Ngenzenjani uma ngishayiswa yimoto

Usuku nosuku uzwa imibiko yokuthi kukhona oshayiswe yimoto, umenzi wecala wabaleka endaweni yengozi. Uma ubheka konke lokhu, kuba sobala ukuthi ukuhlala edolobheni elikhulu lesimanje kuyingozi empilweni. Abahamba ngezinyawo, njengomthetho, abayiqondi imithetho yomgwaqo, futhi uma, uNkulunkulu engavumi, bewiswa phansi, ngokuvamile abazi ukuthi benzeni futhi baxhumane nobani.

Ngakho, ushayiswe imoto - yini okufanele uyenze? Konke kuncike esimweni kanye nemiphumela, futhi imiphumela ingaba ehluke kakhulu, kuze kufike ekudumazeni kakhulu.

Ake sicabange ukuthi wena shaya esiphambanweni, uzoqhubeka uphila, nakuba kuzodingeka uchithe imali ekwelashweni, kodwa umshayeli wabaleka endaweni yesigameko. Ungaba kanjani?

1. Okokuqala, kufanele ukhumbule inombolo noma okungenani uhlobo lwemoto.
2. Okwesibili, ngokushesha shayela amaphoyisa kanye ne-ambulensi. Uma isimo sakho sempilo sivuma, kufanele ulinde amaphoyisa futhi uwatshele yonke into njengoba yayinjalo. Ama-akhawunti ofakazi bokuzibonela nawo azobaluleka kakhulu, bhala phansi imininingwane yalabo bantu abangaqinisekisa amazwi akho.
3. Okwesithathu, lapho amaphoyisa efika, udinga ukubhala isitatimende ngesicelo sokuletha umenzi wecala enkantolo. Okwesine, kubalulekile ukuthi odokotela bahlole isimo sakho. Uma ukulimala okukhulu kubangelwa impilo - ukukhubazeka, ukulahlekelwa ikhono lokusebenza isikhathi eside - khona-ke umenzi wecala angakwazi "ukugoqa ngaphansi kwesihloko" 264 iminyaka emibili futhi alahlekelwe amalungelo abo iminyaka emithathu. Uma umonakalo umaphakathi (ungahlotshaniswa nengcuphe empilweni) noma ubuncane (ukukhubazeka okufushane), khona-ke umshayeli ubhekene nesikweletu somphakathi nesokuphatha.

Umhlukumezi unesibopho sokuziqalela mathupha ukuletha umshayeli esibophweni somphakathi - udinga ukufaka icala enkantolo. Kumuntu onecala, kuyadingeka ukufuna ukubuyiselwa kwazo zonke izindleko zokwelashwa, ngezinsuku zokusebenza eziphuthelwe, zokukhubazeka kwesikhashana. Ngakho-ke, wonke la maqiniso kufanele abhalwe ngamasheke, ikhefu lokugula.

Ungakwazi futhi kufanele ufune isinxephezelo ngokulimala kokuziphatha - uzikhethela inani, kodwa ezweni lakithi udinga ukuba namaqiniso.

Uma umshayeli ebonakala engumuntu ohloniphekile futhi ekunikeza lonke usizo olungenzeka, khona-ke udinga ukuthatha isinyathelo ngokusekelwe esimweni.

Uma uthole ukulimala okuncane, mhlawumbe awudingi ukubiza noma ubani, vele ukuthole khona lapho futhi yilokho. Uma kukhona umonakalo empilweni, kufanele nakanjani ulinde amaphoyisa kanye ne-ambulensi. Ngemuva kokuhlolwa, uzonikezwa isitifiketi sengozi kanye nobukhulu bomonakalo. Ngokusekelwe kulesi sitifiketi, umonakalo odalwe kuwe uzokhokhwa ngezindleko ze-OSAGO. Uma i-OSAGO ingazikhokhi zonke izindleko zokwelashwa, kuyodingeka ukuthi ufune isinxephezelo ngenkantolo yomphakathi.

Ngokwehlukana, kuyaphawuleka ukuthi ezimweni lapho umshayeli angafakazela ukuthi kwaba ohamba ngezinyawo owaba yicala lengozi, khona-ke unelungelo lokufuna isijeziso somuntu ohamba ngezinyawo kanye nokukhokhwa kwesinxephezelo kuye ngokulungiswa kwemoto. Ngakho-ke, imithetho yomgwaqo kufanele ibhekwe yiwo wonke umuntu - abahamba ngezinyawo nabashayeli, ukuze zibe mbalwa izimo ezinjalo.

Iyalayisha...