Umshwalense Wokwebiwa Kwezimoto - Amathiphu Nezincazelo Zezimiso

Kunoma yimuphi umshayeli, ukwebiwa kwemoto kuyinto embi kakhulu engenzeka. Ngokwezigigaba zakamuva, lapho amacala okuntshontshwa esanda kungena phakathi nomgwaqo, lapho umshayeli ekhishwa ngendluzula emotweni futhi asithwe endaweni engaziwa, ingasaphathwa eyehlukene yezindawo zokupaka ezingagadiwe eduze nendawo yokungena, ezimakethe noma ezindaweni zokuthenga, wonke umuntu uzama ukuzivikela ngokusemandleni akhe. Kodwa-ke, indlela engcono kakhulu yokuthola imali yemoto eyebiwe wumshuwalense.

Njengoba sazi, kunezinhlobo eziningana zomshuwalense eRussia:

• i-OSAGO eyisibopho;
• ngokuzithandela - i-DSAGO ne-CASCO.

I-CASCO iqinisekisa nje imoto ngokumelene nokweba. Okusho ukuthi, ungalala ngokuthula futhi ungakhathazeki ngokuthi imoto yakho ivuliwe futhi ishayelwa akekho owaziyo ukuthi kuphi. Kodwa kukhona eyodwa enkulu "KODWA" - "CASCO" egcwele ibiza kakhulu. Izindleko zonyaka zilinganiselwa kumaphesenti ayisithupha kuya kwamashumi amabili ezindleko zemoto. Okusho ukuthi, uma une-Renault Duster yezinkulungwane ezingama-600, kufanele ukhokhe okungenani izinkulungwane ezingama-30 ngonyaka ngenqubomgomo engeke ihlanganise izindleko zemoto kuphela uma kwenzeka ukweba, kodwa futhi nomqala omncane owatholwa lapho ushiya imoto. indawo yokupaka.

Kuyacaca ukuthi akuwona wonke umuntu ongakwazi ukuthenga umshwalense obiza kangaka. Ngenhlanhla, i-CASCO ihlinzeka ngezimo ezihlukahlukene: ungakwazi umshuwalense wemoto kuzo zonke izingozi, ungaqinisekisa kuphela umonakalo noma ukweba. Kulolu khetho lwakamuva, izindleko zepholisi zehliswa kakhulu, kodwa noma yimuphi umonakalo noma umonakalo wengozi kuyodingeka ukhokhelwe ngaphandle kwephakethe.

Ngokwehlukana, kubalulekile ukuqaphela ukuthi akuzona zonke izinkampani zomshuwalense eziqinisekisa kuphela ukweba. Ungabaqonda abadayisi bomshwalense - umshayeli ufaka umshwalense wemoto, uqamba amanga ngemuva kwesikhashana, futhi uthola imali kumshwalense. Ezinye izinkampani zinikeza inketho eshibhile - umshwalense wokwebiwa onohlu oluncishisiwe lwezingozi zomonakalo.

Ngaphezu kwalokho, izinkampani zihlola ngokucophelela izinhlelo zokulwa nobugebengu zemoto futhi zibeke phambili lonke uhlu lwezidingo, kuze kube khona uhlelo lwe-satellite anti-theft, ukufakwa kwalo okuzobiza kakhulu.

Okusho ukuthi, ngakolunye uhlangothi, sibona ukuthi umshuwalense wokulwa nobugebengu ushibhile kakhulu kune-CASCO egcwele, kodwa ngakolunye uhlangothi, akuwona wonke umuntu ongayithola, isibonelo, akukho nkampani ezokwenza umshuwalense wemoto ebizayo ngaphansi kweminyaka emithathu ubudala. ngokumelene nokweba kuphela.

Ngokusekelwe kukho konke okushiwo ngenhla, singasho into eyodwa kuphela - cabangela zonke izinketho zomshuwalense, thatha indlela enomthwalo wemfanelo yokuqinisekisa ukuphepha kwemoto, ukuyiqinisekisa ngaphansi kwe-CASCO kuphela uma kudingekile ngempela.

Iyalayisha...