Izimoto Eziningi Nezingabizi Kakhulu Ongazithola

Imali akuyona yonke into. Kodwa futhi, imoto ehlala idinga ukuthi uchithe imali empeleni ayikufanelekeli ukuba nayo.

Lokhu kuyiqiniso kusukela ngesikhathi usayina amaphepha futhi ube umnikazi wemoto, kuze kufike lolo suku lokugcina lwenhlekelele lapho unikeza okhiye. Izindleko zobunikazi zenziwa izingxenye ezintathu ezibalulekile: inani lokuthenga, izindleko zokunakekela, kanye nenani lokugcina ozolithola ngemoto yakho lapho isithengiswa.

Isondlo, okuyimali oyikhokhayo phakathi kokuthenga nokudayisa ukuze ugcine imoto yakho isendleleni, yiyona nto ebaluleke kunazo zonke. Ngisho nemoto enosayizi ofanayo, umehluko ezindlekweni zokuyinakekela ungaba umangalisa.

Sibhale ngezidingo ezijwayelekile zokukhanda nokunakekelwa kwezinhlobo ezingaphezu kuka-500 ezitholakala emakethe yezimoto ezintsha nezike zasetshenziswa, kusukela ku-Acuras ne-Audi kuya kwaVolvo neVolkswagen. Umehluko wekhwalithi.

Ngaphezulu kweminyaka engu-10 yokuba ne-Toyota Prius cishe kuzokubiza cishe u-$4,300 kuphela ekuyilungiseni (ukulungisa kanye nesevisi), kuyilapho i-Chrysler Sebring enosayizi ofanayo ingabiza ngaphezu kuka-$17,000 ekulungisweni ngenxa yekhwalithi engeyinhle iyonke kanye nezingxenye ezibizayo. . Lokho kwanele ukukhokhela enye iPrius endala!

IToyota Prius ayinalo uhlu lwezingxenye ezivame ukufeyila emotweni esezingeni eliphansi njengeChrysler Sebring. Lezi yizindaba ezinhle ngempela. Izindleko zokunakekela zingalawulwa ngokuthenga izimoto ezifanele nokulungisa izinkinga ezincane ngaphambi kokuba zibe ezinkulu.

Sonke siyaguga, abantu nemishini. Kodwa futhi sidinga ukwenza lokhu kutshalwa kwezimali kithina nasezimpahleni zethu isikhathi eside. Ngakho yiziphi izimoto ezishibhe kakhulu? Impendulo efanele: Kuya ngokuthi.

Kunezindleko eziningi eziphelele zezifundo zobunikazi, ezaziwa nangokuthi izindleko eziphelele zezifundo zobunikazi, ezigxile ezikhathini zeminyaka emihlanu zemoto entsha sha. Inkinga iwukuthi abantu abaningi bathenga izimoto esezike zasetshenziswa ngesilinganiso esingaphezu kwezi-2 kuya ku-1 bese, ngokwesilinganiso, bazigcine iminyaka engaba yisithupha ngemva kokuthengwa kokuqala. Eqinisweni, ngokwe-IHS Automotive, isilinganiso semoto emgwaqeni sineminyaka engu-11.5.

Cabanga ngakho. Ngaphezu kweminyaka engu-11 ubudala obujwayelekile bemoto e-US. Uma unquma ukuthenga okuthandayo kulezi zinsuku, maningi amathuba okuthi ukugcine kalula isikhathi eside kuneminyaka eyi-11.

Ngakho-ke, uma ubala izindleko zakho eziphelele zobunikazi, ucwaningo lwakamuva lucatshangelwa kahle, kodwa lungase lungakusebenzeli nhlobo. Ukuze uthole impendulo engcono kakhulu yombuzo othi: "Iziphi izimoto ezingabizi kakhulu kimi?", Kudingeka uzihlole futhi uzibuze imibuzo ethile engakhululekile.

Ingabe ngingumhwebi? Noma umgcini?

Akukho lutho olungalungile ngokuzama imoto entsha njalo ngemva kweminyaka embalwa inqobo nje uma kuletha injabulo ekuphileni kwakho. Kodwa ukuthengwa kwezimoto njalo kubuye kube yinto yokuzilibazisa ebiza kakhulu. I-Consumer Reports yanyathelisa ukuhlola okubonisa ukuthi umuntu ovamile ohweba ngemoto yakhe ngemva kweminyaka embalwa ukhokha izinkulungwane ezimbalwa kunomnikazi othatha indlela yesikhathi eside yokuba nemoto eyodwa futhi ayinakekele.

Ukuqashisa ikakhulukazi kuhlale kuyisiphakamiso sokulahlekelwa uma kuziwa ezindlekweni zobunikazi. Kungani? Ngenxa yokuthi ungumnikazi wemoto ngesikhathi esibukhali kakhulu sokwehla kwenani, futhi njengoba uzofunda maduze, ukwehla kwenani okubeka usongo olukhulu ezindlekweni zobunikazi bemoto yakho.

Ingabe ngilungile ngemoto endala?

Ukwehla kwenani kungunina wazo zonke izindleko zokusebenza kwezimoto. Ngisho noma uphethiloli ugxumela kumadola amane ilitha, ukwehla kwenani kusazoba igalelo elikhulu esikhwameni semali somnikazi wemoto.

Ngokuvamile, uma imoto uqala ukuyithenga futhi uma unesikhathi eside, izindleko zakho zesikhathi eside zizokwehla ngenxa yentengo ephansi yokuthenga. I-equation ilula, kodwa uma uzibuza imibuzo efanele, ungakwazi ukunciphisa izindleko zakho nakakhulu kunalokho obukucabanga.

Ingabe ngikulungele ukuzishaya lapho zingekho khona?

Imoto endala futhi engathandeki kakhulu manje, ingase ingabi nenzuzo ngokuhamba kwesikhathi ngenxa yaleli dwala lokwehla. Thatha iToyota Yaris, isibonelo: imodeli yeToyota encane nengathandwayo ehlelelwe ukuthi iyekwe ekupheleni kuka-2016 ngenxa yokungadayisi kahle.

Eminyakeni emine edlule, iToyota Yaris eyayintsha ngaleso sikhathi ka-2012 yayingadayisi izimoto ezingu-30,000 XNUMX ngonyaka, kanti abathanda izimoto bayibiza ngemoto eyisicefe. Yayinezimfanelo eziningi ezinhle, okuhlanganisa ukwethembeka okuvelele kanye nomnotho ohlaba umxhwele kaphethiloli wedolobha, kodwa yayiklanyelwe imindeni, hhayi labo abanikazi ababenxanela imoto encane yezemidlalo. Kulezi zinsuku, kuvame ukuba yiphupho le-escappist elithengisa imoto kangcono kuneqiniso lobunikazi bansuku zonke, futhi kulapho wena, umthengi wemoto esetshenzisiwe, ungakwazi ukushaya indawo emnandi enenani eliphansi.

IYaris entsha ngo-2012 ithengiswe ngo-$15,795. Namuhla, ngemva kweminyaka emine namamayela angu-70,000, cishe izothengiswa nge-$7,000 kuphela, ngokusho kwe-Kelley Blue Book. Lokho kungukuncishiswa kwezindleko zokwehla ngo-55%, cishe u-$8,000 phakathi neminyaka emine, emotweni okungenzeka ukuthi ino-$70% wempilo yayo ewusizo ngaphambi kwayo. Ngokusho kweBlue Book, ngokuya ngeminyaka, lezi zindleko zokwehla kwamanani ngonyaka zizokwehla cishe ngo-75%.

Kafushane, cishe zonke izimoto ziba nokulahlekelwa okukhulu kwenani phakathi neminyaka yokuqala emine yobunikazi. Ngemva kwalokho, ulahlekelwa ingxenyana encane kuphela yenani, ngisho noma uthenga imoto ye-Toyota, okuyiyona brand ethandwa kakhulu e-United States. Nokho, uma ungumthengi wezimoto owonga ngempela, ungenza okwengeziwe.

Ingabe ngizimisele ukuthenga uhlobo olungathandeki olunginikeza imoto enhle?

Uma ubheka izinhlobo eziyizintandane, lezo zimoto ezingasazidayisi izimoto ezintsha, ungathola inqwaba yemali yakho kuneToyota Yaris.

• Pontiac
• Saturn
• i-mercury
• INGABE
• Suzuki
• Isuzu

Bonke sebeyizimpawu ezikhohliwe. Lokhu kungenxa yokuthi lezi zinhlobo azisazidayisi izimoto ezintsha e-United States.

Le mikhiqizo ishibhile ukuyithenga ngoba akekho omunye ozwayo ngayo. Isibonelo, ukuthenga i-Chevy Malibu esetshenzisiwe kubiza kakhulu kunokuthenga i-Pontiac G6 ecishe ifane noma i-Saturn Aura ngoba ayikho kulezi zinhlobo ezimbili ezithengiswa njengemoto entsha. Uhlangothi olunethezeka lwemakethe yezimoto lunenani elifanayo lezindleko. I-SAAB sedan eneminyaka engu-8 kuya kweyi-10 efana ne-9-3 noma 9-5 ingabiza ngokumangazayo njengeToyota Corolla engenamathambo. Nakuba ezinye izimoto ezisezingeni eliphezulu njengeSaturn Outlook neMercury Milan ngokuvamile zibiza amakhulu noma izinkulungwane zamaRandi ngaphansi kwezimbangi zazo.

Ngakho-ke, ingabe usukulungele ukungena ujule nakakhulu ohlangothini olungabizi kakhulu lwemakethe yezimoto ezisetshenzisiwe? Nokho, kukhona ukubaluleka nakakhulu. Okudingekayo wukuzimisela ukungawulandeli umhlambi.

Ingabe ngizimisele ukuthenga "uhlobo" lwemoto esetshenzisiwe?

Cishe yonke iminyango yomndeni enezicabha ezine kusukela eminyakeni eyi-10 edlule manje inenye iminyango emibili engase ikhange nakakhulu ngenxa yokuthi okuthandwa ngabathengi kushintshe kakhulu kule minyaka eyishumi.

Ngisanda kudayisa izimoto ezimbili ezicishe zifane ezinebanga elifanayo. Bekuyizimoto zika-2009 Pontiac G6 midsize ezinamamayela angu-80,000 kuzo - eyodwa inezicabha ezine enye inezicabha ezimbili. Imodeli eneminyango emibili ithengiswe ngama- $ 6000 ngezinsuku ezimbalwa. Iminyango emine ibiza u- $5400 kuphela futhi kuthathe izinyanga ukuqeda. Umehluko wamanani ngokuya nge-Kelly Blue Book ukhombisa lo mehluko.

Igama elihlukile lemodeli yemoto efanayo naleyo engaphakathi nalo lingenza umehluko. Izimoto zohlobo lweToyota Camry ezinezicabha ezine zidayisa ngamanani aphezulu kunezicabha ezimbili ezidayiswa njengeToyota Solaras, ngenxa yokuthi iSolara ayisatholakali emakethe yezimoto entsha. I-Chevy Impalas iphethe iprimiyamu yentengo ebalulekile kune-Chevy Monte Carlos ehlomele ngokuqhathaniswa nayo eye yanqotshwa ukushintsha okuthandwayo.

Ingabe lena ukuphela kwe-niche?

Lutho neze. Kukhona amathani abo.

Amasedan amakhulu angadayisi njengeToyota, njengeFord Crown Victoria, ajwayele ukuthengisa ngentengo ephansi kakhulu kunamasedan adumile aphakathi nendawo noma okunye okunye. Kungani leli kuyithuba elihle lokunciphisa izindleko zakho? Ngoba izimoto ezinkulu zivamise ukukhanga ikhasimende elivuthiwe elishayela ngokucophelela futhi eligcina izimoto zisesimweni esihle.

Izimoto eziningi ezinkulu, njengezinye izimoto ezinkulu ezingathandwa njengamaveni amancane nezinqola zesiteshi zendabuko, zinamajika akhuphukayo okwehla kwenani uma zizintsha ngakho-ke zingathengwa ngentengo ephansi emakethe yezimoto ezisetshenzisiwe.

Uma ufuna olunye ungqimba lwezokuphepha, cabanga ngokutshala imali kudivayisi eqinile yokulwa nobugebengu - i-shift lever. Bancane kakhulu abantu abaziyo ukuthi ishayelwa kanjani, kanti lokho kuyibhonasi eyengeziwe uma uzimisele ngokuthenga imoto engeyona eyezemidlalo njengePassat ewusayizi ogcwele ephuma neshifter. Njengoba indala futhi ingadlali kakhulu, iba namathuba amaningi okuthenga.

Ngakho-ke, ingabe ngikulungele ukutshala imali emotweni endala?

Yonke imoto, ethandwayo noma cha, ibhekene nalokho okungabizwa ngokuthi udonga lwezitini lwezindleko. Ungathola ukuthi phakathi kweminyaka emihlanu neshumi nanye, imoto yakho idinga uhlu olude lokuyilungisa nokulungisa, njengamasondo, ibhande lesikhathi, amabhuleki, ngisho noketshezi lokuhambisa imbala.

Lesi sikweletu singafika ku-$2000 kuye ngokuthi ugibele ini. Ngakho zibuze: Ingabe uluhlobo lomuntu oluzimisele ukutshala u-$2000 ngonyaka emotweni ebiza u-$6,000 kuphela? Kuthiwani uma inamamayela angu-180,000 kuyo futhi idinga enye i-$ 2000 ukuze ilungiswe?

Kwabaningi bethu, lo mbuzo kungaba nzima ukuwuphendula. Kuya ngesimo semoto kanye nokuzimisela kwakho ukubhekana nezinkinga zokunakekela esikhundleni sokuzibekezelela. Kukhona futhi enye ingxenye ebalulekile okufanele futhi uyithole.

Zisho ukuthini izici zokuphepha zesimanje kanye nobuchwepheshe kimi?

Eminyakeni engu-20 edlule, inani labantu abashonile ngomshayeli ngamunye e-US lehle ngaphezu kokukodwa kokuthathu. Nokho, ukuphepha kuhlale kuncike ekunethezekeni komuntu siqu.

Kukhona thina esifuna isiteringi kuphela, amaphedali, nemoto eyakhiwe kahle ebiphephe ngokwanele ngesikhathi sayo. Abanye bafuna okwakamuva nokukhulu kakhulu, kungakhathaliseki ukuthi kwenzekani, futhi bazimisele ukukhokha inani eliphakeme ukuze bakuthole. Kuyafana nangobuchwepheshe. Izimoto eziningi manje zinikeza amaphakheji azo okuxhumana kanye nezici ze-infotainment ezenza ubuchwepheshe bungabi nazihibe.

Ngakho ukuphi ngempela emngceleni wezokuphepha nobuchwepheshe? Ungajabula ngemoto ephephile eyenziwe eminyakeni eyi-10 edlule? Noma ingabe unesidingo esihlobene nezingane zakho, abathandekayo bakho noma wena imbala? Ungaba nakho konke okudingayo ngeselula yakho. Noma mhlawumbe akunjalo? Lezi yizindaba okufanele zicatshangelwe.

Ngakho iyiphi imoto eshibhe kakhulu kimi?

OwaseCanada okuthiwa uDavid Rock angase abe nempendulo eqinisekile: ngama-dollar angu-100, iveni elincane elineminyaka engu-22 ubudala lathenga le moto eshintshwayo kanye nenjini kadizili ethola uphethiloli ebhizinisini layo layo yonke imisebenzi. Kodwa kukhona ithuba lokuthi ngeke ulandele ezinyathelweni zakhe. Ngakho impendulo yalo mbuzo ikuwe ngokuphelele.

Yini oyithengayo, yini oyigcinayo, yini oyigcinayo. Lezi zithako zinquma izindleko zakho zesikhathi eside zokuba ngumnikazi wemoto. Uma ukhetha ukuba umnakekeli kunokuba umhwebi kanye nomtshali-zimali ozama ukufika lapho kungekho khona, uzophuma phambili.