Izidingo zomshwalense zokubhalisa imoto e-Idaho
Ukulungisa okuzenzakalelayo

Izidingo zomshwalense zokubhalisa imoto e-Idaho

Isifunda sase-Idaho sidinga ukuthi bonke abashayeli babe nezinhlobo ezithile zomshwalense wezimoto noma "isibopho sezezimali" ukuze basebenzise imoto ngokusemthethweni. Lokhu kuyadingeka noma ngabe imoto ibhalisiwe noma cha.

Umshwalense omncane wesikweletu odingekayo kubanikazi bezimoto ngaphansi komthetho we-Idaho umi kanje:

  • U-$15,000 wesibopho sezomthetho somonakalo wesakhiwo, ohlanganisa umonakalo obangelwa imoto yakho endaweni yomunye umuntu (njengezakhiwo noma izimpawu zomgwaqo).

  • $25,000 yomshuwalense wokulimala komuntu ngamunye; lokhu kusho ukuthi inani eliphansi eliphelele umshayeli okufanele abe nalo kumshwalense wokulimala komzimba ngu-$US 50,000 XNUMX, ukumboza inani elincane kakhulu labantu ababandakanyeka engozini (abashayeli ababili).

Lokhu kusho ukuthi umshayeli ngamunye kufanele aqinisekise isikweletu sakhe ngesamba esingu-$40,000 ngemoto ngayinye ayishayelayo e-Idaho.

Nakuba uhulumeni efuna ukuthi bonke abahlinzeki bomshwalense bafake umshwalense womshayeli ongagunyaziwe noma ongenawo umshwalense omncane okhokhela izindleko uma kwenzeka ingozi ehilela umshayeli ongenalo inani elifanele elidingwa umthetho, abukho ubuncane obuyisibopho kunoma iyiphi inqubomgomo. ivolumu yokuhlanganisa.

Ezinye izinhlobo zomshwalense

Umshwalense wesikweletu osohlwini olungenhla yiwo wonke odingwa uMnyango Womshuwalense wase-Idaho; kodwa-ke, uMnyango uyazazi ezinye izinhlobo zomshwalense ukuze uthole usizo olungeziwe. Lokhu kuhlanganisa:

  • Inzuzo yezokwelashwa ehlanganisa izindleko zokwelashwa noma zomngcwabo ngenxa yengozi yomgwaqo.

  • Umshwalense ophelele okhava umonakalo emotweni yakho obungewona umphumela wengozi (isibonelo, umonakalo odalwe isimo sezulu).

  • Umshwalense wokushayisana, ohlanganisa izindleko zokulimala kwemoto yakho okuwumphumela oqondile wengozi yemoto.

  • Ezinye izinhlobo zingase zibandakanye ukubuyiselwa kwemali yokuqashisa, izimbuyiselo zokudonsa nezabasebenzi, kanye nomshwalense wezinto ezenziwe ngokwezifiso (ohlanganisa izindleko ezengeziwe zokushintsha ukuthuthukiswa okungajwayelekile kwemoto).

Ukunganaki okuqhathaniswayo

Umthetho wesifunda sase-Idaho uthi bangaphezu koyedwa abantu abangatholakala benecala engozini yomgwaqo. Lolu hlobo lomthetho lubizwa ngokuthi ubudedengu bokuqhathanisa futhi kusho ukuthi umshwalense wakho uzokhokha amademeshe kuphela uma unephutha elincane kunabanye abathintekayo.

Inkokhelo yakho ingase yehliswe ngephesenti lephutha lakho. Uma kuvela ukuthi ungu-20% onecala ngengozi, umshwalense wakho ungayehlisa imali abazoyikhokha ngo-20%.

Izijeziso zokwephula

Ukushayela ngaphandle komshwalense ofanelekile e-Idaho noma ukwehluleka ukwethula umshwalense lapho ucelwa isikhulu somthetho kungaholela ezinhlawulo nasesikhathini sejele, okuhlanganisa:

  • $75 inhlawulo ngokuphula umthetho wokuqala

  • Inhlawulo efika ku-$1,000 ngokuphula umthetho okulandelayo

  • Ukuvalelwa ejele kufika ezinyangeni eziyisithupha

  • Isidingo sokuba ne-SR-22 Proof of Financial Responsibility, okuyidokhumenti yokuhlolwa okukhethekile, ivamise ukudingeka kuphela kulabo abake balahlwa yicala lokushayela bephuzile nokushayela budedengu.

Ukuze uthole ulwazi olwengeziwe, xhumana noMnyango Wezokuthutha wase-Idaho kuwebhusayithi yabo.

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