO, lapho uzonikezwa khona isitifiketi esisha sokubhaliswa. Ungakwazi futhi uku-oda izinombolo zezinombolo ezintsha noma ushiye imoto ezinombolweni ezindala.

Kuthunyelwa isaziso esivela emaphoyiseni omgwaqo siye ehhovisi lentela ukuthi umnikazi wemoto ushintshile futhi manje uzokhokha intela yokuthutha. Kodwa ngezinye izikhathi uhlelo luhluleka, yingakho izimo ezinjalo ezingathandeki zenzeka. Kungase kube nezizathu ezimbalwa:

• umnikazi omusha akazange azibhalisele kabusha imoto;
• amaphoyisa omgwaqo awazange athumele ulwazi mayelana nokushintshwa kobunikazi ehhovisi lentela;
• okuthile okonakala ezikhulwini zentela ngokwazo.

Akufanele futhi ukhohlwe ukuthi umnikazi wangaphambili usazothola irisidi elinentela yokuthutha yezinyanga asebenzisa ngayo imoto. Okusho ukuthi, uma uthengise imoto ngoJulayi noma ngoNovemba, kuzodingeka ukhokhe izinyanga ezingu-7 noma ezingu-11, ngokulandelana. Uma ubona ukuthi inani lingaphansi kokujwayelekile, akufanele ukhathazeke kakhulu, ngoba umane ukhokhela lezi zinyanga ezimbalwa.

Yini okufanele ngiyenze uma ngikhokhiswe intela emotweni edayisiwe?

Noma yimuphi ummeli uzokweluleka ukuthi uthathe ikhophi yakho yenkontileka yokudayisa uhambe nayo emnyangweni wamaphoyisa omgwaqo, lapho uyonikezwa khona isitifiketi sokuthi le moto isidayisiwe futhi awusenamsebenzi nayo.

Okulandelayo, nalesi sitifiketi, udinga ukuya esikhulwini sentela othunyelelwe kuso isaziso sentela, bese ubhala isitatimende esiqondiswe enhlokweni yabahloli ukuthi, ngokwe-DCT, awuyena umnikazi wale moto, njengoba iphinde yabhaliswa komunye umnikazi. Ikhophi yesitifiketi esivela emaphoyiseni omgwaqo kufanele sinanyathiselwe esicelweni.

Amaphoyisa omgwaqo, i-MREO kanye nentela, kufanele kushiwo, yilezo zindikimba ezidume ngesimo sabo sengqondo ngabameleli abavamile babantu. Ngakho-ke, akumangazi ukuthi ngezinye izikhathi, ukuze enze umsebenzi olula njengokuthola isitifiketi futhi athumele isicelo, umuntu kufanele achithe isikhathi sakhe esiyigugu engqongqoza emibundwini futhi eme emigqeni. Kumnandi kancane. Ngaphezu kwalokho, abahleli beVodi.su bayaqaphela amacala lapho, ngisho nangemva kokubhala zonke izitatimende, izintela zazisakhokhiswa. Yini okufanele uyenze kuleli cala?

Okokuqala, udinga ukwenza isiqiniseko sokuthi umthengi wakho uzibhalisele ngempela imoto. Iqiniso lokubhaliswa kabusha kufanele liqinisekiswe yi-MREO. Kulokhu, awukwazi ukumane ungayikhokhi intela, kodwa lapho uthola incwadi yokubizela enkantolo, bonisa yonke imibhalo enkantolo, kanye nenothi ofake isicelo esihambisana nalo kuziphathimandla zentela. Vuma ukuthi akuyona inkinga yakho uma bengakwazi ukuhlanza amaphepha.

Yiqiniso, le ndlela idlulele, kodwa umuntu omatasa ngokuvamile akanaso isikhathi sokugijima eduze kweziphathimandla ezahlukene endabeni efanayo. Singakweluleka ngenye indlela - bhalisa kuwebhusayithi ye-Federal Tax Service, dala i-akhawunti yomuntu siqu futhi uqaphe ukuthi izintela zibalwa kanjani kuwe. Ukuze ubhalise, kufanele uthole ikhadi lokubhalisa lomuntu siqu kwabasemagunyeni abaseduze be-FTS, kungakhathaliseki ukuthi uhlalaphi unomphela. I-akhawunti yomuntu siqu inikeza izinketho ezilandelayo:

• ukuthola ulwazi lwakamuva mayelana nezinto zokukhokhiswa intela;
• phrinta izaziso;
• khokha izikweletu ku-inthanethi.

Lapha ungakwazi ukuxazulula yonke imibuzo ephakamayo. Ukubhalisa kuyatholakala kubantu ngabanye nezinhlangano ezisemthethweni.

Umnikazi omusha akazange ayibhalise imoto emaphoyiseni omgwaqo

Kungase kuvele nokuthi umthengi akazange abhalise imoto. Kulokhu, izingqinamba zidinga ukuxazululwa mathupha naye. Uma umuntu anele, ungakwazi ukulawula inqubo yokubhalisa imoto, futhi umnikeze izaziso ezivela ku-Federal Tax Service ukuze akhokhele amarisidi.

Kuzodingeka ukhathazeke uma ukuxhumana nomuntu kulahleka noma enqaba ukufeza izibopho zakhe ngaphansi kwenkontileka. Kulokhu, umthetho unikeza izinketho eziningana zokuxazulula inkinga:

• ukufaka isicelo enkantolo;
• ukubhala isicelo emaphoyiseni omgwaqo mayelana nokuseshwa noma ukuchithwa kwemoto;
• ukuqubuka kwe-DKP ngokuhlangene.

Njengomphumela wokuqulwa kwecala, phambi kwawo wonke amadokhumenti afakwe kahle ekuthengisweni, ngeke kube nzima ukufakazela icala lommangalelwa. Uzophoqeleka ukuthi akhokhe izintela noma izinhlawulo kuphela, kodwa futhi nezindleko zakho zokwenza inqubo. Ukusesha, ukulahlwa kwemoto edayisiwe noma ukwephula i-DCT sekuvele kuyizindlela eziqinile, kodwa ngeke ibe khona enye indlela yokuphuma. Sicela uqaphele ukuthi uma i-DCT iphukile, uzodinga ukubuyisela zonke izimali ezitholiwe ngokudayiswa kwemoto, ukhiphe izindleko zakho zokukhokha izintela, izinhlawulo, izindleko zomthetho, nokwehla kwenani lemoto.

Ukubuyiselwa kwentela

Uma wena, njengomkhokhi wentela oyisibonelo, ukhokhe izintela zemoto edayisiwe, kodwa inkinga nomnikazi omusha yaxazululwa kahle, imali esetshenzisiwe ingabuyiswa. Ukuze wenze lokhu, kufanele wenze le misebenzi elandelayo:

• thola isitifiketi sokubhaliswa kabusha kwemoto emaphoyiseni omgwaqo;
• xhumana ne-Federal Tax Service ngalesi sitifiketi kanye nesicelo esihambisanayo.

Uma singekho isifiso sokugijima emahhovisi nasemaphaseji, xoxisana nomnikazi omusha. Ngenhlanhla, inani lentela yokuthutha yezimoto ezinamandla enjini afinyelela ku-100 hp. ngisho naseMoscow akuzona eziphakeme kakhulu - cishe ama-ruble angu-1200 ngonyaka.

Iyalayisha...