Izidingo zomshwalense zokubhalisa imoto eVirginia

Isifunda saseVirginia sidinga ukuthi bonke abashayeli bafakazele ukuthi banesibopho sezimali ngezindleko zengozi yemoto. Abashayeli abaningi bakhetha ukuthenga umshwalense wemoto ukuze bahlangabezane nale mfuneko. Kodwa-ke, abashayeli bangakwazi futhi ukukhokhela uMnyango Wezimoto waseVirginia ukuze ubhalise njengabashayeli abangenamshwalense.

izidingo zesibopho sezezimali

Izidingo ezincane zesikweletu sezezimali zabashayeli baseVirginia zimi kanje:

• Ubuncane be-$25,000 ngomuntu ngamunye ngokulimala komuntu noma ukufa. Lokhu kusho ukuthi udinga okungenani ube no-$50,000 nawe ukuze ubhekane nenani elincane kakhulu labantu ababandakanyeka engozini (abashayeli ababili).

• Ubuncane be-$20,000 ngesikweletu somonakalo wesakhiwo

Lokhu kusho ukuthi inani eliphansi eliphelele lesikweletu sezimali ozolidinga lingu-$70,000 ukuze uhlanganise ukulimala komzimba noma ukufa, kanye nesibopho sokulimala kwempahla.

Ukwengeza, bonke abashayeli kufanele babe nomshwalense wezimoto ongenamshwalense kumshwalense wabo omncane, olingana nesamba sesikweletu sezezimali esingaphezulu ($70,000).

Abashayeli abangenamshwalense

Ukuze babhalise njengomshayeli wezimoto ongaqinisekisiwe, abashayeli baseVirginia bangakhokha imali engu-$500 yonyaka eMnyangweni Wezimoto waseVirginia. Ngokukhetha ukubhalisa njengomshayeli wemoto ongenamshwalense, umshayeli unesibopho somthetho somonakalo nokulimala okuwumphumela wanoma iyiphi ingozi anephutha layo.

Phakamisa izimfuneko zesibopho sokushayela udakiwe

Uma umshayeli waseVirginia elahlwe yicala lokushayela ephuzile, kuzodingeka ukuthi afake i-FR-44. Lesi sigwebo singadingeka futhi uma umuntu etholakala enecala lokushayela nezincwadi zokushayela ezishaqiwe ngemuva kokulahlwa yicala. Lapho uthumela idokhumenti ye-FR-44, inani elincane eliphelele lesimangalo somshwalense wesikweletu likhuphuka libe linani elilandelayo:

• Ubuncane be-$50,000 ngomuntu ngamunye ngokulimala komuntu noma ukufa. Lokhu kusho ukuthi udinga okungenani ube no-$100,000 nawe ukuze ubhekane nenani elincane kakhulu labantu ababandakanyeka engozini (abashayeli ababili).

• Ubuncane be-$40,000 ngesikweletu somonakalo wesakhiwo

Izijeziso zokwephula

Uma ungenaso isibopho ngokwezimali eVirginia noma umshwalense wakho awukwazi ukuqinisekiswa nge-elekthronikhi, ungase ubhekane nezijeziso ezimbalwa. Lokhu kuhlanganisa:

• Ukumiswa kwelayisensi yakho yokushayela

• Ukumiswa kokubhaliswa kwemoto yakho kanye namapuleti elayisensi

• Kudingeka Ubufakazi be-SR-22 Bokuzibophezela Kwezezimali, obuqinisekisa ukuthi uzoba nomshwalense odingwa ngumthetho iminyaka emithathu. Lo mbhalo uvame ukudingeka kuphela kubashayeli abake balahlwa yicala lokushayela bephuzile noma elinye icala lokushayela budedengu, noma kulabo abake balahlwa amacala ahlobene nezimoto. Uma kudingeka ukuthi ufake lo mbhalo, awusenayo inketho yokubhalisa njengomshayeli wezimoto ongagunyaziwe futhi kufanele uthenge umshwalense.

• $500 inhlawulo yokubuyisela ukubhaliswa kwemoto yakho namapuleti elayisensi

• Inhlawulo kusuka ku-145 kuya ku-220 dollar ukubuyisela ilayisense yokushayela.

Ukuze uthole ulwazi olwengeziwe noma ukuvuselela ukubhalisa kwakho ku-inthanethi, xhumana noMnyango Wezimoto waseVirginia ngewebhusayithi yabo.