Ingilazi ephukile emotweni egcekeni
Abashayeli abaningi abazishiyi izimoto zabo ezindaweni zokupaka ezikhokhelwayo, kodwa egcekeni lendlu ngaphansi kwamafasitela. Bacabanga ukuthi uma imoto isikhona, akukho okubi okuzokwenzeka kuyo. Nokho ngokwezibalo yizona lezi zimoto ezebiwa kakhulu. Sesike sakhuluma ngamamodeli ezimoto avame ukwebiwa kuwebhusayithi yethu iVodi.su.
Ezinye izinkinga ezicasulayo zingenzeka, enye yazo yingilazi ephukile. Isimo sijwayelekile - ushiya umnyango ekuseni, futhi uhlangothi noma i-windshield iphukile ngokuphelele, noma kukhona ukuqhekeka okukhulu kuwo. Kuyacaca ukuthi kuzoba yinkinga ukushayela ndawana thize. Yini okufanele uyenze esimweni esinjalo?
Yini okufanele uyenze uma kukhona i-CASCO?
Kulokhu, udinga ukuthatha isinyathelo ngokushesha, ngoba noma ubani angaba inkathazo:
- izixhwanguxhwangu zendawo;
- omakhelwane abanenzondo ngawe;
- hhayi amasela ezimoto angochwepheshe (kungaba uchwepheshe, khona-ke ungacabanga ukuthi yini okufanele uyenze lapho untshontsha imoto);
- ingilazi yephulwe yisidakwa esithile.
Uma kukhona umshwalense we-CASCO, khona-ke udinga ukukhumbula imigomo yenkontileka: ingabe ingilazi iphukile egcekeni umcimbi onomshwalense, ingabe kukhona i-franchise. Mhlawumbe inkampani yomshuwalense izothi umnikazi wemoto akazange athathe zonke izinyathelo zokuphepha.
Kuyadingeka futhi ukubheka ukuthi akukho yini ekhabetheni ebishoda - irekhoda yomsakazo, i-DVR noma umtshina we-anti-radar, uma bezulazula endaweni yamagilavu. Uma kuneqiniso lokweba, icala lingena ngaphansi kwecala lobugebengu.
Ngakho-ke, ukulandelana kwezenzo phambi kwe-CASCO kufanele kube kanje:
- shayela i-ejenti yakho yomshwalense;
- uma kunezinto ezebiwe, shayela amaphoyisa.
Umenzeli womshwalense uzorekhoda iqiniso lengilazi ephukile. I-patrol efikile izokweluleka ukuthi uhlole inani lomonakalo futhi ubhale isitatimende emaphoyiseni. Inkampani yomshwalense izokusiza ukulinganisa inani lomonakalo. Khona-ke le mali kufanele ifakwe kuhlelo lokusebenza, igcwaliswe ngokuvumelana nemodeli esungulwe eshidini elingenalutho lefomethi ye-A4.
Ngemva kokufaka isicelo, unikezwa ikhuphoni bese kuvulwa icala lobugebengu. Bese ihlolwa imoto uchwepheshe, akuchaze wonke umonakalo, bese unikezwa isitifiketi somonakalo. Ikhophi yesitifiketi somonakalo kuzodingeka inanyathiselwe esicelweni osibhalela inkampani yomshwalense.
Ngaphezu kwalokho, imibhalo eyengeziwe kufanele ithunyelwe e-UK:
- isitifiketi sokuqaliswa kwecala lobugebengu;
- ipasipoti yomuntu siqu;
- PTS, STS, VU.
Kukhona inkinga eyodwa lapha - uzothola noma yiziphi izinkokhelo ezivela kumshwalense kuphela ngemva kokuvalwa kwecala lobugebengu, ngoba lapho bazothembela ekugcineni ukuthi amasela azotholakala futhi inani lomonakalo lizokhishwa kubo. Ngakho-ke, ngisho nasesiteji sokuqala icala lobugebengu, kungabhalwa ukuthi umonakalo awubalulekile - badinga lokhu ukuze baqedele icala ngokushesha ngangokunokwenzeka. Uzothola isaziso ngeposi sokuthi ngenxa yokushoda kobufakazi, abenzi bobubi abakatholakali.
Ngalesi sitifiketi, udinga ukuya enkampanini yomshuwalense bese ukhetha indlela yesinxephezelo - isinxephezelo semali noma ukufakwa kwengilazi entsha ngezindleko zenkampani yomshuwalense enkonzweni yemoto egunyaziwe. Njengoba kwenzeka kaningi, abashayeli abaningi abalindeli ukuphela kwayo yonke le nto futhi balungise yonke into ngemali yabo, ngakho-ke bakhetha isinxephezelo semali - kulokhu udinga ukucacisa imininingwane yasebhange noma ukudlulisa ikhophi yekhadi lasebhange.
Yiqiniso, inkampani yomshuwalense ngayinye inenqubo yayo, ngakho funda inkontileka ngokucophelela futhi wenze ngokuvumelana nemibandela yayo.
Kuthiwani uma ingekho i-CASCO?
Uma ungenayo i-CASCO, futhi imoto ayikho egaraji noma endaweni yokupaka egadiwe, khona-ke ungakwazi ukuzwelana kuphela - lokhu kuyisenzo esifushane kakhulu engxenyeni yakho. Ayikho i-alamu noma ukuvikelwa kwemishini okuzosindisa imoto yakho ekubanjweni kwamasela ezimoto angochwepheshe.
Ngaphezu kwalokho, akudingekile futhi ukulindela noma yisiphi isinxephezelo esivela enkampanini yomshuwalense - i-OSAGO ayifaki izindleko ezinjalo.
Kunezinketho ezimbalwa ezisele:
- thintana namaphoyisa angamaqhawe;
- lungisa izinto nomakhelwane;
- bheka i-hooligan ephule ingilazi wedwa.
Kunengqondo ukuthintana namaphoyisa kuphela ezimweni ezilandelayo:
- ingilazi yaphuka futhi okuthile kwebiwa esaluni;
- ingilazi iphukile futhi uqagela ukuthi ubani okwenzile.
Kunoma yikuphi, kuphela owenze lobu bugebengu ozokunxephezela ngomonakalo. Ungacabangi ukuthi amaphoyisa asevele awanamandla kangako - ngokwesibonelo, isiqophamazwi somsakazo esintshontshiwe “singavela” kalula endaweni yakini noma sivele ezikhangisweni ezithengiswayo.
Izikhulu ze-precinct, njengomthetho, zigcina inothi labo bonke abahlali abangathembekile bendlu, abake bahlangabezana nokungaziphathi kahle okunjalo.
Ngemva kokubhala isicelo futhi uqale icala, ungaya esiteshini sesevisi futhi u-ode ingilazi entsha ngemali yakho. Kunengqondo futhi ukucabanga ngokuvikelwa kwemoto okuthembekile - ukuqasha igaraji, izindawo zokupaka, ukufaka uhlelo lokuphepha lwesimanje.
Iyalayisha...
