Kungani abathengisi befuna ukuxhasa imoto ngesikweletu, ngisho noma ungakhokha ngokheshi

Ukuthenga imoto entsha kungase kubonakale kulula. Kodwa-ke, abanye abadayisi bazofuna ukusebenzisa ukungazi kwakho ngenqubo ukuze bakuphoqe ukuthi usayine isivumelwano sezimali, ngisho noma ungakwazi ukukhokhela imoto ngokheshi.

Cishe wake waya kumdayisi wezimoto ngenhloso yokuthenga imoto, futhi nakuba ukuthenga okuningi kuxhaswa ngemali, kukhona abantu abacebile abakwazi ukukhokha ukheshi noma ukheshi ukuze uthole imoto entsha.

Kodwa-ke, phakathi nale nqubo yokukhokha ngokheshi, iningi labathengi libhekene nesicelo somthengisi semali mboleko enesipho semali nemikhiqizo onga-oda kuyo, kodwa kungani kufanele kube "isidingo sokufaka isicelo semali", lapha siyakutshela. .

UTom McParland, othenga izimoto zakwaJalopink, uthi usebenze nomthengisi wasendaweni wakwaKia kwaTelluride, baphikelela ukuthi afake isicelo sokubolekwa imali njengengxenye yohlelo, nakuba inkokhelo bekumele ibe ngukheshi. Abaphathi babathengisi baveze ukuthi lolu hlelo “luyinqubomgomo yezitolo”, okungawenzi umqondo uma imoto isikhokhelwe kuqala, okuholela komunye umbuzo.

 Kungani abathengisi bengaba nale nqubo njengenqubomgomo?

Impendulo emfushane iwukuthi asikho isizathu sokuthi umdayisi aphikelele ngesikweletu uma uthenga ngokheshi. Lokhu kuyiqiniso ikakhulukazi uma usebenzisa imali yebhange ukuze ukhokhele imoto, njengoba lokhu kususa noma yiziphi izaba zokuba “nezimali ezihlanzekile” nanoma yini umthengisi afuna ukuyisho.

Amakhulu abathengi bezimoto benze izinkokhelo zemali, futhi cishe kuzo zonke izimo, isitolo siyayamukela inkokhelo futhi yilokho. Ezikhathini ezimbalwa lapho umdayisi ecela isicelo sokubolekwa imali, cishe ngaso sonke isikhathi uma ivela esitolo esaziwa ngemikhuba yaso yebhizinisi enomthunzi. Ngokuvamile bafuna ukuthi imali ebolekiwe ivunywe “njengesekelo” ukuze bayithumele emnyangweni wezezimali.

Kukhona okuhlukile lapho isicelo semalimboleko sidingeka

Kwezinye izimo, ezimotweni ezi-odiwe, isicelo semalimboleko siyisidingo sokuqala sokuqinisekisa ukusatshalaliswa kwe-oda. Akuwona umkhuba webhizinisi ongcono kakhulu wamadeli, kodwa uma kuyilokho okudingekayo ukuze uthole imoto edingeka kakhulu, akukho lutho olungalungile ngokwenza uhlelo lokusebenza. Lokhu kuzothinta kakhulu iphrofayili yakho yesikweletu, kodwa uma unamaphuzu aphezulu ngeke kube nomthelela omkhulu. Lapho imoto ifika, okudingeka ukwenze nje ukwenqaba ukusayina noma yiziphi izivumelwano zezimali futhi uqhubeke ukhokha ngokheshi.

Yimaphi amabhrendi afana nalezi zicelo?

Kwesinye isikhathi ungathola inhlanhla futhi uthole imoto oyidingayo ngqo endaweni yokupaka. Kwesinye isikhathi, umdayisi udonsa izintambo ukuze alethe leyo moto iphuma komunye umthengisi. Nokho, ngokuvamile uthenga iphasela lokuzulazula ongalidingi ngempela, noma mhlawumbe ukhetha umbala wakho wesibili oyintandokazi ngoba udinga imoto NGOKUSHESHA. Nokho, ungakwazi futhi ukubhuka imoto oyifunayo uma uzimisele ukulinda, futhi lokho kungcono kakhulu.

Ikhono loku-oda imoto lilawulwa umenzi wezimoto, hhayi umdayisi. Ukuthi umdayisi uthi angakwazi ukukuphuca imoto yakho akusho ukuthi angakwazi. Kodwa-ke, umdayisi omuhle uzokwazi ukukutshela ngokwethembeka nangokunembile uma i-oda lingenzeka nokuthi yisiphi isikhathi soku-oda esilinganiselwe.

Ngokuvamile, zonke izinhlobo zaseYurophu zizohlinzeka ngezimoto ezi-odwe. Okufanayo ngokuvamile kusebenza kuma-automaker amathathu asekhaya amakhulu. Uma kukhulunywa ngemikhiqizo yase-Asia efana neToyota, Honda, Nissan neHyundai, isimo sixubile. Amanye amabhrendi enza "izicelo zokuqokwa" okungewona ama-oda ncamashi, kanti amanye, njenge-Subaru, angafaka i-oda lalokho okufunayo.

Isixwayiso lapho u-oda ukuthi ungakwazi uku-oda imoto kuphela engenziwa ngendlela oyifisayo kuwebhusayithi yomenzi wezimoto. Isibonelo, awukwazi uku-oda imoto eshintshwayo uma ingatholakali kuleyo modeli.

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