Ingabe kufanele sikuqaphele ukubhejwa kweMutuelle des Motards?

I-Mutuelle des Motards iyinkampani yomshwalense esebenza ngokukhethekile ngezithuthuthu namasondo amabili, edume kakhulu phakathi kwabahamba ngamabhayisikili. Ngempela, ngokungafani nezinye izinkampani zomshuwalense, i-Mutuelle des Motards inezinzuzo eziningi:

• Izintengo ezilinganayo.
• Ukusekelwa okusheshayo nokusebenzayo, noma ngabe unephutha noma cha.
• Isevisi yaseFrance kuphela enenombolo yamahhala.
• Umshuwalense ohlanganisa ukusetshenziswa kwethrekhi ngengozi.

Kodwa-ke, umbandela obaluleke kakhulu kwabaningi uma uqhathanisa abadayisi bomshwalense abaningi yintengo. Isithuthuthu siyinjabulo ebizayo ukusithenga, ukusigcina futhi, ngaphezu kwakho konke, umshuwalense! Okubonwayo, vele, kuyafana kuma-scooters. Ngenxa yalokho, amabhayisikili amaningi aqhathanisa amanani amafomula omshwalense avela kwa-Mutuelle des Motards, AMV, MACIF nokunye okuningi. Ukuze usisize siqhathanise izintengo, abadayisi bomshwalense banikela ngezibali eziku-inthanethi ezisazisa inkokhelo ngokuya ngamasondo akhe amabili kanye nomlando wakhe wokushayela.

Ngakho-ke kungani kufanele sixwaye iMutuelle des Motards?

Izintengo ezihehayo zamakhasimende amasha nezinkontileka

Nini amazinga wokumodela wenkontileka entsha yomshuwalenseIMutuelle des Motards (AMDM) inezilinganiso ezinhle ngokuvamile. Noma i-AMDM iphuma phambili ngenani lentengo eliphansi kunomncintiswano, lapho-ke ukukhetha kuvame ukwenziwa ngokushesha. Kuphakathi kokuthi sikhuluma ngenani elifanayo le-AMV noma i-Direct-Assurance, lapho-ke izinga lezinsizakalo libalulekile, futhi siyavuma ukukhokha okuthe xaxa ukuthola ukuvikelwa okungcono kaningi.

Ngakho-ke, i-motor kart mutual insurance inikeza: amanani amahle amaklayenti amasha nezinkontileka ezintsha... Akukho lutho ongakhala ngalo lapha!

Amanani aphezulu wamakhasimende akhona nezinkontileka

Kepha ezinyangeni ezimbalwa ngemuva kokuqala kwenkontileka yomshuwalense, iMutual Motards Insurance (AMDM) ithumela abanikazi bayo bezinqubomgomo isaziso sokuphela konyaka omusha, oqala ngo-Ephreli 1 kuya kuMashi 31 unyaka nonyaka. Nakhu okumangazayo ezingeni lentengo: Njengekhasimende elivele linenkontileka yamanje ne-AMDM, ukhokha ngaphezu kwekhasimende elisha!

Ngempela, i-AMDM ibeka phambili amakhasimende amasha kunalawo akhona, inikela ngamanani aphansi ekusayinweni kwenkontileka kunokuvuselelwa.

Nasi isibonelo esilula ukukucacisela lawa magama, sihlobene nesimo sami:

1. Nginesithuthuthu sakamuva esibhaliswe ekuqaleni kuka-2017. Le yi-roadster eyi-1000cc eyiYamaha.
2. Ngikhokhe cishe ama-euro ayi-1050 ngonyaka wokuqala.
3. Ngithola isaziso esifanele esisho ukuthi ngonyaka omusha inani elizokhokhwa lizobe lilingana, okungukuthi, ama-euro ayizi-1050.

Inkinga ukuthi ngasikhathi sinye:

• Nginyuse ibhonasi isuka ku-0,76 yaya ku-0,72. Lena ibhonasi eyengeziwe ka-4%.
• Ibhayisikili lami lathatha unyaka ngakho inani lalo lehla. Ngaphezu kwalokho, kusukela eminyakeni yokuqala, isilinganiso siye sehla kakhulu.

Uma ngithola ibhonasi ephakeme nenani lamaconsi ebhayisikili lami, kodwa ngikhokha inani elifanayo, kusho ukuthi ngikhokha imali ethe xaxa ngomshwalense wami kulo nyaka kunangonyaka odlule.

Ukukhuphuka kwentengo kuqhathaniswa nohlelo lwango-2021, ngaphandle komkhawulo

Ngo-2020, wonke amabhayisikili eFrance kwakudingeka ajwayele imikhawulo yomgwaqo phakathi nezinyanga ezi-3 zokuqala ejele... Ngakho-ke, iningi labasebenzisi bezimoto ezinamasondo amabili lishiya imoto yalo egalaji ukuze likwazi ukuyishayela. Kuyafana nabashayeli bezimoto. Ngenxa yalokhu, lizokwehla inani labashona emigwaqweni nezingozi zomgwaqo ngonyaka wesi-2.

Ngokufanelekile, kufanele kube nezingozi nokufa okumbalwa. ukuhumusha kube ukulondolozwa komshuwalense... Ukulindela lokhu kulondolozwa, ezinye izinkampani zomshuwalense, njenge-AMV, zenzele abashayeli bezinqubomgomo zabo ngokushesha ngokusika amaprimiyamu abo ngezinyanga ezimbalwa bevalelwe. Abanye, njengeMutuelle des Motards, bamemezele ukuthi umthelela walokhu kokonga uzobonakala kumugqa wesikhathi wango-2021.

Kusukela ekupheleni kukaFebhuwari 2021, iMututelle des Motards yaqala ukuthumela isikhathi esinqunyiwe kuze kube ngu-2021 kubanikazi bayo bezinqubomgomo. Futhi isimanga esingajabulisi kanjani ukubona amanani enyuka kubaninimasheya abaningi. Ngasikhathi sinye, imoto yehlile, ibhonasi inyukile, futhi sabambeka izinyanga ezintathu ezinde ... Lapho sibeka la maphuzu ahlukene ngombono, singakufanelekela lokhu kukhuphuka kwentengo njengokukhula okuphawulekayo. Kusuka kumashumi ama-euro amaningi ngonyaka kuye emakhulwini amaningi, kuya ngesimo sakho.

Kepha-ke ungachaza kanjani ukuthi abanikazi bezinqubomgomo abangashayeli isithuthuthu sabo izinyanga ezintathu ku-3, okungukuthi, ikota yonyaka noma ngaphezulu, lapho kuqala isizini esinamasondo amabili, bazobona amaphrimiyamu abo enyuka eminyakeni emi-2020? Eqinisweni, iMututelle des Motards ibinemali ebiza kakhulu engaphezu kwezigidi ezingama- € 2 yesinxephezelo, enciphisa umphumela wokulondolozwa kwenkululeko.

Futhi ngaphezu kwakho konke, izinqolobane zenzelwe ukutshalwa kwezimali, inani lalo lehle kakhulu maqondana nenkinga yamanje. Ngakho-ke, izinkampani zomshuwalense kumele zigcwalise izimali ze-AMDM ngenxa yenkinga futhi, ake sithi, ngenxa yokuphathwa budedengu kwemibandela.

Qhathanisa izintengo ze-AMDM zamakhasimende amasha namanje.

Ungakuqinisekisa kalula lokhu ngokuqhathanisa imali ekhonjisiwe esazisweni sosuku lokunquma sesikhathi esivela ku-01 kuya ku-04 bese ulingisa amanani entengo yenkontileka entsha ku-https: //montarifenligne.mutueledesmotards. Fr / internet / amanani / ukubalwa.

Ngokwami, umehluko uphakathi kwe-100 ne-150 euros ngonyaka. Okubalulekile kwinkontileka yesithuthuthu.

Manje yini okufanele uyenze?

IMutual Motards Insurance (AMDM) inikeza le nqubomgomo yamanani ezuzisa amakhasimende amasha ngonyaka wokuqala. Ngakho-ke, unokukhetha phakathi:

• Vumelana nokukhokha ngaphezulu ngoba uyikhasimende elijwayelekile futhi ujabulile ngezinsizakalo zalo mshuwalense onamasondo amabili.
• Xhumana ne-AMDM ukuze ucele isenzo sokuhweba. Lesi sinqumo senziwa yihhovisi lendawo, elizothatha cishe isonto.
• Khansela izinkontileka zakho zamanje ezizophelelwa yisikhathi futhi uzivule kabusha ngewebhusayithi yeMutuelle des Motards.

Ngokwami, nginqume ukumisa izinkontileka ezimbili ukuze ngivule ezimbili ezintsha. Azikho izindleko noma izinhlawulo, kepha ngokuzumayo angiqongeleli ubukhulu ukuthola isaphulelo.

Ukukhansela, okumele ukwenze ukuphendula incwadi yokuphelelwa yisikhathi kungakapheli izinsuku ezingama-20 sedokhumenti ethunyelwe, kusetshenziswe uphawu lokumaka njengobufakazi. Isicelo sokuqeda kufanele sithunyelwe ngeposi elibhalisiwe kuleli kheli elilandelayo:

Zizwe ukhululekile ukuqhathanisa amanani abanye abashuwalense ukuthola umshuwalense wezithuthuthu ngentengo engcono kakhulu: