Ungaqhathanisa kanjani izinkampani zomshuwalense wemoto
Okuqukethwe
Ukuqhathanisa izinkampani zomshwalense wezimoto kubalulekile uma ufuna ukuthola idili elingcono kakhulu lezidingo zakho zomshwalense. Izinkampani zomshwalense wezimoto zihlola futhi zikhulume nabashayeli abahlukene: ezinye izinkampani zisebenza emindenini ehola kancane, ezinye kubashayeli asebekhulile, kanti ezinye kubashayeli abanomlando wokushayela ongaphansi ofanele, ngakho ukuqhathanisa izinkampani zomshwalense wezimoto kubaluleke kakhulu njengokuqhathanisa izingcaphuno zomshwalense wezimoto. . . .
Ungagcina amakhulukhulu amadola ngonyaka ngokuqhathanisa izinkampani zomshwalense namarates ngaphambi kokukhetha. I-Insurance.com inethuluzi lokuqhathanisa lesisho elikuvumela ukuthi uqhathanise amanani omshwalense wemoto. Ungagcwalisa ifomu futhi uthole izingcaphuno zomshwalense wezimoto ezivela kubahlinzeki abambalwa ngesikhathi esisodwa. Izingcaphuno eziningana zethulwe ekhasini elilodwa ukuze kube lula ukubhekisela kwezinye.
Hlola Izaphulelo Zomshwalense Wezimoto
Ngaphambi kokuba uqale ukuqhathanisa amanani omshwalense wemoto, qiniseka ukuthi uyazi ngezaphulelo ezingase zibe khona zomshwalense wemoto ezimweni ezithile, njengomshwalense wasekhaya nomshwalense wemoto ovela enkampanini efanayo, uma unomlando omuhle wokushayela noma unemishini ekhethekile yokulwa nobugebengu.
Sebenzisa ulwazi olufanayo ngawe kanye nemoto yakho lapho uqhathanisa izinkampani zomshwalense wemoto. Indlela engcono kakhulu yokonga kumshwalense wemoto ukuthenga kuphela lokho okudingayo. Isibonelo, awudingi ngempela umshuwalense wokushayisana uma unemoto endala. Ngokuka-J. Robert Hunter, umqondisi womshwalense we-American Consumer Federation, abantu abaningi kufanele babe nesibopho sokukhokha isikweletu kanye nokukhava umshayeli wemoto okungaqinisekisiwe okungu-$100,000 300,000 ngomuntu ngamunye kanye namaRandi angu-XNUMX XNUMX isenzakalo ngasinye.
Setha imikhawulo oyithandayo yokukhava ngaphambi kokuthenga, bese uqiniseka ukuthi usebenzisa imikhawulo efanayo kukho konke ukunikezwa komshwalense wemoto. Ungakwazi futhi ukwandisa ukudonswa kwakho kokushayisana okuzenzakalelayo kanye nokufakwa okuphelele ukuze unciphise amaphrimiyamu akho omshwalense. Uma wenza lokhu, qiniseka ukuthi usebenzisa i-franchise efanayo nenkampani ngayinye ukuze ukuqhathanisa izinga kunembile.
Funda mayelana nerekhodi lomthengi lenkampani yomshwalense wezimoto
Qala ngewebhusayithi yeKhomishana Yomshuwalense Wezwe. Amazinga ezikhalazo kahulumeni abaluleke kakhulu kunezilinganiso zezezimali zomshwalense wezimoto. Wonke umbuso unesikhwama sokuqinisekisa umshwalense esizofaka izimangalo ezithile uma inkampani yomshwalense iqothuka. Nokho, kusewubuhlakani ukuhlola isimo sezimali somshwalense.
Qhathanisa isilinganiso sesikhalazo
Uma usunciphise uhlu lwakho ezinkampanini ezinhlanu noma eziyisithupha, ungabheka amarekhodi abo ezikhalazo kuwebhusayithi yeNational Association of Insurance Commissioners noma iwebhusayithi yomnyango wakho womshuwalense wombuso. Kuyafaneleka futhi ukuhlola inhlolovo yakamuva kakhulu ye-Consumer Reports yabahlinzeki bomshwalense wezimoto.
Qhathanisa Umshwalense Wezimoto Ohambisanayo
Ungakwazi njalo ukuthola ukufakwa okwengeziwe uma ukhetha. Ukufakwa okwengeziwe kunikezwa izinkampani zomshwalense eziningi ngamacala afana nokuqashwa kwemoto ngesikhathi kulungiswa, ukudonsa kanye nokukhava abasebenzi, noma izindleko zokushintshwa kwe-CD/DVD uma lezi zinto zebiwa emotweni yakho.
Kodwa-ke, uma inkampani eyodwa ikunikeza imali eyengeziwe oyifunayo ngentengo efanayo noma eduze kwentengo yomshwalense wenye inkampani ngaphandle kokwengeziwe, kungase kudingeke ukhethe inqubomgomo enokwengeziwe, kusho u-Hunter.
Lesi sihloko sishintshwe ngokuvunywa kwe-carinsurance.com: http://www.insurance.com/auto-insurance/car-insurance-comparison-quotes/5-ways-to-compare-car-insurance-companies.aspx
