Ungathola kanjani ukuthi kubiza malini ukuba nemoto

Enye yezindleko ezinkulu ezokuthutha. Kuyindlela ophuma ngayo ekhaya uye emsebenzini, esikoleni, esitolo segrosa noma ebhayisikobho, futhi kubiza imali. Wake wabala ukuthi kubiza malini ukusebenzisa imoto yakho?

Ukubala izindleko zokuqhuba imoto yakho kuwumqondo omuhle wokusiza ukulandelela izimali zakho. Kunezici emdlalweni ongase ungazicabangeli ngaphandle kokukhokhela imoto yakho, njenge:

• Izindleko zokufaka uphethiloli egalaji likaphethiloli
• Izimali zomshwalense
• Izindleko zokulungisa nokulungisa
• Inkokhelo yokupaka imoto
• Imali yokubhalisa

Inkokhelo yakho yemalimboleko yemoto noma yokuqashisa ayikona ukuvezwa kweqiniso kwezindleko zokushayela ngoba ingahluka kakhulu kuye ngokuthi ukhetha imoto, inani lemali oyikhokhayo, kanye nezinto eziguquguqukayo ezifana nokwehla kwenani nesimo, ngakho-ke ngeke ifakwe ukubala.

Uzofunda ukuthi ungahlukanisa kanjani izindleko zokushayela ngezindleko zosuku kanye nezindleko zemayela ngalinye. Lokhu kungakusiza ukuthi ubone ukuthi yimalini ongakwazi ukuyikhokhela imoto, ukuqasha, noma ezinye izindleko zanyanga zonke.

Ingxenye 1 kwezingu-5: Nquma Izindleko Zakho Zamafutha

Isinyathelo 1: Gcwalisa ithangi ngophethiloli. Gcwalisa ithangi ngophethiloli omningi njengoba kudingeka ukuze wenze isibambo ekuchofozeni kwepompo yesiteshi sikaphethiloli.

• Ungagcwalisi ithangi futhi ungafiki edolani eliseduze.

• Leli izinga lakho likaphethiloli eliyisisekelo lazo zonke izibalo zakho.

Isinyathelo 2. Qaphela ukufundwa kwe-odometer.. Bhala phansi ukufundwa kwe-odometer ngaphambi kokuba ushiye iphampu yesibaseli ukuze ungakhohlwa futhi ubhale phansi inombolo engalungile kamuva.

• Ake sithathe amamayela ayi-10,000 njengesibonelo.

Isinyathelo sesi-3: Shayela ngokujwayelekile kuze kube yisikhathi sokugcwalisa futhi. Ukuze uthole isibalo esinembe kakhulu, sebenzisa okungenani ithangi elingu-¾ likaphethiloli. Ngale ndlela, okudidayo okufana nokungenzi lutho isikhathi eside kufinyelelwa kangcono.

Isinyathelo sesi-4: Gcwalisa ithangi. Qala futhi ngendlela efanayo naleyo esesinyathelweni 1 ngaphandle kokugcwalisa ngemuva kokuthi iphampu ivaliwe.

Isinyathelo sesi-5: Bhala phansi amanothi. Qaphela inani lamagalani agcwaliswe ngophethiloli, izindleko ezingamagalani agcwalisiwe, nokufunda i-odometer yamanje.

• Sebenzisa inombolo egcwele empompini, okuhlanganisa zonke izinombolo ngemva kwephoyinti ledesimali, ukuze uthole izibalo ezinembe kakhulu.

• Irisidi yegalaji likaphethiloli izophinde ibonise nenani lamagalani.

Isinyathelo sesi-6: Bala Ibanga. Susa ukufundwa kwe-odometer kokuqala ekufundweni kwe-odometer yokugcina.

• Leli yibanga osulihambile phakathi kwamagalaji kaphethiloli.

• Ake sithathe inombolo eqanjiwe yamamayela angu-10,400 njengokufunda kwakho kwesibili kwe-odometer yokugcwalisa amafutha.

• 10,400 10,000 khipha 400 kulingana namamayela ayi-XNUMX ethangini elilodwa.

Isinyathelo sesi-7: Bala Ukusebenza kahle. Hlukanisa ukufundwa kwe-odometer ngenani lamagalani owasebenzisile ekugcwaliseni kwakho kwesibili.

• Lesi sibalo sizokunikeza ukusebenza kahle kukaphethiloli wemoto yakho kulokho kufakwa i-refueling.

• Ake sithi uthenge amalitha angu-20 kaphethiloli egalaji lakho lesibili likaphethiloli.

• Amamayela angu-400 ahlukaniswe ngamalitha angu-20 alingana namamayela angu-20 ilitha ngalinye.

Isinyathelo sesi-8: Bala izindleko ngemayela. Hlukanisa izindleko zikaphethiloli ngegalani ngenani lamamayela ngegalani.

• Isibonelo, ucabangela ukuthi igaloni ngalinye lokucatshangelwa likaphethiloli libiza u-$3, lihlukanise ngamamayela angu-20.

• Izindleko zakho zikaphethiloli zingu-$15 ngemayela.

• Imisebenzi: Landelela indlela osebenzisa ngayo uphethiloli nokonga kukaphethiloli ngemva kokugcwalisa oku-3 noma ngaphezulu ukuze uthole isilinganiso esinembe kakhudlwana sezindleko zikaphethiloli ngemayela. Ukungenzi lutho ngezikhathi ezithile, amaphesenti aphezulu okushayela edolobheni, noma uhambo olude lungahlanekezela ukubonakaliswa kweqiniso kwemikhuba yakho yokushayela.

Isinyathelo sesi-9: Bala izindleko zakho zanyanga zonke zikaphethiloli. Gcina umbhalo walokho inani lamamayela owashayelayo ngenyanga evamile. Bala isilinganiso sakho sezindleko zikaphethiloli zanyanga zonke ngokuphindaphinda izindleko ngemayela ngebanga olishayelayo ngenyanga.

• Umshayeli ojwayelekile ushayela amamayela ayi-1,000 ngenyanga.

• Amamayela ayi-1,000 aphindwe ngamasenti angu-15 ngemayela lilingana no-$150 ezindlekweni zikaphethiloli ngenyanga.

Ingxenye 2 kwezi-5. Ukubala izindleko zomshwalense, ukubhaliswa kanye nokupaka

Isinyathelo 1: Yenza izikweletu. Lungiselela ama-invoyisi okubhaliswa kwemoto, umshwalense kanye nokupaka.

• Uma unendawo yokupaka yanyanga zonke noma yonyaka ekhaya nasemsebenzini, sebenzisa kokubili.

• Hlanganisa izikweletu zezindleko zonyaka.

• Uma izikweletu zakho zinyanga zonke, ziphindaphinde ngo-12 ukuze uthole izindleko zonyaka.

• Kunomehluko omkhulu ezindlekweni kuye ngohlobo lwemoto oyishayelayo, ukusetshenziswa kwemoto yakho, nendawo okuyo.

• Njengenombolo ecatshangelwayo, ake sithi isamba sezindleko zomshwalense, ukubhaliswa, neyokupaka ngama- $2,400 ngonyaka.

Ingxenye 3 kwezi-5: Ukubala Izindleko Zokulungisa Nezokunakekela

Isinyathelo 1. Engeza ama-invoyisi. Hlanganisa izikweletu zakho zokulungisa nezindleko zokunakekela zonyaka odlule.

Isinyathelo sesi-2: Qaphela. Bandakanya izinguquko zikawoyela, ukulungiswa kwethayi nokushintshwa, ukulungiswa kwemishini, nanoma yiziphi izindleko zikahulumeni noma zokuhlola ukungcola ozikhokhile.

Hlola ishejuli yesondlo yemoto yakho ethile ukuze uthole ukuthi kubiza malini unyaka ngamunye ukuyiqhuba.

Cabanga ukuthi izindleko eziphelele zokulungisa zingama- $ 1,000 ngonyaka.

Ingxenye 4 kwezingu-5: Bala izindleko zansuku zonke zokushayela

Isinyathelo 1: Thola isilinganiso sakho semayela. Thola isilinganiso semayela lakho lanyanga zonke bese uliphindaphinda ngo-12.

• Abashayeli abaningi benza isilinganiso samamayela ayi-12,000 XNUMX ngonyaka.

Isinyathelo sesi-2: Bala isamba sezindleko zikaphethiloli. Phindaphinda inani lamamayela ahanjwe ngezindleko zemayela ngalinye.

• Ukusebenzisa isibonelo sakho sangaphambilini, amamayela angu-12,000 aphindwe ngo-$15 ngemayela angu-$1,800 kaphethiloli ngonyaka.

Isinyathelo sesi-3: Bala ingqikithi. Hlanganisa ukubhaliswa konyaka, izindleko zomshwalense nezokupaka, izindleko zokulungisa, nezindleko zaminyaka yonke zikaphethiloli.

• Isibonelo, u-$1,000 wokulungisa, u-$1,800 kaphethiloli, kanye no-$2,400 wokubhalisa, umshwalense, nokupaka izimoto zilingana no-$5,200 ngonyaka ngezindleko zokushayela.

Isinyathelo sesi-4: Bala izindleko zakho zansuku zonke. Hlukanisa izindleko zonyaka zokushayela ngezinsuku ezingama-365 zonyaka.

• Izindleko zakho zokushayela ezicatshangelwayo zansuku zonke zingu-$14.25 ngosuku.

Ingxenye 5 kwezi-5: Bala izindleko zemayela lokushayela

Isinyathelo sesi-1: Bala izindleko ngemayela. Hlukanisa izindleko zakho zonyaka zokushayela ngenani lamamayela owashayelayo ngonyaka.

• Uma ushayela amamayela angu-12,000 ngonyaka futhi izindleko zakho zonyaka zingu-$5,200, izindleko zakho ngemayela elihanjiwe zingu-$43 ngemayela.

Ungakwazi nokufaka imoto yakho ohlelweni lokulungisa lwe-AvtoTachki ukuze uthole ukuthi kubiza malini ukugcinwa okuvamile kwemoto yakho kanye nezinkonzo ezihlukahlukene. Kuyithuluzi eliwusizo ongalisebenzisa uma uthenga ngokuqhathanisa futhi ufuna ukwazi ukuthi imoto eyodwa ibaluleke kakhulu yini kunezinye ozicabangelayo.