Imoto ephukile futhi ayikho imali? Ungayitholaphi imali umakhenikha?
Okuqukethwe
Indlela yokunakekela imoto ukuze isikhonze kahle futhi isikhathi eside?
Imoto ingenye yezinto ezibaluleke kakhulu ekuphileni okunethezekile nokunethezeka. Ngenxa yakhe, singakwazi ukuya emsebenzini, siyise izingane zethu esikoleni nakweminye imisebenzi yangemva kwesikole, futhi silawule isikhathi sethu ngokukhululekile. Sigwema nokuthembela kwabanye, izinto zokuhamba zomphakathi, nokusebenzisa amatekisi abizayo. Imoto iyigugu langempela elidinga ukunakekelwa ngendlela efanele. Indlela yokwenza nsuku zonke? Nansi eminye imithetho yendawo yonke ezonweba ngempumelelo impilo yemoto yethu.
Okokuqala, kufanele ukhumbule mayelana nokuhlolwa ngezikhathi ezithile (imishini incoma ukuthi yenziwe okungenani kanye ngonyaka), shintsha amathayi ngokuya ngesizini kanye nezimo zezulu, futhi uhlole ingcindezi kuwo. Futhi khumbula ukwengeza uketshezi, okuhlanganisa uwoyela namabhuleki, futhi uma ukwazi ukukukhokhela, faka uphethiloli eziteshini ezithenjwayo ezinikeza uphethiloli wekhwalithi. Kubalulekile futhi ukunakekela ubuhle bemoto - ngemuva kwakho konke, ngamunye wethu angathanda ukuhambahamba edolobheni ngemoto elungiswe kahle nenhle. Ukuze wenze lokhu, kufanele ugeze njalo imoto futhi unakekele ukunakekelwa komzimba wayo kanye nomsebenzi wokupenda.
Yini enquma izindleko zokulungisa imoto ephukile?
Zonke lezi zinyathelo zizogcina imoto isesimweni esihle sobuchwepheshe nesokubukwayo futhi inciphise ubungozi bokungasebenzi kahle, esivame ukungakulungiseleli ngokwezimali. Ngeshwa, ngisho nemoto enakekelwa kahle kakhulu ingaphuka ngolunye usuku futhi idinge ukuvakashelwa endaweni yokusebenzela. Izindleko zokulungiswa kwezimoto zincike ezintweni eziningi futhi, ngeshwa, zingalimaza kakhulu isabelomali sethu sasekhaya.
Izindleko zokuvakashela i-workshop zincike, phakathi kwezinye izinto, eminyakeni yemoto, uhlobo lokungasebenzi kahle, ukutholakala kwezingxenye ezisele, nokuthi sikhetha izingxenye zangempela noma sikhetha enye eshibhile ngendlela yezinye ezithandwayo. Indawo esiyikhethayo ukulungisa nayo ibalulekile - izindawo zokucobelelana ngolwazi ezinkulu nezinedumela ngokuvamile zibiza kakhulu kunezinkampani ezincane zemindeni ezisebenza emadolobheni amancane. Ngaphambi kokuba uthumele imoto yakho ukuthi iyokhandwa, kufanele uhlole uhlu lwamanani ezindawo zokusebenzela ngazinye bese ubheja kuleso esizosinika isilinganiso esingcono kakhulu sekhwalithi yokukhanda nezindleko zakho.
Ingabe isikweletu esisheshayo sikamakhenikha inketho enhle?
Akungabazeki ukuthi ukukhanda izimoto ezimweni eziningi kuwumsebenzi obizayo esingeke sakwazi ukuwenza ngaphandle kwemali. Abantu abanokonga futhi abangayisebenzisela le njongo basesimweni esihle. Esimeni esibi kakhulu yilabo abangenawo umcamelo wezezimali, futhi imoto iyadingeka ekusebenzeni kwansuku zonke. Esimweni esinjalo, ukulungiswa akukwazi ukulinda kuze kuqoqwe izimali ezidingekayo, okungathatha izinyanga ezimbalwa. Isixazululo sale nkinga ukuboleka umakhenikha, inkampani esilungiselele ngokukhethekile bonke abashayeli. I-Credit Plus.
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