Izidingo zomshwalense zokubhalisa imoto e-Oklahoma
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Izidingo zomshwalense zokubhalisa imoto e-Oklahoma

09.11.2022 /

Bonke abashayeli esifundazweni sase-Oklahoma kudingeka babe nomshwalense wesikweletu esizenzakalelayo noma "isikweletu sezezimali" sezimoto zabo ukuze bashayele ngokusemthethweni futhi bagcine ukubhaliswa kwemoto.

Izidingo ezincane zesikweletu sezezimali zabashayeli base-Oklahoma zimi kanje:

  • Ubuncane be-$25,000 ngomuntu ngamunye ngokulimala komuntu noma ukufa. Lokhu kusho ukuthi udinga okungenani ube no-$50,000 nawe ukuze ubhekane nenani elincane kakhulu labantu ababandakanyeka engozini (abashayeli ababili).

  • Ubuncane be-$25,000 ngesikweletu somonakalo wesakhiwo

Lokhu kusho ukuthi inani eliphansi eliphelele lesikweletu sezimali ozolidinga lingu-$75,000 ukuze uhlanganise ukulimala komzimba noma ukufa, kanye nesibopho sokulimala kwempahla.

Ukwengeza, zonke izinkampani zomshwalense kudingeka ukuthi zinikeze ukuvikeleka kwabashayeli abangenamshwalense emigomeni yabo yomshwalense encane. Kodwa-ke, izakhamizi zase-Oklahoma zingaphuma kulokhu kufakwa.

I-Oklahoma Auto Insurance Plan

Zonke izinkampani zomshwalense ezigunyaziwe e-Oklahoma zinelungelo lokunqabela ukukhava kubashayeli abathathwa “njengabasengozini enkulu”. Lokhu kusho ukuthi umshayeli useke waba sezingozini eziningi zezimoto isikhathi eside, noma uke walahlwa amacala amaningi okuphula umthetho womgwaqo esikhathini esidlule.

Ukuqinisekisa ukuthi bonke abashayeli banomshuwalense wemfanelo ofanele, i-Oklahoma ine-Oklahoma Motor Insurance Plan evumela noma yimuphi umshayeli ukuthi afake isicelo somshuwalense ngezinkampani zomshwalense ezibamba iqhaza.

ubufakazi bomshwalense

Ukuze ubhalise imoto yakho noMnyango Wezimoto Wase-Oklahoma, kufanele ubonise ubufakazi bomshwalense. Kufanele futhi ube nencwadi yomshwalense emotweni yakho ngoba kudingeka ukuthi uyibonise ngesikhathi sokuma kwezimoto noma endaweni yengozi.

Amafomu amukelekayo obufakazi bomshwalense kufanele afake ulwazi olulandelayo:

  • Igama nekheli lenkampani yomshwalense

  • Izinombolo zeNhlangano Kazwelonke yamakhomishana omshwalense wenkampani yomshwalense

  • Ikheli lakho

  • Unyaka, ukwakheka, imodeli kanye nenombolo kamazisi yemoto yakho

  • Ukusebenza kanye nezinsuku zokuphelelwa yisikhathi komshwalense

  • Isexwayiso sokuthi kufanele nobabili nihambise ikhophi lapho ningena futhi nigcine ikhophi emotweni yakho ngaso sonke isikhathi.

  • Lesi sitatimende kufanele sibhalwe ncamashi: “Bhekisisa okuhlukile kwenqubomgomo. Leli fomu aliyona ingxenye yomshwalense wakho."

Ngaphezu kwalokho, i-Oklahoma inohlelo lokuqinisekisa umshwalense olulandelela isimo somshwalense wazo zonke izimoto ezibhalisiwe. Bonke abahlinzeki bomshwalense kudingeka babike izinguquko kumshwalense wakho ngalolu hlelo lokuqapha nge-elekthronikhi ukuze umshwalense wakho ukwazi ukubhekwa noma nini.

Izijeziso zokwephula

Uma ungenaso isibopho sezimali e-Oklahoma, wehluleka ukunikeza ubufakazi bomshwalense lapho kudingeka, noma umshwalense wakho awukwazi ukuqinisekiswa nge-elekthronikhi, ungase ubhekane nezijeziso ezimbalwa. Lokhu kuhlanganisa:

  • Ukumiswa kwelayisensi yakho yokushayela

  • Ukumiswa kokubhaliswa kwemoto yakho

  • Inhlawulo efinyelela ku-$250.

  • Ugwetshwe izinsuku ezingu-30 ejele

Ukuze uthole ulwazi olwengeziwe, noma ukuvuselela ukubhaliswa kwemoto yakho ku-inthanethi, xhumana ne-Oklahoma Tax Commission's Division of Motor Vehicles ngewebhusayithi yabo.

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