Ungakhuluma kanjani nomhloli wamaphoyisa omgwaqo odinga amandla ommeli wemoto

Ngaphandle kokukhetha, wonke amaphoyisa omgwaqo ezweni lakithi azi kahle ukuthi umshayeli akudingeki ukuba aphathe amandla ommeli wemoto, ngisho noma engeyena umnikazi wayo. Kodwa yisiphi isikhulu sesifundazwe esizomelana nesilingo sokuphinde “sidivose” umshayeli ukuze athole isifumbathiso?

Amaholide kaMeyi, kanye nenkathi yamaholide ehlobo ezayo, asho kwabaningi bethu uhambo olude ngemoto. Futhi njengomthetho - ngokusebenzisa izindawo zomthwalo wemfanelo wamaphoyisa wesifundazwe, ngokuvamile abheka izivakashi kanye nabavakashi abadlulayo njengomthombo wokugcwalisa isikhwama sabo semali. KuseMoscow lapho iningi lamaphoyisa omgwaqo alungile futhi alunyuliwe ngenxa yokuqolwa ngokungenangqondo kokufumbathisa. Kodwa "enqabeni" konke kuhlukile.

Lapho kungenzeka ukuba uhlangabezane nemfuneko yokwethula igunya lommeli uma ushayela imoto ebhaliswe kowakwakho noma, “okuthakazelisa” ngisho nangokwengeziwe kumphangi oseceleni komgwaqo ogqoke umfaniswano, imoto eqashiwe. Esimweni sokuqala, "okufakiwe" okunodaka kwesikhulu somthetho kufanele kuphendulwe ngokubhekisela okucacile esigatshaneni 2.1.1 se-SDA. Ngokusho kwakhe, umshayeli uphoqelekile ukuthi anikeze iphoyisa ukuze liqinisekiswe kuphela ilayisense yokushayela, izincwadi zokubhalisa imoto kanye nenqubomgomo yokuqala ye-CMTPL. Nakuba esimweni sokutholwa kwe-e-OSAGO, ukuphrinta okulula kwedokhumenti kwanele. Lokhu kuqeda uhlu lwamaphepha omshayeli ahlobene nephoyisa elingasemgwaqeni.

Futhi, okuyinto evamile, akunandaba ukuthi ubani ngempela umnikazi wemoto: umuntu, ibhizinisi, inhlangano yomphakathi. Yebo, ngisho nabakwaMartians! Lokhu akuyona into yamaphoyisa. Nakuba ngokuvamile bajabula kakhulu uma imoto ibhaliswe enhlanganweni esemthethweni futhi iqala ukufuna elinye iphepha kumshayeli - i-waybill! Okokuqala, kufanelekile ukubuza isisebenzi: kusiphi isenzo somthetho imfuneko ye-waybill ibhalwe. Izixhumanisi kunoma yiziphi "izincazelo" zabaphathi bamaphoyisa omgwaqo azifanelekile: ojenene, ngenhlanhla ngathi, ngokuthanda kwabo, ababhali imithetho ezweni lethu okwamanje. Mayelana ne-waybill, umshayeli kudingeka abe nayo kuphela lapho imoto isetshenziselwa ukuthutha izimpahla noma abagibeli ngenjongo yokudayisa, njengoba idingeka ekubikeni kwezimali. Ukweseka lokhu, umuntu kufanele abhekisele kumyalelo woMnyango Wezokuthutha No. 152 wangoSepthemba 18, 2008.

Ngezinye izikhathi amandla abathandi bommeli avula isiwula futhi asongele ukuvalela imoto yakho njengentshontshiwe, njengoba ungenawo amandla ommeli noma "ithikithi lokuhamba". Ungethuki futhi ubuze ngesizotha umdlwenguli oseceleni komgwaqo kuqala: ingabe usendaweni efunwayo? Futhi uma kungenjalo, yiziphi izizathu ezingokomthetho ozakwenu azozisebenzisa lapho ekhipha isinqumo ngokuthathwa? Hhayi-ke, ungakhohlwa ukubiza konke okungenzeka "imigqa eshisayo" ngasikhathi sinye - ihhovisi lomshushisi, iKomidi Lophenyo, uMnyango Wezangaphakathi ...