Ungabheka kanjani ukuthi imoto yakho yebiwe

Bekunezimoto zabagibeli ezingu-42,592 kanye nezimoto ezilula ezebiwe e-Australia ngonyaka odlule, ngokusho kwe-NMVRC.

Kuyayenga ukucabanga ukuthi ubuchwepheshe obukhaliphile bungakwazi ukwedlula izigebengu eziphekwe kanzima kulezi zinsuku, kodwa lokho kuyiqiniso ngokwengxenye, okungenani uma kuziwa ekwebiweni kwezimoto.

Ungase ucabange ukuthi ukufika kwemishini eshintshashintshashintshayo kuye kwenza amasela ezimoto aphelelwa yimali, kodwa kuyashaqisa ukuzwa ukuthi izimoto ezilinganiselwa ku-42,592 XNUMX nezamabhizinisi ezincane zebiwa e-Australia ngonyaka odlule, ngokweNational Car Theft Prevention Council. 

Okukhathaza nakakhulu, cishe amaphesenti angu-80 ezimoto ezebiwe afakwe isivimbeli, esifakazela nje ukuthi abakhohlisi akuwona wonke amagwala (futhi cabanga nje ukuthi bakhokha kancane kangakanani intela enzuzweni yabo abayithola ngokungeyikho). .

Okuhle wukuthi lezo zinombolo zehle ngo-7.1% uma kuqhathaniswa no-2016, kanti izimoto eziningi ezishaqiwe zindala kancane kunonyaka ezakhiwa ngawo, okusho ukuthi ubuchwepheshe sebuqala ngempela ukwedlula amasela ahlakaniphile. (Inani lokwebiwa kwezimoto liye lehla ngempela kusukela ngo-2001, lapho ama-immobilizers eba yimpoqo kuzo zonke izimoto ezintsha ezithengiswayo). 

Izimoto ezintathu kweziyisihlanu ezebiwe bezilinganiselwa ku-$5000, kanti izimoto ezibiza ngaphezu kuka-$50 zibalwa ngokweba eyodwa kwezingama-50. Lokhu kubonakala kubonisa ukuthi uma imoto yakho iba ngcono, kuba nzima nakakhulu ukweba.

Kodwa-ke, uma une-Holden Commodore - imoto eyebiwe kakhulu ngo-2017 - kufanele ube novalo.

Konke lokhu kusho ukuthi nakuba singase sicabange ukuthi yinkinga yesikhathi esidlule, kodwa ukuthenga imoto bese sithola ukuthi intshontshiwe yinto okusamele siyiqaphele nanamuhla. 

Ungabheka kanjani ukuthi imoto yakho yebiwe

Ungase ukhumbule ukuthi ukuhlola ukuthi imoto ozoyithenga yebiwe yini kulula njengokuhlola i-REVS, kodwa ngokusobala bekulula kakhulu. Yingakho manje sekuthiwa isheke le-PPSR - okusho ukuthi uphenya ubunikazi nge-Personal Property Securities Registry, ephethwe yi-Australian Financial Security Authority. 

Ukuze uthole idili eliphelele lama-$3.40 (uma ucabanga ukuthi ingakusindisa kangakanani), ungenza ukusesha kwemoto ngokushesha ku-inthanethi noma ngosekelo lwefoni lwe-PPSR. 

Usesho luzohlinzeka kokubili ngemiphumela esesikrinini kanye nekhophi yesitifiketi sosesho esithunyelwe nge-imeyili.

Kungani kufanele ngibheke ukuthi imoto yebiwe yini?

Uma i-security interest ibhaliswe emotweni, ikakhulukazi uma yebiwe futhi uyithenga, ingathathwa noma usuyithengile. 

Inkampani yezezimali esohlwini lwe-PPSR ingase ivele emnyango wakho futhi ithathe imoto, futhi kungase kudingeke ulandele isela lemoto ukuze uthole imali elahlekile. Futhi ngikufisela inhlanhla ngalokho.

Kufanele kwenziwe nini ukuhlolwa kwe-PPSR?

Kufanele uhlole i-PPSR ngosuku othenga ngalo imoto, noma ngayizolo, ukuze uqiniseke ukuthi ayintshontshwa, ayinasikweletu, ayithathwanga, noma ayisulwanga.

Uma wenze usesho lwe-PPSR futhi wathenga imoto ngosuku olufanayo noma olulandelayo, khona-ke uvikelekile ngokusemthethweni nangokuyisimangaliso kunoma yikuphi ukuvinjelwa futhi uzoba nesitifiketi sokusesha ukuze ufakazele.

Ngaphezu kwalokho, ngaphansi kohlelo lukazwelonke, akukhathaleki ukuthi imoto uyithenga kusiphi isimo noma izifundazwe ukuthi ibiphethwe kusiphi isimo.

Yini oyidingayo ukuze uhlole imoto eyebiwe?

Okudingayo ngaphandle kwefoni kanye/noma ikhompuyutha i-VIN (inombolo kamazisi) yemoto yakho okungenzeka ube nayo, ikhadi lakho lesikweletu noma lasebhange, kanye nekheli lakho le-imeyili.

I-VIN eyebiwe iyindlela enokwethenjelwa yokuhlola umlando wemoto yakho ngokuhlola ngokuphumelelayo ukugcinwa kwemininingwane yemoto eyebiwe. Uphinde uhlole ukuthi ngabe ubhekene nokubhaliswa kwemoto eyebiwe, i.e. ukuzalwa kabusha.

Ungayithola kanjani imoto eyebiwe?

Uma imoto yakho yebiwe futhi uzibuza ukuthi ungayibika kanjani imoto eyebiwe, okusho ukuthi obhekene nakho akusasebenzi noma kungenzeka ngaphambi kokuhlolwa kwe-PPSR. Kufanele uthinte amaphoyisa ngokushesha futhi ufake isikhalazo.

Ukuthola imoto eyebiwe kuwumsebenzi wamaphoyisa futhi ngokuvamile kungaba nzima.

Yini okufanele uyenze uma uthola imoto eyebiwe?

Uma isheke le-PPSR yakho libonisa ukuthi imoto ofuna ukuyithenga yebiwe, kufanele uqale ubike ehhovisi le-PPSR. Noma ungavele ushayele amaphoyisa. Umuntu ozama ukukudayisela imoto, vele, kungenzeka akazi nokuthi yebiwe. Noma bangaba izigebengu ezimbi, amasela ezimoto.

Izimoto eziyi-10 ezebiwe kakhulu

Izindaba ezimbi ukuthi uma ungumnikazi we-Holden Commodore cishe noma yimuphi unyaka, kufanele ukhiphe ikhanda lakho ngefasitela khona manje futhi ubone ukuthi konke kukhona yini.

Akukhona nje kuphela ukuthi i-VE Commodore ka-2006 kwakuyimoto eyebiwa kakhulu ezweni ngo-2017 - 918 - yebiwa izinhlobo ezindala zemoto efanayo futhi ikleliswe endaweni yesi-5 (VY 2002-2004)), yesithupha (VY 1997-2000) . eyesikhombisa (VX 2000-2002) neyesishiyagalombili (VZ 2004-2006) ohlwini lwezimoto ezebiwe.

Imoto yesibili eyebiwe kakhulu kuleli iNissan Pulsar (yayiyinombolo yokuqala ngo-2016, kodwa kumele ngabe siyaphela amasela, ukwebiwa kwehle kusukela ku-1062 kuya ku-747), kwalandelwa iToyota HiLux (2005 G.). -2011) kanye ne-BA Ford Falcon (2002-2005). 

I-Nissan Navara D40 (2005-2015) ayikwazanga ukungena kwabayishumi abahamba phambili, okuvala inguqulo yesimanje yemodeli ye-HiLux (10-2012).

Wake webiwa imoto? Sazise ngakho emazwaneni.