Kubiza malini ukuba nemoto?

Ingabe ucabanga ukuthenga imoto? Uma kunjalo, kubalulekile ukwazi ukuthi kubiza malini ukuba nemoto. Ziningi izindleko ezidinga ukucatshangelwa ngaphambi kokusayina indali. Ngaphandle kukaphethiloli nokulungiswa kwayo, kubalulekile ukuqonda izinhlelo zokuxhasa izimoto - bese kufanele uzilungiselele ukuthi imoto izokwehla ngokushesha uma isithengwa.

Kulokhu okuthunyelwe, uzofunda kabanzi mayelana nezindleko zemoto. Uzothola isifinyezo sezindleko eziningi ezilungisiwe neziguquguqukayo okudingeka uzilungiselele.

Ngezansi kunohlu lwezindleko ezigxilile okufanele uzicabangele ngaphambi kokuthenga imoto. Uma sikhuluma ngezindleko ezimisiwe, lokhu kusho ukuthi azishintshi ngokuya ngokusetshenziswa kwemoto. Ngakho-ke, kufanele ukulungele ukuxhasa iningi lalezi zindleko.

Umshini

Abantu abaningi abanquma ukuthenga imoto entsha bathatha imali mboleko yemoto. Lokhu kufanele kufakwe njengezindleko ezimisiwe zanyanga zonke kubhajethi yemoto yakho. Imali ebolekiwe ingaxhaswa ikakhulukazi ngezindlela ezimbili: ngebhange lakho noma ngophathina wakho womdayisi wezimoto.

Intengo yemali mboleko yemoto incike kakhulu emalini oyidingayo ukuyiboleka. Ngaphezu kwalokho, intengo nayo incike emalini yesicelo, kanye nezinga lenzalo ongathola ngalo imali mboleko.

Kungaba nomehluko omkhulu ezindlekweni zokubolekwa kwemoto phakathi kwezimoto nezinkampani ezahlukene. Ngakho-ke, kuwumqondo omuhle ukuqhathanisa okunikezwayo okuhlukile kokubolekwa kwemoto ngaphambi kokukhetha ukuthi ufuna ukuyixhasa kanjani imoto yakho.

Umshuwalense wemoto

Umshwalense ungenye yezindleko ezinkulu kubanikazi bezimoto (ikakhulukazi abashayeli abasha). Lokhu kungenxa yokuthi umshwalense wemoto uthuthukiswa ecaleni ngalinye, okwenza kube yizindleko eziyinkimbinkimbi okunzima ukuzibikezela.

Iqiniso lokuthi umshwalense wenziwa ngawodwana kusho ukuthi ubalwa ngokuya ngeminyaka yakho, indawo ohlala kuyo, ulwazi lokushayela, uhlobo lwemoto...

Umshwalense wemoto ungahluka kuye ngenkampani. Ngakho-ke, uma ufuna ukulondoloza imali kumshwalense wemoto, kunconywa ukuqhathanisa izinhlinzeko zezinkampani zomshuwalense ezahlukene ngaphambi kokukhetha enye yazo.

Usizo emgwaqeni

Usizo lomgwaqo lungenye yezengezo ezidume kakhulu phakathi kwabanikazi bezimoto lapho bekhetha umshwalense wezimoto. Ezinye izinkampani zomshwalense zinikeza nosizo lwamahhala eceleni komgwaqo njengengxenye yomshwalense wazo.

Usizo lomgwaqo lungakhokhwa njengokubhaliselwe noma njengenkontileka evumelana nezimo. Iningi labanikazi bezimoto likhetha ukubhalisa okungaguquki, njengoba lokhu kusho ukuthi usizo lomgwaqo lufakiwe kuwo wonke umshwalense wemoto.

Izinga lentela (imisebenzi yezomnotho yangaphandle)

Njengomnikazi wemoto, kufanele ukulungele ukukhokha intela yemoto yakho. Izinga lentela, elibizwa nangokuthi intela yentela yezimoto (i-VED), intela okungenzeka kudingeke uyikhokhe ukuze ubhalise imoto entsha okokuqala ngqa. Emva kwalokho, kuzodingeka ukhokhe njalo ezinyangeni eziyisithupha noma eziyishumi nambili. Le ntela isebenza kuzo zombili izimoto ezintsha nezimoto esezike zasetshenziswa. Ibalwa ngokusekelwe eminyakeni yemoto kanye nokukhishwa kwe-CO2.

Nokho, kukhona okuhlukile kule ntela. Lokhu akusebenzi kubashayeli abakhubazekile, izimoto zikagesi nezimoto ezinomlando. Kubalulekile futhi ukukhumbula ukuthi noma ungakhokhi noma iyiphi intela, kusafanele ubhalise imoto yakho.

Ngaphezu kwalokho, kunezinga elisha lentela lika-2021/2022. Eqinisweni, uma uhlela ukuthenga imoto ebiza ngaphezu kuka-£40,000, kuzodingeka ukhokhe enye i-£335 njalo ngonyaka eminyakeni yokuqala eyisithupha.

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Isheke le-MOT liyimpoqo ezimotweni eziningi ezindala kuneminyaka emithathu. Uma usuqediwe, uthatha unyaka. Ukwehluleka okungenzeka okungalimaza abanikazi bezimoto kanye nemvelo kuyahlaziywa. Uma ungahloli imoto yakho ngesikhathi somnqamulajuqu, usengozini yokuhlawuliswa.

Amanani ahlukene

Uma uhlaziya izindleko ezimisiwe zemoto, khumbula ukugxila ezindlekweni eziguquguqukayo.

uphethiloli

Uphethiloli, udizili noma ugesi ngezinye zezindleko eziguquguqukayo ezinkulu zokusebenzisa imoto. Indlela oyisebenzisa ngayo izohluka kuye ngokushayela kwakho. Ngakho-ke kunzima ukwaba inani eliqondile likaphethiloli kubhajethi yakho uze ushayele amasonto ambalwa. Kunoma ikuphi, qiniseka ukuthi awubeki isabelomali sakho sibe phansi kakhulu, funa umangazwe izindleko zikaphethiloli.

Sincoma ukuthi ulandelele ukuthatha kwakho kwanyanga zonke. Ngakho ungakwazi ukubala isilinganiso sakho sikaphethiloli ukuze wazi ukuthi imoto yakho ibiza malini kaphethiloli ngenyanga.

Isevisi

Izindleko zakho zokunakekela zincike ekutheni ushayela kangakanani nokuthi ugibele kanjani. Kungakhathaliseki ukuthi yikuphi, ukulungiswa kungase kudingeke. Izindleko zokunakekela zihlanganisa, phakathi kwezinye izinto, ukushintsha amathayi kanye nokugcinwa kwemoto.

Ukushintsha amathayi, ukunakekelwa nokulungiswa kwemoto

Amasondo emoto yakho aguga ngokusetshenziswa. Ngaphezu kokushintsha amathayi ehlobo nasebusika, kunconywa kakhulu ukuwashintsha ngemva kwamamayela angu-25,000 kuya kwangu-35,000.

Imoto yakho idinga nokuhlolwa kwesevisi ngezikhathi ezithile. Ngokwesilinganiso, ukunakekelwa kunconywa minyaka yonke noma cishe njalo ngamamayela ayi-12,000. Nokho, lokhu kungahluka kakhulu kuye ngohlobo lwemoto onayo. Ukuze uthole ulwazi olwengeziwe, sikweluleka ukuthi ubheke ilogu yokulungisa imoto yakho.

Intengo yokugcinwa kwemoto, ukufaka amathayi nokukhanda incike kakhulu egaraji olikhethayo. Kubalulekile ukuqhathanisa izintengo nezilinganiso ukuze uthole idili elingcono kakhulu lemoto yakho. Lapha kulapho ungasebenzisa i-Autobutler ukuze uzuze.

Nge-Autobutler, ungathola amadili ezintweni ezifana nokunakekelwa kwemoto kanye noshintsho lwamathayi kusukela ezikhungweni zesevisi ezisezingeni eliseduze nawe. Ngale ndlela ungakwazi ukuqhathanisa kalula okunikezwayo futhi ukhethe isixazululo esifanele semoto yakho ngentengo engcono kakhulu.

Ukwehla kwamandla emoto

Ukwehla kwamandla emoto kuyehluka kakhulu kuye ngemodeli yemoto. Ngokwesilinganiso, imoto entsha ilahlekelwa cishe ngama-20% yenani layo ngonyaka wokuqala wokusebenza.

Nakuba kunokulahlekelwa okuncane kwenani eminyakeni elandelayo, kufanele ulindele ukuthi imoto yehle cishe ngo-50% eminyakeni emine.

Ngezansi ungabona isaphulelo esimaphakathi sonyaka semoto entsha phakathi neminyaka yokuqala engu-5.