Yiziphi izinketho ongakhetha kuzo uma uthengisa imoto esetshenzisiwe?

Ingabe ufuna ukuthengisa imoto yakho esetshenzisiwe futhi ufuna ukwazi mayelana nezinketho ezahlukene ongakhetha kuzo? Lesi sihloko kufanele sikusize ukhethe inketho evumelana nezidingo zakho.

Okokuqala, yazi ukuthi kunezinketho ezi-2 kuphela: thengisa kumuntu oyimfihlo noma uthengisele uchwepheshe. Ukukhetha kwakho kuzoncika emzamweni ozimisele ukuwenza ukuze uthole umthengi, inani elilindelekile kanye nezinhlelo zakho. Singakhuluma ngesilinganiso senduduzo kanye nentengo, esizoyigcina kulesi sihloko.

🚗 Ungayithengisa kanjani imoto yakho kumuntu?

Uma udayisela umuntu ozimele, cishe uzothola inani eliphakeme lemoto yakho (cishe ngo-15% ngaphezu kochwepheshe) futhi, uma unenhlanhla, uthola okukhulu. Abantu abanaki kancane ukulungisa okuncane kunochwepheshe.

Mhlawumbe nawe uzoba nomhlangano omnandi?

Ngakolunye uhlangothi, uzochitha isikhathi namandla uhlanza futhi uthwebula imoto yakho, uthumele isikhangiso esisodwa noma ngaphezulu, uphendule ababambiqhaza, uhlele ukuvakasha, nokukhetha umthengi olungile.

Okokugcina, khumbula ukuthi esimweni sokuthengisela umuntu oyedwa, ukuhlolwa kobuchwepheshe okungaphansi kwezinyanga ezingu-6 kuyimpoqo. Akunjalo uma udayisela uchwepheshe imoto.

🚘 Ungayithengisa kanjani imoto yakho kuchwepheshe?

Uma ungathanda ukuthi imoto yakho ilandwe uchwepheshe, qaphela ukuthi intengo oyitholayo izoba ngaphansi kwenani elikhonjwe ekuthengisweni ngakunye (-15%). Kungani ? Ngoba nje uchwepheshe uzoqaphela ukushiyeka kwakhe okuncane futhi acabangele izindleko ezihlobene nemisebenzi yakhe (ukuhlolwa, ukuphatha, abasebenzi, ukulungisa, iwaranti yemoto, njll.).

Lapha, nokho, unesiqiniseko sokuthi uzophinda uthengise imoto yakho ngesikhathi esifushane kakhulu. Imoto ingadayiswa kabusha ngosuku olufanayo, futhi imali idluliselwa ku-akhawunti yakho phakathi namahora angu-48. Lokhu kungakusiza uma udinga ukukhokhela ukuthengwa kwemoto yakho elandelayo futhi udinga imali ngokushesha.

Futhi, uma usebenzelana nomthengi wokusabalalisa izimoto noma ukukhanda imoto, yazi ukuthi ngeke bakwazi ukukumangalela ngephutha elifihliwe ngemuva kokudayiswa ngoba bangochwepheshe ekulungiseni futhi inkokhelo izovikeleka. ... Ungase futhi ukuthole kulungele ukuthi ungabi nakho ukuhlolwa kobuchwepheshe noma ukuguqulwa kukawoyela kusenesikhathi, noma ngabe lezi zinsizakalo zidonswa ekuhwebeni kwakho.

Incazelo emfushane:

Uma ucabanga ukudayisela uchwepheshe, kusukela ngo-2020, esimweni sokukhawulela ukuhlangabezana nezidingo ezintsha, ochwepheshe bakunikeza inketho yokuthengisa imoto yakho ukude.

🔎 Uyini umehluko phakathi kwesevisi yokuthenga imoto ekude nokuthengiswa kwe-ejensi?

- Lena insiza eyenziwe lula nesebenzayo: ukuze usebenzise izinsizakalo zokuqasha imoto okude, udinga i-smartphone yakho kuphela, uxhumano nemoto yakho.

- Manje usungumhloli: ngokungafani nokuthengisa imoto yakho e-ejensi lapho uchwepheshe ezohlola imoto yakho, lapha udinga ukuhlaziya nokuthwebula imoto yakho.

- Asikho isidingo sokuhamba nokuxhumana okuncane nabantu.

Uma ama-ejensi aseduze akude nalapho uhlala khona, uma ungenaso isikhathi sokubonisa i-aphoyintimenti, noma ufuna nje ukwenza impilo yakho ibe lula, izinsiza zokuthenga imoto ezikude ziyatholakala kuwe. Ukuthengisa okusebenzayo, okulula nokusheshayo