Yini okudingeka uyikhumbule ukuze ungazisoli ngokuthenga imoto esetshenzisiwe

Okuqukethwe

1. Thatha Idrayivu Yokuhlola Enhle
2. Qiniseka ukuthi unohlelo lokubuyisela

Ngokocwaningo, u-63% wabathengi bezimoto ezisetshenzisiwe badinga izinsuku ezingaphezu kweziyisikhombisa ukuze bazizwe beqiniseka uma bethenga ngendlela efanele.

Cishe uke uzwe umuntu ethi uthenge imoto uyazisola, kuyenzeka kuyo yonke imboni, kodwa uma kukhulunywa ngezimoto, amaloli, amaveni nokunye, ukuzisola komthengi kubuhlungu kakhulu kunepheya lezicathulo, ngoba isibonelo.

Kungakhathaliseki ukuthi ufuna imoto eke yasetshenziswa noma entsha, nazi izindlela ezimbili zokugwema ukuzisola komthengi futhi ujabule ngokutshalwa kwezimali kwakho.

1. Thatha Idrayivu Yokuhlola Enhle

Ukuhlola ukushayela imoto ngaphambi kokuyithenga akuyona into entsha. Lo mzamo uvumela ongase abe umthengi ukuthi azijwayeze nemoto ngaphambi kokutshala imali. Ukuhlolwa kokushayela sekuyingxenye evamile yokuthengisa imoto, ngisho noma kuthatha imizuzu engama-30 noma ihora. Ngale ndlela, ukuhlolwa kokushayela kusize ukunciphisa ukuzisola komthengi.

2. Qiniseka ukuthi unohlelo lokubuyisela

Abathengisi bendabuko akubona kuphela abavumela amakhasimende ukuthi aphromothe umkhiqizo wabo ngaphambi kokuthenga. Izitolo eziku-inthanethi nazo zilandela le modeli. Nokho, kubonakala kunokungqubuzana okuthile ezinhlelweni zabo. Ngokusho kwe-website ye-Vroom, bathi, "Kusukela ngosuku okulethwa ngalo imoto yakho, unesonto eligcwele (izinsuku ezingu-7 noma amamayela angu-250, noma yikuphi okuza kuqala) ukuze wazi imoto yakho." Uma kuqhathaniswa, indawo yeCarvana ihluke kancane. Ithi: “Isiqinisekiso sokubuyiselwa imali sezinsuku ezingu-7 siqala kusukela ngosuku othatha ngalo imoto, kungakhathaliseki ukuthi yisiphi isikhathi sosuku. Ngalesi sikhathi, ungakwazi ukuyishayela amakhilomitha angu-400 bese uyibuyisela noma uyishintshe nganoma yisiphi isizathu.”

Nokho, izinhlelo zokuhlola ziyaqhubeka nokuvela. Isibonelo, omunye wabadayisi abakhulu bezimoto ezisetshenzisiwe ezweni, i-CarMax, yethule idrayivu entsha yokuhlola futhi. Inhloso yakhe ngesinyathelo esisha ukuqeda ngokuphelele ukuzisola komthengi. Le nkampani inezitolo zenyama futhi inikeza ithuba lokuthenga imoto online. Ngokwesitatimende esikhishwe kwabezindaba, iCarMax ithole ukuthi u-63% wabathengi bezimoto ezisetshenzisiwe bathatha izinsuku ezingaphezu kweziyisikhombisa ukwenza isiqiniseko sokuthi bathenga ngendlela efanele.

Ibheka imiphumela yocwaningo, inkampani yethula uhlelo lwe-hybrid sales and test drive oluzovumela umthengi ukuthi ahlole imoto kungakapheli amahora angama-24. Ngaphezu kwalokho, banikeza isiqinisekiso sokubuyiselwa imali sezinsuku ezingama-30 uma kwenzeka umthengi enganelisekile ngokuthenga. Kucishe kufane nesivivinyo sezinsuku ezingama-30 kodwa singafika kumamayela ayi-1,500.

Ngokucabangela lezi zakhi lapho uthenga imoto, ungaqiniseka ukuthi imali yakho ayizange itshalwe kabi, kodwa ngaphezu kwakho konke lokho uzokwaneliseka ngokuphelele ngokukhethwa kwemoto okwenzile.

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