Yiziphi izingozi zokungabi nawo umshwalense wesikweletu?
Okuqukethwe
Ungasigwema kanjani inhlawulo yokungafanelekile kumshwalense we-OC?
Eqinisweni, isikhwama sesiqinisekiso somshwalense kanye nenhlawulo yokuntuleka komshwalense wesikweletu kuwumfula. Noma ngabe kuyini, empeleni luningi ulwazi oluzungezayo ngakho. Eziningi zazo ziwulwazi olungamanga. Kuyafaneleka ukujwayelana nalabo abavela emithonjeni ethembekile. Ngeke kube okungavamile uma sithi indlela engcono kakhulu yokugwema isikweletu sezezimali ngesikhathi sekhefu kumshwalense we-TPL ukuqinisekisa ukuthi inqubomgomo ngokwayo iphelelwa yisikhathi futhi ivuselelwa ngokuzenzakalelayo. Inqubomgomo ibuyekezwa ngokuzenzakalelayo, kodwa hhayi kuzo zonke izimo.
Inqubomgomo ayivuselelwa uma:
- sinenqubomgomo evela kumnikazi wangaphambili wemoto,
- asikhokhanga ngokugcwele umshwalense wamanje we-OC.
Abashayeli abawufezi ngempela umsebenzi wabo ngezizathu ezahlukene. Kwesinye isikhathi kuba khona izehlakalo ezingama-200 XNUMX zabashayeli abangenawo i-OSAGO ngonyaka. Kumelwe sivume ukuthi lesi sibalo siyethusa. Khumbula ukuthi njalo umnikazi wemoto onesibopho sokuthatha umshwalense wesikweletu. Nguye ozobizwa ukuthi akhokhe inhlawulo. Kodwa-ke, kufanele kuphawulwe lapha ukuthi uma umshayeli wemoto engenamshwalense edala ingozi noma ukushayisana, uzobhekana nomonakalo ngokulingana nomnikazi.
Ngisifaka kanjani isicelo sokukhokhelwa?
Lapho sisanda kuthola ucingo oluvela kwa-UFG (Isikhwama Sokuqinisekisa Umshwalense), sinezinsuku ezingamashumi amathathu zokuphendula le ncwadi. Lapho samukela inhlawulo ebekiwe, ngenxa yokuthi asizange sifeze isibopho somshuwalense, asinakho ukukhetha ngaphandle kokukhokha imali ngokwencwadi ethunyelwe.
Nokho, uma sikholelwa ukuthi sikhokhiswe inhlawulo ngephutha, singabhala isikhalazo esihambisanayo. Kufanele siqinisekise ukuthi ubunayo ngempela inqubomgomo ye-OC futhi siphinde sibhale phansi i-OC yakho. Ngaphandle kwalokhu, noma yiziphi izincazelo zethu ngeke zinakwe nhlobo.
Uma singanikezi impendulo zingakapheli izinsuku ezingamashumi amathathu, khumbula ukuthi icala lizodluliselwa kubaphathi ukuze kuqhutshekwe nokusetshenziswa komthetho. Imali izoqoqwa yihhovisi lentela, elingaphansi komnikazi wemoto.
Akufanelekile ngempela ukuhileleka kulesi simo. Umshwalense wesikweletu somuntu wesithathu awubizi kangako uma uqhathaniswa nezinye izimali esizitholayo uma sinemoto. Ubiza malini umshwalense onjalo? Kulesi sixhumanisi uzothola ulwazi olubalulekile https://www.ubezpieczeniaonline.pl/komunikacyjne/a/ile-kosztuje-i-jak-kupic-ubezpieczenie-oc-na-samochod-ciezarowy/523.html. Khumbula ukuthi umuntu ngamunye ulawula inani elihlukile ngoba iprimiyamu ihlanganisa zonke izaphulelo umshayeli anazo kanye nethoni lezinye izici.
