Izifunda zokushayela ezihamba phambili nezimbi kakhulu

Ngemva kweminyaka yokwehla, abashayeli baseMelika babuyela emigwaqweni ngezinombolo ezirekhodiwe.

Ngokusho komkhulumeli we-AAA, uJulie Hall, "AbaseMelika bashayela amamayela ayi-3.1 trillion ngo-2015, irekhodi lesikhathi sonke kanye namaphesenti angama-3.5 aphezulu kunango-2014. I-Great American Journey ibuyile, sibonga kakhulu ngokwehla kwentengo yegesi."

Ehlobo, ukushayela kuyanda futhi abashayeli abaningi balungiselela uhambo emgwaqeni. Ilungiselela isizini yokushayela, i-CarInsurance.com isebenzise amamethrikhi ayisishiyagalombili ukuze inqume ukuthi yiziphi izifunda ezingcono kakhulu nezimbi kakhulu kubashayeli. I-Minnesota ne-Utah ihamba phambili ohlwini, kuyilapho i-Oklahoma neCalifornia iphansi ohlwini. I-Utah ne-Minnesota bahola isizwe, beqeda indawo yoku-1 neyesi-2, ngokulandelana. ICalifornia ikleliswe endaweni yama-50 kanye ne-Oklahoma yama-49.

I-Carinsurance.com ikala isifunda ngasinye ngokusekelwe kulezi zici ezilandelayo:

• Umshwalense: Iphesenti lomshwalense wezimoto lincike emalini engenile yomndeni.
• Abashayeli Abangaqinisekisiwe: Amaphesenti alinganiselwe abashayeli abangenawo umshwalense.
• Ukufa komgwaqo: Isibalo saminyaka yonke sokufa kwabantu emigwaqweni yabantu abayizi-100,000.
• Imigwaqo: Amaphesenti emigwaqo esesimweni esibi/esilingene.
• Amabhuloho: Amaphesenti amabhuloho atholwe enamaphutha ekwakhekeni.
• Izindleko Zokulungisa: Izindleko ezengeziwe ezilinganiselwe zokulungisa imoto yakho ngenxa yokushayela emigwaqweni emibi.
• Igesi: Intengo emaphakathi yelitha likaphethiloli
• Ukubambezeleka Kohambo: Ukubambezeleka kwaminyaka yonke ngamahora umgibeli ngamunye edolobheni elimatasatasa lesifundazwe.
• Ama-bypasses*: Inombolo yezindawo zokudlula eziqokwe wumbuso (igama lesambulela seqoqo lemigwaqo engu-150 ehlukene nehlukahlukene ekhethwe nguNobhala Wezokuthutha wase-US, okuhlanganisa i-National Scenic Bypasses kanye ne-All-American Highways).

* Kusetshenziswa njengekhefu lokubopha

Izilinganiso ezinesisindo zibalwe ngezinto ezilandelayo:

• Izinga lokufa kwaminyaka yonke ngenxa yezingozi zomgwaqo kubantu abayi-100,000 ngokwe-IIHS ngama-20%.
• Izindleko zonyaka ezimaphakathi zomshwalense njengephesenti lemali engenayo yomndeni emaphakathi ngokusekelwe kudatha evela ku-Carinsurance.com kanye ne-US Census Bureau ngu-20%.
• Amaphesenti emigwaqo esesimweni esibi/esiphakathi - 20%
• Izindleko ezilinganiselwe zokulungisa imigwaqo namabhuloho ngomshayeli ngamunye esifundazweni ngokusekelwe kudatha yoMnyango Wezokuthutha wase-US ngu-10%.
• Intengo emaphakathi ngegaloni ngalinye legesi esekelwe embikweni we-AAA Fuel Gauge - 10%
• Ukubambezeleka kwaminyaka yonke ngomgibeli wemoto ngayinye ngokusekelwe ku-2015 Texas A&M Urban Mobility Scorecard - 10%
• Iphesenti lamabhuloho abonwa njengangasebenzi kahle - 5%
• Iphesenti elilinganiselwe labashayeli abangaqinisekisiwe ngokususelwa kudatha evela ku-Insurance Information Institute ngu-5%.

Izifunda zokushayela ezihamba phambili nezimbi kakhulu
Isifunda	Izinga	Umshuwalense	okungaqinisekisiwe abashayeli	I-albhamu kuphela efile	Imigwaqo	Amabhuloho	Ukulungiswa	Gas	Ukuhambisa ukubambezela
I-Utah	1	2.34%	5.8%	8.7	25%	15%	$197	$2.07	Amahora we-37
Minnesota	2	2.65%	10.8%	6.6	52%	12%	$250	$1.91	Amahora we-47
New Hampshire	3	2.06%	9.3%	7.2	54%	32%	$259	$2.01	Amahora we-15
EVirginia	4	2.14%	10.1%	8.4	47%	26%	$254	$1.89	Amahora we-45
Vermont	5	2.42%	8.5%	7	45%	33%	$424	$2.09	Amahora we-17
E-Indiana	6	3.56%	14.2%	11.3	17%	22%	$225	$1.98	Amahora we-43
I-Iowa	7	2.33%	9.7%	10.3	46%	26%	$381	$2.01	Amahora we-12
I-Maine	8	2.64%	4.7%	9.8	53%	33%	$245	$2.11	Amahora we-14
Nevada	9	3.55%	12.2%	10.2	20%	14%	$233	$2.44	Amahora we-46
North Carolina	10	2.09%	9.1%	12.9	45%	31%	$241	$1.95	Amahora we-43
Nebraska	11	2.60%	6.7%	12	59%	25%	$282	$2.03	Amahora we-32
I-Ohio	12	2.80%	13.5%	8.7	42%	25%	$212	$1.98	Amahora we-41
Грузия	13	4.01%	11.7%	11.5	19%	18%	$60	$2.01	Amahora we-52
I-Delaware	14	4.90%	11.5%	12.9	36%	21%	$257	$1.93	Amahora we-11
I-Hawaii	15	1.54%	8.9%	6.7	49%	44%	$515	$2.60	Amahora we-50
eKentucky	16	4.24%	15.8%	15.2	34%	31%	$185	$1.98	Amahora we-43
Alaska	17	2.27%	13.2%	9.9	49%	24%	$359	$2.28	Amahora we-37
EMissouri	18	2.71%	13.5%	12.6	31%	27%	$380	$1.82	Amahora we-43
Idaho	19	2.83%	6.7%	11.4	45%	20%	$305	$2.09	Amahora we-37
ENyakatho Dakota	20	2.95%	5.9%	18.3	44%	22%	$237	$1.97	Amahora we-10
Massachusetts	21	3.09%	3.9%	4.9	42%	53%	$313	$2.03	Amahora we-64
I-Wyoming	22	2.85%	8.7%	25.7	47%	23%	$236	$1.98	Amahora we-11
Alabama	23	4.74%	19.6%	16.9	25%	22%	$141	$1.85	Amahora we-34
ETennessee	24	4.14%	20.1%	14.7	38%	19%	$182	$1.87	Amahora we-45
INingizimu Carolina	25	3.88%	7.7%	17.1	40%	21%	$255	$1.83	Amahora we-41
E-Arizona	26	3.32%	10.6%	11.4	52%	12%	$205	$2.13	Amahora we-51
Kansas	27	3.00%	9.4%	13.3	62%	18%	$319	$1.87	Amahora we-35
ETexas	28	4.05%	13.3%	13.1	38%	19%	$343	$1.87	Amahora we-61
Maryland	29	2.63%	12.2%	7.4	55%	27%	$422	$2.05	Amahora we-47
Montana	30	3.89%	14.1%	18.8	52%	17%	$184	$2.00	Amahora we-12
I-Illinois	31	2.73%	13.3%	7.2	73%	16%	$292	$2.07	Amahora we-61
I-Флорида	32	5.52%	23.8%	12.5	26%	17%	$128	$2.05	Amahora we-52
I-Connecticut	33	3.45%	8.0%	6.9	73%	35%	$294	2.16%	Amahora we-49
ENew Mexico	34	3.59%	21.6%	18.4	44%	17%	$291	$1.90	Amahora we-36
West Virginia	35	4.77%	8.4%	14.7	47%	35%	$273	$2.02	Amahora we-14
ENew York	36	3.54%	5.3%	5.3	60%	39%	$403	$2.18	Amahora we-74
ENyakatho Dakota	37	2.92%	7.8%	15.9	61%	25%	$324	$2.02	Amahora we-15
IColorado	38	2.93%	16.2%	9.1	70%	17%	$287	$1.96	Amahora we-49
e-Oregon	39	3.15%	9.0%	9	65%	23%	$173	$2.18	Amahora we-52
I-Arkansas	40	4.28%	15.9%	15.7	39%	23%	$308	$1.84	Amahora we-38
Ijezi elisha	41	3.91%	10.3%	6.2	68%	36%	$601	$1.87	Amahora we-74
Washington	42	2.80%	16.1%	6.5	67%	26%	$272	$2.29	Amahora we-63
ePennsylvania	43	2.93%	6.5%	9.3	57%	42%	$341	$2.20	Amahora we-48
Rhode Island	44	3.80%	17.0%	4.9	70%	57%	$467	$2.08	Amahora we-43
I-Michigan	45	6.80%	21.0%	9.1	38%	27%	$357	$1.99	Amahora we-52
Mississippi	46	5.23%	22.9%	20.3	51%	21%	$419	$1.84	Amahora we-38
E-Wisconsin	47	3.23%	11.7%	8.8	71%	14%	$281	$2.01	Amahora we-38
e-Louisiana	48	6.65%	13.9%	15.9	62%	29%	$408	$1.86	Amahora we-47
E-Oklahoma	49	5.25%	25.9%	17.3	70%	25%	$425	$1.80	Amahora we-49
California	50	4.26%	14.7%	7.9	68%	28%	$586	$2.78	Amahora we-80

Izifunda zibalwa kanjani ezimweni zokushayela

Izimo ezinhle zomgwaqo, ukulungiswa kwegesi nokulungisa izimoto okungabizi, umshwalense wezimoto oshibhile, nokufa okuphansi nokubambezeleka kwethrafikhi konke kuzuza amaphuzu ezifundazweni phezulu ohlwini. I-Utah inezindleko eziphezulu zomshwalense, ngamaphesenti amabili kuphela emali engenayo yasekhaya esetshenziswa kumshwalense wemoto, kuyilapho abantu baseCalifornia bechitha amaphesenti amane. U-68% wemigwaqo yase-California isesimweni esibi, kodwa u-25% kuphela wemigwaqo yase-Utah ekuleso simo. I-New Jersey inezindleko eziphakeme kakhulu zokulungisa umgwaqo ngo-$601 umshayeli ngamunye, ilandelwa yiCalifornia ngo-$586 kanye ne-Utah ngenani elilinganiselwe lama-$187. I-Sunny California inesiminyaminya eside kunazo zonke kanye negesi ebiza kakhulu ezweni.

Amaphesenti emigwaqo esesimweni esibi/esimaphakathi

Imiphumela isabalale kuzo zonke izifundazwe ngephesenti eliphezulu neliphansi kakhulu lemigwaqo esesimweni esibi/esilingene. Kwakungekho neyodwa indawo enemigwaqo emibi kakhulu noma emihle kakhulu. I-Illinois ne-Connecticut, ku-73%, banamaphesenti aphezulu kakhulu emigwaqo emagebhugebhu nemigodi. Abashayeli e-Indiana nase-Georgia bajabulela i-pavement ebushelelezi ku-17% no-19% ngokulandelanayo.

Yeka ukuthi imigwaqo emibi inomthelela kangakanani ezindlekweni zokukhanda izimoto

Abashayeli kuyo yonke indawo kufanele baxoshe ukuze balungise izimoto zabo lapho izimo zomgwaqo ezimbi zilimaza izimoto zabo. Izakhamizi zaseNew Jersey zikhokha isilinganiso sama- $601 ngonyaka, kanti izakhamizi zaseCalifornia zisebenzisa ama- $586. Ngakolunye uhlangothi, izakhamizi zaseFlorida zisebenzisa ama- $ 128 ngonyaka, kanti abaseGeorgia bachitha ama- $ 60 kuphela.

Ukubambezeleka ngehora kwezitimela zasemadolobheni ngonyaka

Izifunda ezisogwini zibukeka zizimbi kakhulu kubagibeli, kanti izifundazwe zaseMidwestern zinebambezeleka kancane. I-Texas A&M Transportation Institute ibambisene ne-INRIX ukuze idale i-Urban Mobility Scorecard ekala ukuthi mangakhi amahora ngonyaka umgibeli obambezeleka ngenxa yethrafikhi edolobheni lesifundazwe elimatasatasa. ILos Angeles, eCalifornia iyona embi kakhulu, enamahora angama-80 ngonyaka, kanti iNewark, New Jersey neNew York ilingana namahora angama-74 ngonyaka. Abashayeli eNyakatho Dakota nase-Wyoming abavamile ukuzwa ukubambezeleka kwethrafikhi amahora angu-10 nayi-11 ngokulandelana.

Sisebenzise izilinganiso zomshwalense wezimoto ezimaphakathi ngezwe njengesisekelo sezibalo zethu zephesenti lemali engenayo yaminyaka yonke yomndeni echithwa kumshwalense wezimoto. IMichigan neLouisiana, lapho cishe amaphesenti ayisikhombisa echithwa khona minyaka yonke emshwalenseni wezimoto, yiwona abiza kakhulu. Imali engenayo yonyaka emaphakathi eMichigan ingama- $52,005 kanti umshwalense waminyaka yonke wemoto ungama- $3,535. E-Louisiana, imali emaphakathi ingu-$42,406K, kanti u-$2,819K usetshenziselwa umshwalense.

E-New Hampshire, imali emaphakathi ingu-$73,397 kanti u-$1,514 usetshenziselwa umshwalense wemoto—cishe u-2% wayo yonke. Izakhamizi zaseHawaii zithola u-$71,223 futhi zichitha isilinganiso esingu-$1,095 kumshwalense wemoto - lokho kungu-$1.54 kuphela%.

Ucwaningo lwabashayeli: Cishe ama-25% azonda ukushayela; ukushayela "okubi".

Abashayeli abangu-1000 abahlolwa yi-Carinsurance.com banikeze izimpendulo zabo mayelana nezici ezinhle kakhulu nezimbi kakhulu zokushayela kanye nendlela abazizwa ngayo ngokushayela ngokujwayelekile. Abashayeli banolwazi olulandelayo lapho benza imisebenzi ethile futhi besendleleni:

• Ngikuthola kujabulisa kakhulu: 32%
• Ngikuthola kucindezela kodwa angikwesabi: 25%
• Ngikuthola kucindezela kakhulu futhi ngiyesaba: 24%
• Kunoma ikuphi, angicabangi kakhulu ngakho: 19%

Izinto ezingathandeki kakhulu ezibangela imizwa engemihle ngemuva kwesondo yilezi:

• Ithrafikhi: 50%
• Ukuziphatha okubi kwabanye abashayeli ngemuva kwesondo: 48%
• Izimo zomgwaqo ezimbi njengemigodi: 39%
• Ingqalasizinda ebuthaka, njengeziphambanomgwaqo ezingahlelelwe kahle: 31%
• Ukwakhiwa kwemigwaqo noma amabhuloho: 30%
• Amanani omshwalense wemoto abizayo: 25%
• Isimo sezulu esishisayo: 21%

Ngakolunye uhlangothi, abashayeli bezimoto bathi lezi zici zinomthelela ekushayeleni ngokukhululeka:

• Imigwaqo eminingi inakekelwe: 48%
• Izindlela eziningi zemvelo: 45%
• Isimo sezulu esihle: 34%
• Amanani omshwalense wemoto ashibhile: 32%

Sebenzisa lolu lwazi ngesikhathi esilandelayo lapho uhlela uhambo.

Lesi sihloko sishintshwe ngokuvunywa kwe-carinsurance.com: http://www.carinsurance.com/Articles/best-worst-states-driving.aspx