Kungani ushintsha inqubomgomo ye-CMTPL ngo-2022?

Umshwalense wesikweletu uwuhlelo lokuvikela oluhlukile. Lona ukuphela kwenqubomgomo engavikela amaqembu amabili ngesikhathi esisodwa. Owokuqala nguye owenze isigameko, owesibili umufi. Odabeni lwesigebengu sengozi, inkampani yomshwalense ikhokha ingxenye yesinxephezelo somonakalo odalwe kwabanye abasebenzisi bomgwaqo. Ephathini elimele, ukwelashwa nokulungiswa kunikezwa ngenxa yokutholakala kwe-CTP kulowo onecala.

Inqubomgomo ihlukaniswa ngezici ezimbalwa, njengalezi: inqubomgomo yentengo, ukuba khona kwemali edonswayo, ukufakwa okwengeziwe nokuhlolwa kobuchwepheshe. Wonke umshayeli e-Ukraine kumele abe nenqubomgomo yomshwalense. Isimiso esinjalo sichazwe emthethweni. Kodwa-ke, imibuzo ivame ukuvela lapho kubhaliswa i-OSAGO ku-inthanethi noma esimweni lapho kudingekile shintsha inqubomgomo ye-CTP vele namuhla. Izinkampani ezisebenza e-Ukraine zinikeza izinhlobo ezimbili zezinqubomgomo zomshuwalense: i-OSAGO ne-CASCO.

Indlela yokukhipha nokwelula i-OSAGO

Ngaphambilini, ukuze uthole umshuwalense wemoto, kwakudingeka ufune ihhovisi lenkampani yomshuwalense, ulinde isikhathi sakho futhi uchithe isikhathi esiningi kumakholi. Izinto sezilula kakhulu namuhla. Awudingi ukushiya ikhaya lakho ukuze uthole ipholisi. Ukuze ubhalise, udinga i-PC, ikhompuyutha ephathekayo noma i-smartphone enokufinyelela ku-inthanethi kanye newebhusayithi https://finance.ua/... Konke okudingekayo:

• setha izihlungi (uhlobo lwemoto, ukubhaliswa komshayeli, ubukhona kanye nosayizi we-franchise, usayizi wenjini, ukufakwa okwengeziwe, izinzuzo kanye nenombolo ye-euro);
• khetha inkampani ngokuhlunga uhlu ngenqubomgomo yentengo;
• khokhela izinsiza ku-inthanethi.

Izindleko zingahluka kuye ngezinga lokushintshisana kwamanje, kanye nokuthi:

• izici zemoto (umkhiqizo, amandla enjini, imayela):
• iminyaka yomshayeli, isipiliyoni, izinga lokugibela kanye nenani lezingozi;
• ukutholakala kwe-coefficient ekhethwayo;
• idolobha lokubhalisa.

Ipholisi ikhishwa unyaka ongu-1, ngakho-ke, kufanele ikhishwe njalo ezinyangeni eziyi-12. Shintsha inqubomgomo I-CTP ku-intanethi - vele ubhalise umshwalense omusha kuwebhusayithi. Kufanele kukhunjulwe ukuthi umshuwalense wemoto unezimo eziphoqelekile. Abashayeli abakhubazekile, amasosha kanye nabantu abathole ukukhubazeka ngenxa yezingxabano bangagibela ngaphandle kwayo. 

Ukuqinisekisa ukwethembeka kwenkampani, umshayeli angabheka ulwazi oludingekayo kuwebhusayithi yeBhange Likazwelonke. Yonke idatha ebalulekile mayelana nabashwalensi isesimweni solwazi - amalayisense, abasunguli, imigomo yezinkontileka.