Imoto eshintshwayo evela ku-OSAGO yomuntu onecala - lalela lokhu
Izenzakalo ezingalindelekile zingase zilethe ukuphazamiseka futhi zenze ukuphila kungathandeki. Uma ukhathazekile ngokungalahlekelwa imizwa yakho uma kwenzeka ingozi yethrafikhi eyingozi, thola kusengaphambili ukuthi ungayiqasha kanjani imoto eshintshwayo kumshwalense wemfanelo wecala. Ngiyaqinisekisa ukuthi uma wazi konke kusengaphambili, esimweni esiphuthumayo ngeke kudingeke wenze ngokuxhamazela, ngokuvamile izinqumo ezingalungile. Funda futhi uthole ukuthi ungayiqasha kanjani imoto eshintshwayo kumshwalense wemfanelo wecala uma kwenzeka ingozi kungelona iphutha lakho.
Imoto eshintshwayo evela kumshwalense oyimpoqo wesikweletu semoto – owenzelwa bani?
Njengomshayeli, cishe uye wagwema isimo esiyingozi sezimoto noma ingozi izikhathi ezingaphezu kwesisodwa noma kabili ngenxa yephutha lomunye umshayeli. Kuhle lokho, ngithemba ukuthi ngeke uhlangabezane nomonakalo wemoto yakho iminyaka ezayo. Kodwa kuthiwani uma kube nengozi yomgwaqo ngaphandle kwephutha lakho futhi ulahlekelwe ukuhamba okuzimele ngenxa yokulimala kwemoto? Impela unelungelo lokuthola enye imoto enemvume yobugebengu! Kungakhathaliseki ukuthi ushayela imoto yakho ukuze uyisebenzisele wena siqu noma ube nengozi ngenkathi usohambweni lwebhizinisi ngemoto yenkampani, unelungelo lokushintsha imoto yamahhala. Khumbula ukuthi uma ingozi bekungelona iphutha lakho futhi nemoto ilimele, unelungelo lemoto enesibopho somphakathi. Unelungelo lokuthola enye imoto phakathi nesikhathi esithile, esilingana nendlela imoto yakho ezokhandwa ngayo. Uma unendaba nokuqashwa kwemoto ngendlela ephumelelayo nephephile, ungakhohlwa ukusebenzisa izinkampani eziqashisa ngezimoto ezithembekile nezinolwazi ngomshuwalense wemfanelo wenkampani yangaphandle.
Yini okufanele uyibheke ngaphambi kokuqasha?
Kubalulekile ukuthi imoto eshintshwayo enomshwalense wesikweletu iqashwe ngaphandle kwediphozithi noma umnikelo ongowakho. Empeleni, lokhu kusho ukuthi akumele ukhokhe noma iyiphi imali ngendlela yesibambiso (isiqinisekiso) sokuthi akukho okuzokwenzeka emotweni. Ukwengeza, kubaluleke kakhulu ukuthi wazi ukuthi izimoto ezishintshwayo ezinomshwalense wesikweletu wenkampani yangaphandle zinomshwalense ngaphansi kwe-AC. Le nto ebizwa nge-Auto Casco yakhelwe ukuvikela umqashi ezenzakalweni zephutha, njengokweba. Kimina uqobo, kubaluleke ngokufanayo ukuthi imoto ayinawo umkhawulo wamamayela. Njengoba wazi, isikhathi sokulungisa singalinganiswa, kodwa singanwetshwa uma kunezimo ezingalindelekile noma isidingo sokulungiswa okwengeziwe. Ezimweni ezinjalo, umkhawulo wemayela ungakukhawulela kakhulu noma ukuphoqe ukuthi uphinde uqashe enye imoto. Imoto eshintshwayo evela ku-OSAGO kufanele ibe yesigaba esifanayo nemoto yakho. Bekungeke kube kubi kakhulu. Qinisekisa futhi ukuthi imoto ithathwa futhi ilandwe ezindaweni ozikhethile. Into ewusizo kakhulu. Okokugcina, imoto eshintshwayo enomshwalense wesikweletu wenkampani yangaphandle kufanele ikwazi ukuhamba ngaphandle kwezwe. Uma uthanda izimo engibhala ngazo, bheka ukushintshwa kwemoto ye-allianz.
Indlela yokuqasha imoto eshintshwayo ngomshwalense wesikweletu?
Umdlalo wengane lo! Okokuqala, sebenzisa indawo efakazelwe futhi enolwazi - ukuqasha imoto esikhundleni senkampani yomshuwalense. Into kuphela okudingeka uyicacise igama nesibongo sentatheli, indawo yengozi, inombolo yocingo yokuxhumana, ukwakheka kanye nemodeli yemoto yakho kanye NAPHA. Yilokho kuphela. Manje okumele ukwenze nje ukulinda inkampani ezokunikeza imoto eshintshwayo evela kumshwalense wecala lobugebengu ukuthi ilethe imoto yakho kuwe.
