Indlela yokuqinisekisa imoto? OSAGO, CASCO kuphi lapho kungcono ukukwenza
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Indlela yokuqinisekisa imoto? OSAGO, CASCO kuphi lapho kungcono ukukwenza

27.06.2022 /

Noma yimuphi umshayeli ufuna ukuzivikela ezinkingeni ezihlukahlukene ezingase zenzeke kuye nasemotweni yakhe. Indlela engcono kakhulu yokuzisindisa ezindlekweni zemali eyengeziwe umshwalense wezimoto. E-Russia, kunezinhlobo ezinjalo zomshuwalense wemoto:

  • I-CTP;
  • I-DSAGO;
  • I-CASCO.

Indlela yokuqinisekisa imoto? OSAGO, CASCO kuphi lapho kungcono ukukwenza

Uma ungenayo inqubomgomo ye-OSAGO ezandleni zakho, ungaphansi kwesibopho sokuphatha futhi ungase uhlawuliswe ngokuhambisana neKhodi Yamacala Okuphatha. Ngaphansi kwe-OSAGO, inani eliphakeme lezinkokhelo liyi-400 ayizinkulungwane, le mali izosetshenziselwa ukukhokhela umonakalo owubangele kumuntu olimele. Uma leli nani linganele, ungathola izinkokhelo zesinxephezelo ngaphansi kwenqubomgomo ye-DSAGO. Uma ufuna ukuthi umonakalo odalwe emotweni noma empilweni yakho unxeshezelwe, kuzodingeka ukuthi udwebe inqubomgomo ye-CASCO.

Ukuze uthole umshuwalense wemoto, udinga ukukhetha inkampani yomshuwalense. Izindleko zezinqubomgomo ze-OSAGO ne-DSAGO zilungisiwe kulo lonke elaseRussia futhi zincike ezintweni ezihlukahlukene: izindleko zemoto, amandla enjini, ubudala, inani lemicimbi eqinisekisiwe esikhathini esidlule, njll. Ukufaka isicelo somshwalense, kufanele uhlinzeke:

  • iphasiphothi yakho;
  • VU;
  • iphasiphothi yobuchwepheshe.

Ngaphezu kwalokhu, kukhona amanye amadokhumenti: isitifiketi sokubhaliswa, isigqebhezana sokudlulisa i-MOT, i-VU namaphasipoti abantu ababhalwe ku-OSAGO, inqubomgomo yomshuwalense wonyaka odlule.

Indlela yokuqinisekisa imoto? OSAGO, CASCO kuphi lapho kungcono ukukwenza

Noma iyiphi inkampani yomshuwalense izodinga le mibhalo kuwe, ngaphezu kwalokho, iphakheji lingakhula ngokuya ngohlelo lomshwalense olukhethiwe kanye nezimo ezikhethekile: isibonelo, uma imoto ithengwe ngesikweletu, khona-ke uzodinga ukwethula isivumelwano nebhange. . Ezinye izinkampani zingadinga isitifiketi sokukhokha izindleko zemoto ekhabetheni ukuze zibale kahle izindleko zomshwalense.

Uma uthenge imoto ebisetshenziswa ngaphambilini, uzodinga ukuthi ulethe isitifiketi sokulinganisa inani layo. Ukuze ukhiphe inqubomgomo ye-CASCO, umenzeli angase adinge ulwazi mayelana nemibandela yokugcina imoto kanye nezinhlelo zokulwa nobugebengu ozisebenzisayo.

Uma unawo wonke amadokhumenti ezandleni zakho, ugcwalisa isicelo, i-ejenti ifaka yonke idatha efomini elikhethekile. Konke lokhu kufanele kufundwe ngokucophelela futhi kusayinwe. Ungakwazi futhi ukufaka isicelo somshwalense nge-inthanethi ngokuthumela yonke imininingwane nge-imeyili. Inkampani yomshwalense izogcwalisa wonke amadokhumenti iyodwa, futhi kufanele uwasayine kuphela.

Ngemva kokukhokha irisidi, uzonikezwa ipholisi, irisidi yokukhokha kanye nencwajana enemithetho yomshwalense. Konke lokhu kufanele kugcinwe ngesikhathi somshwalense.




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