Ukuthenga Imoto Ephakathi: Ungayithenga Kanjani Imoto Kwangaphandle Kombuso?

Kunzima kangakanani ukuthenga imoto ezingeni eliphakathi kwezifunda?

I-Australia iyindawo enhle cishe ngazo zonke izindlela, kodwa ngezinye izikhathi ingaba kancane ... enkulu. Okusho ukuthi, nakuba izwe elinjenge-England lingakwazi ukukhangisa ngezimoto ezithengiswayo noma yikuphi esiqhingini salo esincane futhi akunzima ukuya ukuzibona mathupha, ukuthenga imoto enqamula kulelo zwe kungasho ukuthi phakathi kwabo u-4000 km. wena nemoto ofuna ukuyihlola.

Futhi kufanele ngempela, ngempela ufuna okuthile ongacabanga ukuthenga uma 40 amahora away. Kepha leyo yimakethe yomhlaba wonke noma okungenani kazwelonke eyakhiwe yi-Intanethi - ezinsukwini zakudala ububheka izimoto ezithengiswa kuphela ephephandabeni lendawo, ngakho-ke zonke izinketho zakho beziseduze nasekhaya - kuthiwani uma uyothenga. imoto kuyi-Internet, kungenzeka ukuthi uzoyengwa izimoto ezinhle ezisuka kude. 

Ngakho-ke, kunzima kangakanani ukuthenga imoto ezingeni eliphakathi kwezifunda? Ungakwenza, ungakwenza, kufanele ukwenze? Into ewukuthi, abantu base-Australia kulo lonke leli zwe elikhulu bakwenza nsuku zonke. Ngakho-ke ungesabi futhi vele ufunde umhlahlandlela wethu owusizo ongezansi wokuthi ungayithenga kanjani imoto ephakathi kwezifunda, okuhle nokubi, kanye nezingibe okufanele uziqaphele.

Ngingakwazi ukuthenga imoto emaphakathi?

Ungathenga kumthengisi wamazwe ngamazwe, kodwa kufanelekile ukuhlola ukuze ubone ukuthi umdayisi wangakini angenza okufanayo yini.

Yebo ungakwazi, yebo, futhi isizathu ongase ufune ukukwenza lokhu kungenxa yokuthi isifiso sokwenza kanjalo sandisa inani lezimoto ongazibheka ngakho-ke zingakunikeza inani elingcono. Vele uqiniseke ukuthi ucabangela izindleko ezengeziwe ezingase zihlotshaniswe nokuthutha imoto ukuya endaweni yangakini lapho unquma inani lalesi saphulelo. 

Kwezinye izimo, izimoto zingabiza kancane kwezinye izifundazwe, ngakho-ke kufanelekile ukuthi okungenani uzibhekisise. 

Ingabe ukuthenga kwangaphakathi kuzoba okuyimfihlo kuphela noma ngingathenga kumthengisi wamazwe ngamazwe?

Ungathenga kumthengisi wamazwe ngamazwe, nakuba kufanelekile ukuhlola - ngisho noma uthole inani elihle kakhulu - uma umdayisi wangakini engakunikeza inani elifanayo, ikakhulukazi uma uthenga imoto entsha. Kubonakala kungenakwenzeka ukuthi ungathola imoto entsha kumthengisi wamazwe ngamazwe eshibhe kakhulu kunabadayisi basendaweni yangakini kangangokuthi yehlisa izindleko zokuthutha njll. Nakuba umdayisi wamazwe ngamazwe onentshisekelo engase abe nentshisekelo yokukuthumela imoto kuwe. .

Kungenzeka kakhulu ukuthi uthole imoto ethile esetshenzisiwe yamaphupho akho kumdayisi ophakathi nendawo ene-spec elungile, umbala noma imayela. Okuhle wukuthi, ikakhulukazi uma ungeke ukwazi ukuzihambela mathupha ukuyohlola imoto mathupha ngenxa yebanga, noma iyiphi imoto ethengwa kuma-interstate dealer kufanele ifakwe iwaranti.

Abadayisi bezimoto ezisetshenzisiwe bafunwa ngumthetho ukuthi banikeze iwaranti yezinyanga ezintathu, u-5000 km uma imoto oyithengayo ingaphansi kuka-160,000 km ku-odometer futhi ingekho ngaphezu kweminyaka engu-10. 

Kuthiwani ngokuthenga imoto ephakathi nendawo ngendali?

Njengoba izindali ezitholakala ku-inthanethi zivame ukwanda, abantu abaningi manje sebethenga izimoto futhi izindaba ezinhle ukuthi imithetho yewaranti yemoto esetshenzisiwe iyasebenza kunoma iyiphi imoto ethengwe kumdayisi onelayisensi. Uma uthenga endalini futhi imoto ingaphandle kwewaranti, umdali kufanele akwazise, ​​ngemuva kwalokho ungakwazi ukushiya isivumelwano noma usayine ukuthi uzobhajwa kunoma yiziphi izindleko ngenxa yanoma yiziphi izinkinga ongakwazanga ukuzenza. thola ngoba awukaze ungene endlini ngemoto.

Indlela yokuhlola imoto esesimweni esihlukile?

Yebo, uma uku-ACT futhi ubheka imoto e-NSW, ungase ufune ukuya lapho futhi ubeke izandla zakho kuyo kanye nezimbongolo zakho kuyo, kodwa uma ibanga likude kakhulu, uzofuna, futhi isidingo, ukukhokhela othile enye into ukuze abheke yena esikhundleni sakho.

Uma usuwenze wonke amasheke asobala ku-inthanethi emotweni oyibhekile - uqinisekisa ukuthi ayintshontshwa noma ayigcwele izikweletu, konke lokho ongakwenza nge-Personal Property Securities Registry - uzofuna ukusizakala. izinsizakalo zokuhlola izimoto ezithengiswa ngaphambili esifundazweni lapho imoto idayiswa khona. Lezi zinsizakalo zitholakala kuzo zonke izinhlangano ezinkulu zezimoto futhi isifunda ngasinye sinesodwa - isibonelo i-NRMA, i-RACV eVictoria, i-RACQ eQueensland njalonjalo. 

Melana nesilingo sokudela izindleko zokunye kwalokhu kuhlola—ngokuvamile ama-dollar angu-250 kuya kwangu-300—futhi uthenge imoto ngaphandle kokuyibona. Ingozi iphezulu kakhulu futhi i-equation yokonga ngokumelene nokulahlekelwa okungase kube khona akuwenzi umqondo. 

Uzoyisa kanjani imoto ekhaya ngemva kokuyithenga?

Ngokusobala, izindleko zokuthutha imoto yakho entsha ukubuyisela esimweni sakho sasekhaya zizohluka kakhulu kuye ngokuthi uyithenge kuphi - ukusuka ePerth ukuya eCairns, isibonelo, kuzoba isiphakamiso esibizayo.

Kungakho kufanele ucabangele lezi zindleko lapho ukhetha futhi uhlole intengo yezimali zokuthumela ngaphambi kokuthenga. Qiniseka ukuthi uthola okunikezwayo okungaphezu kokukodwa ezinkampanini ezingaphezu kweyodwa ngaphambi kokuthi wenze ukukhetha kwakho, njengoba amanani angahluka, kodwa izindleko zingasukela ku-$250 kuya ku-$1500, kuye ngosayizi wemoto nebanga elihanjiwe. .

Ayini amaphepha?

Lapho uthenga imoto entsha, kufanele uthathe umshwalense futhi ushintshe ukubhalisa egameni lakho.

Uma uthenga imoto entsha, kufanele ulungise umshwalense futhi ushintshe ukubhaliswa egameni lakho, futhi ukuthenga imoto endaweni emaphakathi kwenezela inkimbinkimbi kancane enqubweni futhi mhlawumbe kuphinde kwengeze izindleko ezithe xaxa.

I-Australia ayikuthandi ukuba nemithetho nemithetho efanayo phakathi kwezifundazwe ngezinto ezinjalo, ngakho-ke uzodinga ukuhlola ukuthi yini esebenza esizweni lapho uthenga futhi ungenisa khona imoto.

Uzodinga ukudlulisa ukubhaliswa kwakho kusuka endaweni lapho umthengisi atholakala khona uye endaweni yangakini, futhi uma uhlose ukushayela usuka kwesinye isifunda uye kwesinye, uzodinga futhi ukuthola ifomu lokubhalisa lesikhashana, elivame ukubizwa ngokuthi imvume yemoto engabhalisiwe, ongayifayela nesikhungo sakho sikahulumeni. Leli fomu lizokhombisa ukuthi unomshwalense we-OSAGO lapho uthutha imoto. 

Ngaphandle kwalapho udonsa imoto ngeloli futhi ngaleyo ndlela ungatholi amamayela engeziwe, awudingi ukukhathazeka ngalokhu.

Nepuleti lelayisense?

Isifunda nesifunda ngasinye e-Australia sinemithetho nemithetho yaso ehlukile mayelana nokuthengiswa kwezimoto ezisetshenzisiwe (esithombeni: 2020 Kia Seltos).

Iwebhusayithi ye-NSW RMS inezeluleko ezinhle mayelana nokukhipha amapuleti amalayisense amasha nokuthi ungawashiya yini amadala akho lapha.

Uma ubhalisa imoto ye-Interstate ku-NSW, Roads and Maritime inikezela ngezinombolo zezinombolo ze-NSW kanye namarekhodi okuthi amapuleti elayisensi e-Interstate awasahlotshaniswa nemoto. Lolu lwazi luphinde luthunyelwe enhlanganweni yezifundazwe.

Uzonikezwa irisidi ongayiyisa kwabaphathi bezifundazwe ukuze uthole imbuyiselo yokubhaliswa kwakho. Xhumana nenhlangano yamazwe ngamazwe ukuze uthole ulwazi oluthile.

Ezinye izifunda nezindawo zivumela izinombolo zelayisensi ukuthi zigcinwe uma zingasahlotshaniswa nemoto:

I-Queensland: Ungagcina wonke amapuleti elayisensi akhethekile, omuntu siqu, angokwezifiso kanye nodumo.

I-South Australia: Ungakwazi ukushiya izinombolo ezithile ezikhethekile, izinombolo zeGrand Prix, izinombolo zesikhumbuzo nezinombolo kuphela.

UVictoria: Zonke izimpawu zingashiywa

I-Tasmania: Wonke ama-nameplates omuntu siqu angalondolozwa.

I-Western Australia, izindawo ezisenyakatho и I-Australian Capital Territory ungakuvumeli ubambe amapuleti.

Uma imoto yakho ikwenye yalezi zindawo, kuzodingeka ukuthi uphendule izinombolo zakho zelayisensi ezikhona endaweni yokubhalisa ye-NSW noma isikhungo sesevisi lapho ufaka isicelo sokubhaliswa ku-NSW.

Imininingwane eningiliziwe yokuthi yini okufanele uyenze e-WA ingatholakala lapha.

ENingizimu Australia, umsebenzi wezitembu nawo uyisici, njengoba kuchazwe lapha.

Futhi lapha: Uma ungenaso Isitifiketi Sokubhaliswa Kwamazwe Ngamazwe, imoto kufanele iphumelele ekuhlolweni ukuze kuqinisekiswe ukuthi imoto iphethwe ngendlela efanele, bese kukhokhwa intela yesitembu, kanye nezimali zokubhalisa ezifanele.

EVictoria izinga lobunzima liyakhuphuka ngoba udinga i-aphoyintimenti, yonke inqubo ichazwe lapha.

Ukunikezelwa kwezinombolo zamazwe ngamazwe kuyimpoqo eQueensland, njengoba kuchazwe lapha.

Kuthiwani ngokudayiswa kwezimoto ezimaphakathi?

Uma ungumthengisi, ufuna ukusakaza inethiwekhi yakho kude nakude ngangokunokwenzeka, ngakho-ke kuwumqondo omuhle ukuthatha okunikezwayo kusuka phakathi kwezifunda. Qaphela ukuthi uzothola imibuzo eminingi kulabo abakhathazekile ngokuthi ngeke bakwazi ukuzihlolela imoto, futhi ube nomusa uma befuna ukuthumela othile ukuthi azohlola imoto yakho kusengaphambili.