Umshwalense womshayeli osemusha: konke odinga ukukwazi
Okuqukethwe
Bonke abashayeli kufanele babambe ngokusemthethweni okungenani umshwalense wesikweletu owodwa, okungenzeka ungezwe ngeziqinisekiso ezengeziwe. Kodwa izinkampani zomshwalense zikholelwa ukuthi abashayeli abasebasha basengozini enkulu, okuholela emananini aphezulu kwesinye isikhathi. Nakhu konke odinga ukukwazi mayelana nomshwalense wabashayeli abasha!
🚘 Uyini umshwalense womshayeli osemusha?
isisho umshayeli osemncane ayinayo incazelo yangempela yomthetho kukhodi yomgwaqo. Imvamisa sizithatha njengabashayeli abasebasha ngesikhathi siphakathi ilayisensi yesikhashana, okusho ukuthi, iminyaka emi-3 noma emi-2 ngemva kokushayela nokuphelezelwa.
Izinkampani zomshwalense zisebenzisa lesi sikhathi ukufaka isicelo ukumangala abashayeli abasha. Kodwa abahlinzeki bomshwalense bangaphinde bacabangele umshayeli osemusha njengomshayeli wezimoto ongakaze afakwe umshwalense iminyaka engaphezu kwengu-3 noma osenelayisensi iminyaka engaphezu kwengu-3 kodwa ongakaze anikezwe umshwalense, kanye nabashayeli abalayisense labo lokushayela lihoxisiwe.
Izindleko ezengeziwe zomshuwalense wezimoto zomshayeli osemusha ziyachazwa ingozi yokulahlekelwa ngenhla. Ikakhulukazi, abadayisi bomshwalense bakholelwa ukuthi umshayeli omncane kunamathuba amaningi okuba sengozini kunomshayeli onolwazi olunzulu ngemoto.
Akuyona yonke imishwalense esebenzisa le premium eyengeziwe kumshayeli osemusha, kodwa abanye abakwenzi.
Lesi sengezo sabashayeli abasebasha sengezwa esilinganisweni somshwalense esijwayelekile, okuncike, ikakhulukazi, emotweni. Inani lemali yesibonelelo liyashintsha minyaka yonke, ngaphandle uma ubandakanyeka engozini obhekene nayo. Ithuthuka kanjena:
- Unyaka wokuqala: ngaphambili 100% ukwanda;
- Unyaka wesibili (azikho izimangalo ozibophezele kuzo): ngaphambili 50% ukwanda;
- Unyaka wesithathu (akukho zicelo ozibophezele kuzo): ngaphambili 25% ukwanda.
Abashayeli abasebancane asebenamava okushayela ngokuphelezelwa babona lokhu kwenyuka ngesigamu, kunjalo 50% Unyaka wokuqala 25% okwesibili kanye 12,5% okwesithathu. Umshayeli osemusha ungaphansi kwebhonasi / uhlelo lwenhlawulo engezwe kule bhonasi eyengeziwe.
Umshayeli osemusha udingeka ngokomthetho ukuba akhiphe okungenani oyedwa Umshwalense wezikweletu zomphakathi, futhi ebizwa isibopho emphakathini... Lokhu kuhlanganisa ukulimala kwempahla kanye nokulimala komuntu okungase kudalwe omunye umuntu ngesikhathi sengozi edalekile.
Ezinye iziqinisekiso ngokuzikhethela... Lezi, isibonelo, isiqinisekiso sengilazi ephukile, isiqinisekiso ngokumelene nomlilo nokweba, noma ngisho nomshwalense kuzo zonke izingozi. Ikakhulukazi, zincike emotweni yakho: ngakho-ke, abashayeli abaningi abasha banemoto yabo yokuqala esetshenzisiwe, izindleko zazo ezingadingi umshuwalense ogcwele. Kodwa uma kwenzeka imoto entsha, kungcono ukunikeza okuthandayo ngaphandle kokungabaza.
Umshayeli osemusha noma cha, ukukhetha komshwalense wakho ngokuyinhloko kuncike emotweni yakho nokuthi ufuna ukuyivikela kanjani. Sicela uqaphele ukuthi intengo yomshuwalense nayo iyahlukahluka kuye ngokuthi imoto: isibonelo, imoto enamandla kakhulu ibiza ngaphezulu. Ngakho-ke zizwe ukhululekile ukwenza ukulingisa kanye nezingcaphuno!
💰 Ubiza malini umshwalense womshayeli osemusha?
Izindleko zomshuwalense wezimoto zincike kuphrofayela yomshayeli kanye nemoto ngokwayo: imodeli yayo, injini, amandla ngisho nonyaka wokugunyazwa. Ngaphezu kwalokho, leli nani liyahlukahluka, yiqiniso, kuye ngeziqinisekiso ezithathiwe.
Njengomshayeli osemusha, kufanele futhi wengeze inkokhiso eyengeziwe enkokhelweni ephansi, engakhuphukela kuye kuze kufike ku-100% Unyaka wokuqala. Nokho, lokhu kuyingxenye enkulu uma ubuphelezelwa. Ngokwesilinganiso, izindleko zomshuwalense womshayeli osemusha zimayelana 1200 €.
Intengo yomshwalense womshayeli osemusha ivamise ukufakwa. phakathi kuka-1000 no-1500 € ngemoto kanye neziqinisekiso ezilinganayo. Intengo iyahlukahluka phakathi komshwalense, ngakho-ke kufanelekile ukuyisebenzisa isiqhathanisi somshuwalense wezimoto noma ucele ikhotheshini ngaphambi kokubhalisa ukuze ukhokhele umshwalense womshayeli osemusha oshibhile.
⏱️ Umshwalense wabashayeli abancane: isikhathi esingakanani?
Abomshwalense bakuthatha njengomshayeli osemusha Eminyakeni 3 ngemva kokuthola ilayisense yokushayela, ehambisana nesikhathi sakho ukulingwa... Uma unikeze ilayisense yakho ngemuva kokushayela nokuphelezelwa, lesi sikhathi singancishiswa sibe Eminyakeni 2 futhi iprimiyamu izoba yincane.
Abashayeli abasha bahlanganisa:
- Abashayeli bezimoto abanelayisensi yokushayela iminyaka engaphezu kwengu-3, kodwa abakaze bafakwe umshwalense;
- Abashayeli abangakaze bafakwe umshwalense iminyaka engaphezu kwemi-3;
- Abashayeli abaphucwe izincwadi zokushayela.
Manje wazi konke ngomshuwalense wabashayeli abasha! Kubiza kakhulu kunomshwalense wezimoto wendabuko ngoba abashwalensi bakwazisa kakhulu kunokuba uzifaka engozini. Ngakho-ke, phakathi neminyaka emi-3, kuzodingeka ukhokhe i-premium eyengeziwe, engaphinda kabili inani lomshwalense wakho. Ukushayela nokuphelezelwa ngokuvamile kukunikeza isilinganiso esingcono somshwalense womshayeli osemusha.
