Izidingo zomshwalense zokubhalisa imoto e-Iowa

I-Iowa iyizwe elingavamile elingadingi ngokuqondile umshwalense wemoto ukuze ubhalise ngokusemthethweni imoto. Ungashayela emigwaqweni yase-Iowa ngaphandle komshwalense uma ufuna. Kodwa-ke, uma ubandakanyeka engozini, kufanele unikeze uMnyango Wezokuthutha wase-Iowa uhlobo oluthile lobufakazi besikweletu sezezimali (umshwalense wesikweletu semoto); Uma ungenawo umshwalense wemoto noma ungakwazi ukuveza ubufakazi bomshwalense ngesikhathi sengozi, ilayisense yakho yokushayela kanye nokubhaliswa kwemoto kuzomiswa.

Ngalesi sizathu, kusadingeka ukuba nohlobo oluthile lomshwalense wemoto, ngisho noma ungawudingi ukuze ubhalise imoto yakho.

Isibopho sezezimali ngemva kwengozi

Uma ubandakanyeka engozini e-Iowa, kufanele wenze lokhu okulandelayo ukuze uqinisekise ukuthi ilayisense yakho yokushayela kanye nokubhaliswa kwemoto akumisiwe:

• Uma iphoyisa lingawufaki umbiko wesigameko, kufanele ufake ifomu lombiko wesigameko uma umonakalo ophelele wempahla udlula u-$1,500 noma uma kukhona ukulimala komuntu siqu noma ukufa.

• Kufanele ubonise isibopho sezezimali ngokubonisa ikhadi lomshwalense elivela enkampanini yomshwalense egunyaziwe noma ngokuthumela isivumelwano sokukhokhela izindleko uma unephutha.

Kukhona okuhlukile okuningana kule mithetho. Uma uhlangabezana nanoma iyiphi yale mibandela elandelayo, awuthwali umthwalo wemfanelo wezezimali ngemva kwengozi:

• Imoto yakho ipakwe ngokusemthethweni noma imisiwe;

• Umuntu oshayela imoto yakho ubengenayo imvume yakho yokwenza lokho;

• Ubuwena kuphela iqembu elalimala noma lalimala impahla

Ukumiswa kwelayisensi noma ukubhaliswa

Uma ilayisense yakho yokushayela noma ukubhaliswa kwemoto kuye kwamiswa ngenxa yengozi noma ukwephulwa komgwaqo, kufanele ubonise ubufakazi besibopho sezezimali okungenani iminyaka emibili. Inani elincane lomshwalense wesikweletu senkampani yangaphandle elidingekayo kulesi simo lihlanganisa:

• Isamba esingu-$40,000 sokulimala komzimba noma ukufa

• Isikweletu esiphelele somonakalo wendawo ngu-$15,000.

Kulokhu, ungafakazela isibopho ngalezi zindlela ezilandelayo:

• Inkampani yakho yomshwalense ingase ifake iFomu SR-22 ne-DOT. Lo mbhalo uqinisekisa ukuthi okwamanje unenani eliphansi lomshwalense wesikweletu semoto.

• Thumela isibambiso esingu-$55,000 ku-DOT noma wenze idiphozithi engukheshi yenani elifanayo ku-DOT.

Izijeziso zokwephula

Uma umshayeli engakwazi ukuthweswa umthwalo wemfanelo wezezimali uma esezimeni ezimdinga ngokomthetho ukuthi enze kanjalo e-Iowa, izinhlawulo ezimbalwa zingahlolwa:

• Inhlawulo okungenani engu-$250 noma amahora omsebenzi womphakathi esikhundleni senhlawulo.

• Ukumiswa kokubhaliswa kwemoto, okungabuyiselwa kuphela ngokufakazela isibopho sezezimali kanye nokukhokha imali engu-$15.

• Ukumiswa kwelayisensi yokushayela

• Ukuthathwa kwezimoto

Ukuze uthole olunye ulwazi thintana ne-Iowa DOT kuwebhusayithi yabo.