Umshwalense wemfanelo wezinkampani zangaphandle - abashayeli abasha bakhokha ngokuphindwe kahlanu kunabashayeli abanolwazi

Ngonyaka odlule, njalo ingozi yesihlanu yayibangelwa abashayeli abaneminyaka engu-18 kuya ku-24. Izinkampani zomshwalense ziyakukhumbula lokhu, ngakho abanikazi bezimoto abasebasha bakhokha imali eningi ngomshuwalense oyimpoqo wesibopho somphakathi, njengokusanhlamvu.

Izibalo zamaphoyisa zibonisa ukuthi iminyaka eminingi usongo olukhulu emigwaqweni yasePoland luye lwabangelwa abashayeli abasebasha abaphakathi kweminyaka engu-18 nengu-24. Ngo-2012, badale izingozi ezingu-6, okungukuthi u-526%. yonke imicimbi. Lokhu kusho ukuthi kuzo zonke izingozi ezingu-21 10 zifinyelela ku-17,3 ezithinta abashayeli abancane kunabo bonke.

Bheka futhi: Umshayeli osanda kubhakwa ngaphansi kokugadwa okukhethekile. Amaqabunga aluhlaza azobuya 

Lokhu kungaphezulu kakhulu kwamanye amaqembu alabo abadale ingozi. Uma kuqhathaniswa, eqenjini leminyaka engu-25-39, inkomba efanayo yengozi ifinyelela ezingozini ezingu-11, futhi phakathi kwabashayeli abaneminyaka engu-40-59 ubudala, 7,2 kuphela. Amathuba okulimala kwabashayeli abangenalwazi makhulu, anomthelela wezezimali.

– Abadayisi bomshwalense kudingeka ukubala amaphrimiyamu ngokusekelwe kwizibalo, futhi lokhu kubonisa ngokusobala isikhundla esibi kubashayeli abaneminyaka engu-18-24. Ngenxa yalokho, wonke umuntu kule nkathi yobudala ukhokha ngaphezulu, kungakhathaliseki ukuthi ubangele ingozi noma cha, kuchaza u-Przemysław Grabowski we-CUK Ubezpieczenia, umdayisi womshwalense.

Ngisho noma abashayeli abaqalayo bekhokha kakhulu umshwalense wesikweletu, abashwalensi abanawo umthetho wentengo omisiwe. Empeleni, lokhu kusho ukuthi ezinye izinkampani zizimisele kakhulu ukufaka umshwalense kubantu abanolwazi oluncane lokushayela.

Bheka futhi: Abashayeli abangenalwazi kanye namaphutha abo ajwayelekile - okumele bakubheke 

- Ungathola izinkampani lapho iminyaka encane yomshayeli engeyona inkinga enkulu, futhi kwabanye abashwalensi, ukukhuphuka kuhluka kusuka ku-30 ​​kuya ku-75% yenani le-premium yesisekelo. Ngenxa yalokho, inkampani ngayinye inenani elihluke ngokuphelele, ngezinye izikhathi ngisho nama-zloty angamakhulu ambalwa noma ayizinkulungwane ezimbalwa ngaphezu kwezimbangi. Ngaphambi kokuthenga umshwalense wesikweletu ovela eceleni, umnikazi wemoto kufanele akhumbule ukuqhathanisa okunikezwayo okuhlukile bese ukhetha oshibhe kakhulu, kusho u-Przemysław Grabowski.

Izibalo ze-CUK Ubezpieczenia zibonisa ukuthi isakhamuzi saseWarsaw esineminyaka engu-19 ubudala esishayela iToyota Corolla eneminyaka eyisithupha sizokhokha okungenani i-PLN 2 yomshwalense wokuqala wesikweletu kwenye yezinkampani. Ngokulandelayo, enye inkampani izohlinzeka ngomshwalense ofanayo wesikweletu senkampani yangaphandle ngenani le-PLN 184 5, okungukuthi, i-PLN 349 3 ngaphezulu. 

Okubalulekile, amanani akhiwa ngale ndlela, kungakhathaliseki ukuthi idolobha lapho imoto ibhaliswe khona. 

Bheka futhi: Qaphela! Uzothola inhlawulo yokungabophezeleki noma ngabe imoto ingasebenzi 

Ukuze ubone ukuthi abashayeli bezimoto abasafufusa bakhokha malini, bheka nje amanani ale nsizwa eneminyaka engu-39 ubudala, nayo yaseWarsaw, osekuphele iminyaka engu-10 ithenga umshwalense wezikweletu, akakaze alimale futhi uhamba ngeToyota Corolla efanayo naleyo eneminyaka engu-443. -mdala. ubudala. Umshayeli onjalo uzothola inqubomgomo ngisho ne-PLN XNUMX. Lokhu kubiza cishe ngokuphindwe kahlanu kunentengo ephansi yomshayeli oneminyaka engu-XNUMX ubudala.

- Ukuqaphela ukuba khona kwamazinga entengo anjalo kubalulekile ngoba esimweni senqubomgomo yomshwalense wesikweletu senkampani yangaphandle, intengo ibaluleke kakhulu. Nokho, ububanzi bokuvikela bubaluleke okwesibili, kulawulwa umthetho, futhi umshwalense ngamunye unikeza amakhasimende isivikelo esifanayo, kunezela u-Przemysław Grabowski. 

I-MMI esekelwe kulwazi olunikezwe yi-CUK Ubezpieczenia

isithombe: OWENthatsmyname / flickr.com ilayisensi ngaphansi kwe-CC BY 2.0 

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