Indlela yokukhetha inkampani yomshuwalense wemoto

Ukuthola umshwalense wezimoto akuyona enye yezinto ezijabulisa kakhulu zokuba nemoto, kodwa enye yezinto ezibaluleke kakhulu. Umshwalense wezimoto ubaluleke ngendlela emangalisayo njengoba ungakongela izizumbulu zemali futhi ugweme izinkinga ezingokomthetho uma kwenzeka ingozi noma kwenzeka okuthile obungakulindele emotweni yakho.

Ngaphezu kokuba usizo olukhulu, umshwalense wemoto udingwa ngumthetho emazweni amaningi. Ngokuvamile, uma imoto yakho ibhalisiwe, kufanele futhi ibe nomshwalense. Futhi uma imoto yakho ingabhalisiwe futhi ingaqinisekisiwe, awukwazi ukuyishayela ngokusemthethweni.

Njengoba ubalulekile umshwalense wemoto, ukukhetha inkampani yomshwalense kungase kubonakale kuwubunzima. Kunenqwaba yezinkampani zomshwalense ezitholakalayo futhi izinhlelo zingahluka kakhulu kukho kokubili amanani kanye nokufakwa.

Ukukhetha inkampani yomshuwalense akufanele kube yinkinga enkulu uma ulandela izinyathelo ezimbalwa ezilula.

Ingxenye 1 kwezi-3: Khetha Okubalulekile Kwakho Kumshwalense

Isinyathelo 1: Nquma ukuthi iyiphi ikhava oyidingayo. Izinqubomgomo zomshwalense ezihlukene zinamazinga ahlukene okukhava, futhi kubalulekile ukunquma ukuthi yiluphi uhlobo lokukhava olufunayo lwemoto yakho.

Uma uhlala edolobheni elimatasa, shayela nsuku zonke, futhi upake emgwaqweni ominyene, ungase udinge iphakethe lomshwalense elibanzi. Uma uhlala emaphandleni, paka egalaji lakho, futhi ushayela ngezimpelasonto kuphela, inqubomgomo ebanzi ingase ingabalulekile kuwena.

Ezinye izinkampani zomshwalense zinikeza intethelelo yengozi, okusho ukuthi amanani akho ngeke anyuke uma wehlelwa yingozi. Nokho, ungathola icebo elishibhe kancane uma lingafaki ukuthethelelwa ngengozi.

• ImisebenziIMP: Nakuba kuhlale kulingeka ukukhetha amaphakheji omshwalense ashibhe kunawo wonke atholakalayo, kufanele ngaso sonke isikhathi uqiniseke ngekhava oyitholayo ngaphambi kokuthatha umshwalense.

Zinike isikhathi sokubheka zonke izinketho ezahlukene bese unquma ukuthi iyiphi ongayikhetha.

Isinyathelo sesi-2. Khetha isabelomali esidonswayo. Nquma ukuthi yiliphi iqembu ongathanda ukuthi i-franchise yakho ibe kulo.

I-deductible inani lemali okufanele uyikhokhe ngaphambi kokuba inkampani yomshwalense iqale ukumboza izindleko zomonakalo. Isibonelo, uma imali yakho edonswayo ingu-$500 futhi udinga ukufaka isiphephelo-moya sakho esiqhekekile ngo-$300, kuzodingeka ukukhokhele konke. Uma ube nengozi eholela emonakalweni wenani lika-$1000, kuzodingeka ukhokhe u-$500 ukhiphe ephaketheni futhi inkampani yakho yomshwalense kuzomele ikhokhe u-$500 osele.

Izinhlelo zomshwalense ezihlukene zingaba nemali edonswayo ehlukene. Ngokuvamile, imali encane edonswayo isho inkokhelo yanyanga zonke ephakeme, kanti imali edonswayo ephakeme isho inkokhelo ephansi.

Cabangela ukuthi yimalini oyilondolozile nokuthi maningi kangakanani amathuba okuthi udinge ukulungiswa imoto yakho, bese unquma ukuthi ufuna imali edonswayo ephansi, ephakathi, noma ephezulu.

Isinyathelo sesi-3: Nquma ukuthi yini oyifunayo ku-ISP. Khetha ukuthi yini ebalulekile kuwe enkampanini yomshuwalense.

Ngaphezu kwezindleko kanye nokufakwa, cabangela uhlobo lwenkampani yomshwalense oyicabangelayo.

Uma uthanda inkampani enesevisi nokusekela okungu-XNUMX/XNUMX, thenga umshwalense enkampanini enkulu. Uma ukhetha insizakalo enhle yomphakathi kanye nekhono lokuhlangana nomenzeli wakho womshwalense lapho unemibuzo, i-ejensi yomshuwalense wendawo ezimele cishe iyona efanelekela izidingo zakho.

Ingxenye 2 kwezi-3: Yenza ucwaningo lwakho

Isithombe: Inhlangano Kazwelonke Yokhomishana Bomshwalense

Isinyathelo 1: Bheka izikhalazo ngezinkampani. Buyekeza izikhalazo ezifakwe ngokumelene nezinkampani zomshwalense wezimoto.

Vakashela iwebhusayithi yoMnyango Womshuwalense wombuso wakho futhi ubuke isilinganiso sesimangalo sezinkampani zomshwalense ezihlukahlukene ozicabangelayo. Lokhu kuzokukhombisa ukuthi mangaki amakhasimende akhononda ngabaphakeli nokuthi zingaki izikhalazo ezivunyelwe.

• ImisebenziIMP: Ungasebenzisa futhi le webhusayithi ukuze uqiniseke ukuthi yonke inkampani inelayisensi yokuthengisa umshwalense wezimoto esifundeni sakho.

Isinyathelo sesi-2: Buza nxazonke. Buza nxazonke ukuze uthole imibono ngezinkampani ezihlukahlukene zomshwalense wezimoto.

Buza abangani bakho nomndeni mayelana nomshwalense wabo wezimoto nokuthi bajabule kangakanani ngezinqubomgomo, izintengo, kanye nesevisi yamakhasimende.

Zama ukushayela umakhenikha wangakini futhi ubone ukuthi banazo yini izeluleko ngezinkampani zomshwalense. Njengoba omakhenikha besebenzelana ngqo nezinkampani zezimoto, bavame ukuqonda kahle ukuthi yiziphi izinkampani ezilungele amakhasimende nokuthi yiziphi ezingawathandi.

Sesha ngokushesha ku-Google ukuze ubone ukuthi abanye abantu bathini mayelana nezinkampani zomshwalense ozicabangelayo.

Isinyathelo sesi-3: Hlola isimo sakho sezezimali. Bheka isimo sezimali sezinkampani zomshwalense ezahlukene.

Kubalulekile ukuthola inkampani yomshwalense esesimeni esihle ngokwezimali, ngaphandle kwalokho ngeke ikwazi ukukunikeza usizo oludingayo.

Vakashela i-JD Power ukuze ubone ukuthi izinkampani ozikhethile ziqhuba kanjani.

Ingxenye 3 kwezi-3: Thola futhi Uqhathanise Izilinganiso Zomshwalense Wezimoto

Isinyathelo 1: Thola izingcaphuno zomshwalense. Iya kumawebhusayithi ezinkampani zomshwalense ezinkulu nezincane. Sebenzisa ingxenye yezingcaphuno zomshwalense yekhasi labo ukuze ucele ikhotheshini ngezidingo zakho zomshwalense.

Ngemva kwezinsuku ezimbalwa, kufanele uthole okunikezwayo ngeposi noma nge-imeyili.

Uma ungathanda impendulo esheshayo noma ubuze imibuzo mayelana nezinqubomgomo zomshwalense, sicela ushayele ucingo noma uvakashele amahhovisi omshwalense endawo yangakini.

• ImisebenziIMP: Uma ucela ikhotheshini yomshwalense, yiba nolwazi oluyisisekelo lwemoto esandleni, kanye namagama nezinsuku zokuzalwa zanoma yibaphi abashayeli ongathanda ukuba nomshwalense wemoto.

Isinyathelo sesi-2: Cela izaphulelo. Buza inkampani ngayinye yomshwalense ukuthi uyafaneleka yini ukuthola izaphulelo.

Izinkampani eziningi zomshwalense zinikeza izaphulelo eziningi. Ungathola isaphulelo ngokuba nerekhodi eliphelele lokushayela, ngokuba nezici zokuphepha emotweni yakho, noma umshwalense wekhaya noma wempilo kumhlinzeki ofanayo.

Buza inkampani ngayinye yomshwalense ukuthi inazo yini izaphulelo ukuze ubone ukuthi uyafaneleka yini ukuthola noma yisiphi sazo.

Isinyathelo sesi-3: Xoxisana ngentengo engcono kakhulu. Uma usunemititilizo eminingi yomshwalense, thola izinketho ezingcono kakhulu futhi uxoxisane ngentengo engcono kakhulu.

• ImisebenziIMP: Sebenzisa izingcaphuno ozithola ezinkampanini ezihlukene ukuze uzame ukuthola intengo engcono kakhulu kulowo oncintisana naye.

• ImisebenziIMP: Ungesabi ukutshela umhlinzeki wakho ukuthi awukwazi ukucabangela inkampani yabo yomshwalense ngaphandle uma behlisa amanani abo. Bangase bathi cha, lapho ungakhetha enye yezinketho ezinenani elingcono, kodwa futhi bangase behle amanani abo kakhulu ukuze bazame ukuthola ibhizinisi lakho.

Isinyathelo sesi-4: Khetha uhlelo. Ngemva kokuthola zonke izingcaphuno zokugcina ezivela ezinkampanini zomshwalense ezihlukahlukene, khetha inqubomgomo kanye nenkampani evumelana kangcono nezidingo zakho, imoto yakho kanye nesabelomali sakho.

Ukukhetha inkampani yomshwalense kanye nenqubomgomo akudingeki kube nzima. Landela lezi zinyathelo futhi uzothola kalula uhlelo nomhlinzeki okulungele.