Izidingo zomshwalense zokubhalisa imoto eNyakatho Dakota
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Izidingo zomshwalense zokubhalisa imoto eNyakatho Dakota

09.11.2022 /

Esifundeni saseNyakatho Dakota, bonke abashayeli kudingeka babe nomshwalense wesikweletu semoto noma "isikweletu sezimali" ukuze basebenzise imoto ngokusemthethweni futhi bagcine ukubhaliswa kwemoto.

Izidingo ezincane zesikweletu sezezimali zabashayeli baseNyakatho Dakota zimi kanje:

  • Ubuncane be-$25,000 ngomuntu ngamunye ngokulimala komuntu noma ukufa. Lokhu kusho ukuthi udinga okungenani ube no-$50,000 nawe ukuze ubhekane nenani elincane kakhulu labantu ababandakanyeka engozini (abashayeli ababili).

  • Ubuncane be-$25,000 ngesikweletu somonakalo wesakhiwo

  • Ubuncane obungu-$25,000 ngomuntu ngamunye kumshayeli ongaqinisekisiwe noma ongenawo umshwalense. Lokhu kusho ukuthi udinga okungenani ube no-$50,000 nawe ukuze ubhekane nenani elincane kakhulu labantu ababandakanyeka engozini (abashayeli ababili).

  • Okungenani u-$30,000 ekuvikelweni kokulimala okukhava izikweletu zakho zezokwelapha ngemva kwengozi yemoto, kungakhathaliseki ukuthi ubani onephutha.

Lokhu kusho ukuthi isamba sesikweletu sezimali esincane ozosidinga singu-$155,000 ngokulimala komzimba, ukulimala kwempahla, umshayeli ongaqinisekisiwe noma ongenawo umshwalense omncane kanye nokuvikela ukulimala.

I-North Dakota Auto Insurance Plan

Izinkampani zomshwalense waseNyakatho Dakota kudingeka ukuthi zibambe iqhaza kuHlelo Lomshwalense Wezimoto waseNyakatho Dakota, olusiza abashayeli abasengozini enkulu ukuthi bathole ukumbozwa kwesibopho sezomthetho esidingekayo. Uma ngaphambilini unqatshelwe ukumbozwa njengomshayeli osengozini enkulu, ungase ukwazi ukufaka isicelo ngaphansi kwalolu hlelo lokushayela ngokusemthethweni eNyakatho Dakota. Ungaphinda uthinte abahlinzeki abakunqabele lolu hlelo ngaphambilini.

ubufakazi bomshwalense

Bonke abashayeli eNyakatho Dakota kudingeka babe nomshwalense noma nini lapho beshayela imoto. Kufanele futhi ubonise ubufakazi bomshwalense kunoma yiliphi iphoyisa esitobhini noma endaweni yengozi. Ekugcineni, uzodinga isitifiketi somshuwalense ukuze ubhalise imoto yakho.

Ubufakazi obamukelekayo bekhava yomshwalense buhlanganisa:

  • Isitifiketi somshwalense esivela enkampanini yomshwalense egunyaziwe

  • Incwadi eqinisekisa ukufakwa kwakho ngaphansi kwe-North Dakota Auto Insurance Plan.

  • Isitifiketi Soku-Self-Insurance, esitholakala kuphela kulabo abanezimoto ezingaphezu kuka-25 ezifakwe umshwalense.

Izijeziso zokwephula

Uma utholwa unecala lokwephula imithetho yomshwalense eNyakatho Dakota, ungase ubhekane nezijeziso ezilandelayo:

  • Inkokhelo ye-misdemeanor yekilasi B

  • Ubuncane benhlawulo engu-$150

  • Amaphuzu afinyelela kwangu-14 kurekhodi lakho lokushayela uma ungenawo umshwalense futhi ubandakanyeka engozini.

  • Ukumiswa kwelayisensi yakho yokushayela

  • Kudingeka ukugcwalisa i-SR-22, okuyidokhumenti yemfanelo yezezimali eqinisekisa uhulumeni ukuthi uzoba nomshwalense wezimoto onyakeni olandelayo.

Uma wehluleka ukunikeza ubufakazi bomshwalense lapho ucelwa iphoyisa, ungase futhi ubhekane nezijeziso ezilandelayo:

  • Ubuncane benhlawulo engu-$150

  • Ukuthathwa kwemoto ngaphambi kokuhlinzekwa komshwalense

Ukuze uthole ulwazi olwengeziwe, thintana noMnyango Wezokuthutha waseNyakatho Dakota ngewebhusayithi yabo.

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