Izidingo zomshwalense zokubhaliswa kwemoto e-Indiana
Ukuze ushayele ngokusemthethweni imoto e-Indiana, kufanele uvuselele ukubhaliswa kwemoto yakho ne-Bureau of Motor Vehicles unyaka ngamunye. Ukwenza lokhu, kufanele unikeze ubufakazi bokuthi unomshwalense wesikweletu odingekayo.
Umshwalense omncane wesikweletu odingekayo kubanikazi bezimoto ngaphansi komthetho wase-Indiana umi kanje:
U-$10,000 wesibopho sezomthetho somonakalo wesakhiwo, ohlanganisa umonakalo obangelwa imoto yakho endaweni yomunye umuntu (njengezakhiwo noma izimpawu zomgwaqo).
$25,000 yomshuwalense wokulimala komuntu ngamunye; lokhu kusho ukuthi inani eliphansi eliphelele umshayeli okufanele abe nalo kumshwalense wokulimala komzimba ngu-$US 50,000, XNUMX ukumboza inani elincane kakhulu labantu ababandakanyeka engozini (abashayeli ababili).
Lokhu kusho ukuthi isamba somshwalense wesikweletu odingekayo ngu-$60,000 wabashayeli base-Indiana.
Umthetho wase-Indiana futhi udinga umshwalense wabashayeli abangenamshwalense nabangenawo umshwalense omncane, okhokhela izindleko uma kwenzeka ingozi ehlanganisa umshayeli ongazange abe nenani elifanele lokukhokha elidingwa ngumthetho. Amanani amancane ohlobo ngalunye ami kanje:
Umshwalense womshayeli ongaqinisekisiwe kufanele ulingane nemfuneko encane yomshwalense wesikweletu ojwayelekile e-Indiana ($60,000).
Umshwalense womshayeli ongaphansi komshuwalense kufanele ube ngu-$50,000.
Ezinye izinhlobo zomshwalense
Nakuba lezi zinhlobo zomshwalense wesikweletu yizona kuphela izinhlobo eziyisibopho, i-Indiana ibona ezinye izinhlobo zomshwalense ukuze zikhokhelwe okwengeziwe. Lokhu kuhlanganisa:
Inzuzo yezokwelashwa ehlanganisa izindleko zokwelashwa noma zomngcwabo ngenxa yengozi yomgwaqo.
Umshwalense ophelele okhava umonakalo emotweni yakho obungewona umphumela wengozi (isibonelo, umonakalo odalwe isimo sezulu).
Umshwalense wokushayisana, ohlanganisa izindleko zokulimala kwemoto yakho okuwumphumela oqondile wengozi yemoto.
Imbuyiselo yokuqasha ekhokhela ukusetshenziswa kwemoto eqashiwe ngenkathi imoto yakho ilungiswa ngemva kwengozi.
Ukumbozwa kwegebe, okuhlanganisa izinkokhelo ezisele zokuqashisa noma zemali mboleko yemoto uma inani eliphelele lemoto belingaphansi kwenani elisakweletwa.
Ukufakwa Kwezingxenye Ezingokwezifiso Nezisetshenziswa, ezikhava izindleko zokushintsha ukuthuthukiswa okungajwayelekile kwemoto elimale engozini.
Isitifiketi sokuvumelana
E-Indiana, izinkampani zomshwalense kudingeka ukuthi zibike ku-BMV yesifunda uma umshayeli enikezwe ithikithi noma ehlelwe yingozi. Lesi sitifiketi sisetshenziswa njengobufakazi bomshwalense ukukhombisa izwe ukuthi umshayeli uthobela ubuncane bomshwalense osemthethweni. Esimeni lapho lesi sitifiketi singagcwaliswanga phakathi kwezinsuku ezingu-40 kusukela ngosuku, i-BMV izohambisa isicelo futhi ungase ubhekane nokumiswa kwelayisensi yakho yokushayela.
Izijeziso zokwephula
Ukushayela ngaphandle komshwalense e-Indiana kungaholela ekulahlekelweni yilayisensi yakho yokushayela isikhathi esingangonyaka ogcwele.
Uma utholakala unecala lokushayela budedengu, njengokushayela udakiwe, kungase kudingeke futhi ukuthi unikeze i-SR-22 Financial Liability Document eqinisekisa ukuthi unomshwalense wesikweletu odingekayo ovela enkampanini yomshwalense egunyaziwe.
Ukuze uthole ulwazi olwengeziwe, thintana ne-Indiana Bureau of Motor Vehicles kuwebhusayithi yabo.
