Izidingo zomshwalense zokubhalisa imoto ePennsylvania

Bonke abashayeli e-Pennsylvania kudingeka babe nomshwalense wesikweletu noma "isikweletu sezezimali" sezimoto zabo ukuze basebenzise imoto ngokusemthethweni futhi bagcine ukubhaliswa kwemoto esemthethweni.

Isimo samahhala senkinga

I-Pennsylvania iyizwe elingenalo iphutha, okusho ukuthi umshwalense wakho uzokhokhela izikweletu zakho zezokwelapha kanye nomonakalo kungakhathaliseki ukuthi ubani owayenephutha ngale ngozi. Izidingo ezincane zesikweletu sezezimali zabashayeli basePennsylvania zimi kanje:

• $5,000 ubuncane bokukhokhela izinzuzo zezokwelapha

• Ubuncane be-$5,000 ngesikweletu somonakalo wesakhiwo

• Ubuncane obungu-$15,000 ngomuntu ngamunye ngokulimala komuntu siqu. Lokhu kusho ukuthi udinga okungenani ube no-$30,000 nawe ukuze ubhekane nenani elincane kakhulu labantu ababandakanyeka engozini (abashayeli ababili).

Lokhu kusho ukuthi isamba sesikweletu sezimali esincane ozosidinga singu-$40,000 ngokulimala komzimba noma ukufa, umonakalo wempahla, kanye nezinzuzo zezokwelapha.

Alikho iphutha lesifundazwe lisho ukuthi abashayeli basePennsylvania banezinketho ezimbili zokuhlukumeza emigomeni yabo yomshwalense. Bangakhetha inkokhelo elinganiselwe eshibhile, okusho ukuthi ilungelo labo lokumangalela omunye umshayeli ngokubangela ubuhlungu nokuhlupheka lilinganiselwe; noma bangakhetha ukukhokha imali ebiza kakhulu engakhawulelwe, okuvumela abashayeli ukuthi bamangalele abanye abashayeli ngezindleko zokwelashwa kanye nobuhlungu nokuhlupheka.

ubufakazi bomshwalense

Ukuze ubhalise imoto yakho ePennsylvania, kufanele ubonise ubufakazi bomshwalense. Kufanele futhi ube nephepha lomshwalense emotweni yakho ngoba kufanele ulethe ngesikhathi sokuma kwezimoto noma endaweni yengozi.

Izinhlobo ezamukelekayo zobufakazi bomshwalense zihlanganisa imibhalo elandelayo:

• Isitifiketi somshwalense esivumelekile esivela enkampanini yomshwalense egunyaziwe.

• isibopho somshwalense wamanje

• Ikhophi yekhasi lesimemezelo senqubomgomo yomshwalense

• Incwadi esayiniwe evela enkampanini yakho yomshwalense noma i-ejenti enesihloko sencwadi yenkampani.

• Ikhophi yesicelo sakho se-Pennsylvania Assigned Risk Plan.

I-Pennsylvania Yabelwe Uhlelo Lobungozi

Uma uthathwa njengomshayeli osengozini enkulu, izinkampani zomshwalense e-Pennsylvania zingakwenqaba ngokusemthethweni ukuthi uyakhokhelwa. Ukuqinisekisa ukuthi bonke abashayeli bangafinyelela umshwalense wesikweletu osemthethweni, iPennsylvania ine-Pennsylvania Defined Risk Plan. Lokhu kudinga ukuthi zonke izinkampani zomshwalense ePennsylvania zamukele abafake izicelo ngaphansi kohlelo, kungakhathaliseki ukuthi basengozini enkulu kangakanani.

Izijeziso zokwephula

Uma ungenaso isibopho sezezimali ePennsylvania njengoba kudingwa umthetho, ungase ubhekane nezijeziso ezimbalwa. Lokhu kuhlanganisa:

• Ubuncane benhlawulo engu-$300

• Ukumiswa kwezincwadi zokushayela kanye nokubhaliswa izinyanga ezintathu

• Isamba esingu-$176 ezinkokhelweni zokutakula.

• Ukuthathwa kwemoto yakho

Ukukhanselwa komshwalense

Uma udinga ukukhansela umshwalense wakho ngoba imoto igcinwe, iyalungiswa, noma ngenxa yobunzima bezezimali, kufanele uthumele ipuleti lelayisense, isitikha, nekhadi eMnyangweni Wezokuthutha wasePennsylvania ngokushesha.

Ukuze uthole ulwazi olwengeziwe noma ukuvuselela ukubhaliswa kwemoto yakho ku-inthanethi, xhumana noMnyango Wezokuthutha wasePennsylvania ngewebhusayithi yabo.