Inhlawulo yokushayela ngaphandle komshwalense ka-2016

Njengoba kushiwo emthethweni ngomshuwalense oyimpoqo, akuvunyelwe ukushayela imoto ngaphandle kwenqubomgomo ye-OSAGO nhlobo. Ukushayela ngaphandle kwenqubomgomo, isikweletu sinikezwa kusukela kwinhlawulo encane yokuhoxiswa kwamalungelo, lokhu kuboniswa ezihlokweni ezifanele zeKhodi:

1. Kukhona inqubomgomo ye-OSAGO futhi ivumelekile, kodwa umshayeli, ngesizathu esisodwa noma esinye, akanayo naye futhi akakwazi ukuyibeka kumhloli wamaphoyisa omgwaqo. Kulesi simo, kunikezwa inhlawulo encane yama-ruble angama-500. Lesi sijeziso sihlinzekelwe ku-Article 12.3, ingxenye yesibili yeKhodi Yamacala Okuphatha.
2. Izindleko zezimali eziphakeme zisongela uma umshayeli engabhalisi kabusha i-OSAGO ngesikhathi. Ngokusho kweKhodi Yamacala Okuphatha, inhlawulo kuleli cala izoba ama-ruble angu-800. Amaphoyisa omgwaqo nawo anelungelo eligcwele lokukhipha izinombolo zokubhalisa emotweni. Ukuze uzibuyisele emuva, kuzodingeka uqhubeke nokuba semthethweni kwenqubomgomo yomshuwalense we-OSAGO.
3. Into efanayo ilindele umshayeli ongenawo nhlobo umshwalense. Ngokusho kwe-athikili 12.37 ingxenye yesibili - ukungabikho kwenkontileka yomshuwalense noma ukubambezeleka kwayo - inhlawulo izophinde ibe ngama-ruble angu-800, umhloli uzoba nelungelo lokususa izinombolo emotweni yakho kuze kube yilapho umshuwalense uqhubeka noma wamukelwe.

Uma kwenzeka ukuthi inqubomgomo ye-OSAGO iphothulwe isikhathi esithile, kodwa umshayeli wasebenzisa imoto yakhe ngesinye isikhathi esingasungulwa yinqubomgomo, khona-ke ubhekene nenhlawulo encane kanye nokuvinjelwa kokusebenza ngokususwa kwamapuleti elayisensi.

Isihloko esifanayo sinikeza isijeziso somshayeli ongafakiwe kunqubomgomo ye-OSAGO, kodwa nokho uvunyelwe ukushayela imoto.

Ngakho-ke, ukuze ungakhokhi izinhlawulo, kufanele uhlole njalo ukutholakala kwenqubomgomo yomshuwalense phakathi kwemibhalo yemoto. Futhi, phumelela ukuhlolwa ngesikhathi futhi uvuselele umshwalense.

Ezinye izigaba zabantu, njengabahlali basehlobo, bakhetha ukuthatha umshwalense we-OSAGO isikhathi esithile. Kodwa-ke, kulokhu, izindleko zenqubomgomo ziphezulu futhi akuvunyelwe ukusebenzisa imoto ngezinye izikhathi. Kungcono ukukhokha ama-ruble angamakhulu ambalwa noma ayizinkulungwane futhi usebenzise imoto ngokuthula kunokuwela ngaphansi kwezihloko zeKhodi Yamacala Okuphatha.

Iyalayisha...